Retire confidently

Offering the ERISA fiduciary oversight of a 3(21) investment advisor, our team provides comprehensive and objective advisory services.

Our customized solutions help companies manage the complexities of their particular organization’s financial needs, from employee retirement plans to company pension plans.

Acknowledgement of our fiduciary status
We will acknowledge in our UBS Institutional Consulting Group Services Agreement to act as a 3(21) or 3(38) fiduciary to your organization for the advisory services described in the UBS Institutional Consulting Group Services Agreement.

Advisory services
As your dedicated investment advisors, we provide a range of benefits, including:

• The advantage for clients to custody assets at UBS or away
• The disclosure of material ancillary revenues (12b-1 fees, trails, etc.)
• A flat fee structure regardless of investment product selected
• A defined set of roles and responsibilities as investment advisors

Our experienced team works with you and your employees to keep up with changing regulations, stay on top of requirements and design retirement and incentive programs to attract and retain top talent.

With complicated benefit packages—as well as potentially complex tax consequences—you need specialized advice.

Plan benchmarking review
Plan sponsors need to have a clear understanding of what participants are paying and what they are receiving for those fees.

ERISA 404(c) compliance checklist assistance
Complying with ERISA section 404(c) may shield sponsors of retirement plans with participant-directed investments from liability for investment decisions made by plan participants.

Recordkeeper search and selection
If a change to the recordkeeper is required, our team has extensive experience in implementing 401(k) platform transitions.

Enhanced financial education
Expanded support gives your participants everything they need to understand the value of your retirement plan.

Our turnkey advisory solutions provide plan sponsors with customized investment services to meet their specific needs.

No matter how large or small your company, you need a system that puts all the information you need at your fingertips.

Development/review of Investment Policy Statement
Our team can work closely with you to help you develop a formal policy that reflects your objectives and risk requirements, while setting parameters for investment selection and evaluation.

Independent investment reviews
Our investment review process helps ensure no investments have fallen outside the parameters of the Investment Policy Statement.

Manager search and selection
Three critical elements of a successful investment manager search: a disciplined selection process, consistency in applying that process and skilled search professionals to implement the process.

Conflict-free advice
Our compensation structure—asset-based fees—is not determined by the investments you select. In fact, in order to avoid even the appearance of any conflicts, we automatically eliminate our proprietary or affiliated money managers from the selection process, unless advised otherwise by our non-ERISA clients.