A plan for today, tomorrow and generations to come

Observatory on mountain top

By understanding what’s most important to you, we can organize your financial life to help make sure your short-term needs don't cloud your long-term goals. We provide a structure so you clearly understand where your money is, and why. The plan we create together can help you stay focused at each stage of life, today, tomorrow and for future generations.

Four people meeting in glass office

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Frank-Lockwood

    Frank Lockwood

    Senior Vice President–Wealth Management

    Financial Advisor

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    • CA
    • CO
    • CT
    • FL
    • IN
    • MA
    • MN
    • NC
    • NH
    • NJ
    • NY
    • OH
    • OK
    • OR
    • PA
    • SC
    • TX
    • VA
    • VT
    • WA

    After 30 years, in the industry, Frank Lockwood has been through enough market downturns to know that client communication is the bedrock of his business.

    As a Senior Vice President in Wealth Management, Frank focuses on ultra high-net worth families whose ultimate goal is capital preservation. He understands how hard these families have worked to obtain their wealth and success and so he works tirelessly to help them maintain that affluence for future generations.

    Frank specializes in fixed income, portfolio construction and management that is done in tandem with sophisticated estate planning.

    From tax-efficient municipal bond trades to alternative investments, he can expertly meet all his clients needs, thanks to his complete access to the firm’s top intellectual capital.

    In addition, he is a member of the firm’s global investment banking team which allows him to create and implement complex investment banking strategies for the mid to large size companies his clients have created.

    Frank has formed deep, personal relationships with the 100 households he manages and understands the multifaceted issues that affects their lives and financial decisions.   He prides himself  on his ability to articulate these complex issues in an approachable, unobtrusive way.

    Frank holds the Series 3, 7, 63 and 65 securities licenses. He is also licensed in health, life, long-term care, variable annuity and variable life insurances.

    When he is not in the office, he can be found fishing or doing charity work to support the humane treatment of animals.

          600 Washington Boulevard
          Stamford, CT 06901
        • Tracy-Byrnes

          Tracy Byrnes, CDFA

          Financial Advisor

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          • CA
          • CO
          • CT
          • FL
          • IN
          • MA
          • MN
          • NC
          • NH
          • NJ
          • NY
          • OH
          • OK
          • OR
          • PA
          • SC
          • TX
          • VA
          • VT
          • WA

          Tracy’s unconventional career as a long-time business journalist and former anchor and reporter for FOX News and FOX Business Network serendipitously led her to her current role. The diversity of people she has met over the years has provided her with insight, experience and a true ability to translate complex concepts into straightforward advice. By helping her clients build a solid financial infrastructure, Tracy can help her clients pursue their goals and plan confidently for the future.

          Experience

          • Anchor, reporter, FOX News and FOX Business Network
          • Chief Correspondent, TheStreet.com
          • Senior Accountant, Ernst & Young, LLP

          Credentials

          • M.B.A., accounting, Rutgers University
          • B.A., economics, Lehigh University
          • CDFA®, Certified Divorce Financial Analyst

          Life

          She enjoys spending time with her children who, to her, are the “coolest” kids out there.

            • Rutgers University, M.B.A.- Accounting
            • Lehigh University, B.A. - Economics
            • Certified Divorce Financial Analyst
            600 Washington Blvd
            Stamford, CT 06901
          • Andrea-Anderson

            Andrea Anderson

            Client Associate

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            • CA
            • CO
            • CT
            • FL
            • IN
            • MA
            • MN
            • NC
            • NH
            • NJ
            • NY
            • OR
            • PA
            • TX
            • VT
            • WA

            Andrea is responsible for our team's client service and administrative functions.  She has a genuine interest in cultivating relationships with our clients and provides excellent service. Prior to joining UBS, Andrea worked at Morgan Stanley for 14 years, and has over twenty two years of experience in the financial and banking industry. 

            Andrea loves to shop and travel in her spare time.

            The credentials that help build confidence

            • Series 7 and 66 securities licenses
            • B.A. degree in business administration from Concordia College
              • Concordia College, B.A. - Business Administration
                600 Washington Blvd
                Stamford, CT 06901

              Your 401(k)'s lifetime income illustration

              Retirement planning

              Retirement planning

              Multigenerational planning

              Multigenerational planning

              5 Things with Tracy Byrnes

              Podcast library

              5 Things with Tracy Byrnes is a fast, fun, informative way for female founders to gather the knowledge they need to run their business. Byrnes, a former FOX Business anchor and reporter, is now a financial advisor with a mission to empower, encourage and enlighten female entrepreneurs. In each episode she will pull from her arsenal of experts to help founders take their businesses to the next level. Every episode will offer the "5 things" they need to know about a particular subject, so come ready to laugh and learn as we tackle everything from getting loans to analyzing cash flow.

              Backed by the strength of UBS

              A global leader in wealth management

              $2.8 trillion

              In invested assets globally 
              As of 06/30/2022

              51 countries

              Our global footprint

              Global leader

              UBS is a world-leading wealth manager

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