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$7 trn
UBS Group invested assets
As of 12/31/2025
Financial Advisor
My path into wealth management began at UBS as an intern while I was studying Agriculture at the University of Puerto Rico, Mayagüez. What may seem like an unconventional start sparked my interest in financial markets and economics. After graduating, I joined UBS full-time as a Client Associate and later advanced to the role of Financial Advisor, where I am proud to be part of the Franco Carrasco Wealth Management team.
My Approach to Wealth Management
I work closely with affluent individuals, families, business owners, and nonprofit organizations to help them navigate the complexities of investment management, wealth preservation, risk management, and legacy planning. My approach is centered on building long-term relationships, understanding each client’s unique circumstances and goals, and developing personalized strategies designed to support their financial objectives.
As a member of the Franco Carrasco team at UBS, I combine attentive, responsive service with access to the extensive resources, research, and investment capabilities of one of the world’s leading wealth management firms. My goal is to provide clients with the guidance, expertise, and confidence they need to make informed financial decisions and pursue their goals through every stage of life.
Education
José Julio Ramírez Vélez is also part of:
Franco J. Carrasco, CFA
Lets connect
Financial Advisor
My path into wealth management began at UBS as an intern while I was studying Agriculture at the University of Puerto Rico, Mayagüez. What may seem like an unconventional start sparked my interest in financial markets and economics. After graduating, I joined UBS full-time as a Client Associate and later advanced to the role of Financial Advisor, where I am proud to be part of the Franco Carrasco Wealth Management team.
My Approach to Wealth Management
I work closely with affluent individuals, families, business owners, and nonprofit organizations to help them navigate the complexities of investment management, wealth preservation, risk management, and legacy planning. My approach is centered on building long-term relationships, understanding each client’s unique circumstances and goals, and developing personalized strategies designed to support their financial objectives.
As a member of the Franco Carrasco team at UBS, I combine attentive, responsive service with access to the extensive resources, research, and investment capabilities of one of the world’s leading wealth management firms. My goal is to provide clients with the guidance, expertise, and confidence they need to make informed financial decisions and pursue their goals through every stage of life.
Education
José Julio Ramírez Vélez is also part of:
Franco J. Carrasco, CFA
Lets connect
Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.
Our Commitment to Puerto Rico
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We’re committed to understanding what wealth means for you.
At UBS, excellence comes from nurturing the best of our heritage, mastering the details and delivering the expertise you need to turn your financial vision into a reality. The result? Financial advice that is finely crafted for what matters most to you.
$7 trn
UBS Group invested assets
As of 12/31/2025
51 countries
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