The right moves for your financial future

• AZ
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• CT
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• MS
• NC
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• NY
• OH
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• PA
• PR
• TX

A true calling
Coming from a humble background, Franco was fascinated by the financial markets and blessed with the talent to understand the way they work. He believes strongly that his abilities in the financial services industry are the way he has been called to serve other people by helping them achieve their financial goals.

Experience and dedication
Franco worked briefly in the IT business before joining Smith Barney in 1997. He moved to UBS in 2007. As a Senior Portfolio Manager and one of the few Chartered Financial Analysts™ (CFA®) in Puerto Rico, he is the discretionary portfolio manager for long-term, risk-tolerant investors whose target is growth. Backed by the in-depth research of UBS analysts, he believes strongly in an investment (as opposed to a speculation) approach, and often invests his own funds right alongside his clients.

Franco is proud to be leading a dedicated team who, like him, have high moral standards, a belief in fiduciary duty and a united commitment to their clients’ successful financial outcomes.

Credentials and education

• Senior Vice President–Wealth Management
• Senior Portfolio Manager
• Chartered Financial Analyst™ (CFA®)
• Life and health insurance licenses
• M.B.A. from the University of Massachusetts, Amherst
• B.A. in economics from the University of Puerto Rico—Río Piedras, Magna Cum Laude (1989)

• CT
• FL
• MO
• NJ
• NY
• OH
• PR
• TX

The right solutions
Irma began her career as an insurance agent, but when almost all of her clients expressed a need for financial advice, she decided to train herself in the financial services industry. After joining UBS in 2015, she became a Registered Client Service Associate, where she focuses on listening empathetically to client needs and striving to help them find the right solutions.

Credentials and education
Irma graduated from Polytechnic University with a B.B.A. in accounting and received her M.B.A. in finance from Inter American University. She holds the Series 7 and 63 securities licenses as well as variable life insurance and annuities licenses. She continues to learn more about the financial services business by studying Wealth Management with Cannon Financial Institute and reading everything she can about financial issues.

Outside of UBS
On weekends, Irma walks with her husband on the beach or in Old San Juan. She also loves traveling with her family. Whenever possible, she gives back to her community by volunteering in UBS charitable activities.

• FL
• PR