$6.9 trn
UBS Group invested assets
As of 10/29/2025
Your business is your legacy, but planning for your exit—and the future of the company—requires specialized expertise to unlock its full potential. We stand ready to help you develop a holistic, bespoke financial plan that’s tailor-made for you and your business. The Corporate Liquidity Planning Group at UBS—led by Joshua Young, CFP®, CEPA®—can help you craft the right financial strategy for your evolving personal and corporate needs, identifying the right mix of assets, the right amount of liquidity, and the right succession plan—for right now and beyond.
Our process begins with a deep dive into your existing portfolios, your personal and corporate risk tolerance, and your goals for both you and your business’ next chapter. With that foundation, we develop and implement a comprehensive action plan for wealth management that encompasses your personal dreams and aspirations, supports the company’s long-term strength and stability, and enhances employee engagement and retirement security. Together, we’ll put your life’s work to work, considering your liquidity, your longevity and your legacy—personally, professionally and philanthropically.
A successful transition isn’t just about the moment you sell—it’s about making smart financial decisions at every stage. Whether you’re years away from an exit, actively preparing for one, or looking to optimize wealth after a sale, we help align your financial strategy with your goals.
No matter where you are, we provide the financial strategies to help you Plan for the future, Execute with confidence, and Protect what you’ve built.
Our approach balances Liquidity for immediate needs, Longevity for lasting security, and Legacy for a future that reflects your values.
No matter where you are in the process, we bring clarity and confidence to your next steps—
helping you, your business, and those who matter most.
Your business is your legacy and unlocking its value to support your transition into life’s next stage—while ensuring its continued success—requires specialized expertise. We can help lay the foundation for the next chapters, both for you and for your business, using a framework that supports short-term liquidity, promotes stability and viability, and maintains your legacy.
What sets us apart is our deep understanding of how each aspect of an exit weaves together, influencing both your personal journey and your company’s future. We focus on creating integrated strategies that align your personal goals with the complex financial implications of leaving your business, paving the way for a seamless and optimized transition.
Many business owners who sell to an ESOP elect Section 1042 and end up holding Floating Rate Notes (FRNs) to meet Qualified Replacement Property (QRP) requirements and defer capital gains. It’s a smart first move—preserve value, defer tax, stay compliant.
But here’s the problem, without a strategy beyond the FRN, you may face limited growth, narrow diversification, and unrealized legacy goals.
Learn how our team can help you move from deferred to strategic
Your company is more than just a business—it’s a legacy that must be protected, strengthened, and positioned for long-term success.
We partner with management teams to Plan for financial stability, Execute strategies that optimize liquidity and employee benefits, and Protect the business through leadership transitions and risk management.
By balancing short-term Liquidity, long-term Longevity, and a lasting Legacy, we help ensure your organization remains resilient, competitive, and built to last.
Whether you’re navigating growth, transition, or sustainability, we provide the financial strategies to help your business thrive today, tomorrow, and for generations to come.
Creating a tangible plan with your repurchase obligation study results
The Corporate Liquidity Planning Group partners with ESOP-owned companies to create a Repurchase Liquidity Plan—a formal, documented investment roadmap built directly from your existing Repurchase Obligation study.
Discover how we can help you stop reacting and start preparing.
A comprehensive financial planning approach that takes into account the distinctive features of the ESOP, aimed at fostering long-term stability while mitigating traditional risks and downsides.
Complete our ESOP Repurchase Obligation Planning Candidate Checklist to see if you're a strong candidate for our team's services. A company with several "Yes" answers would benefits from scheduling a planning conversation with our team.
What sets us apart is our deep understanding of how each aspect of an exit weaves together, influencing both your personal journey and your company’s future. We focus on creating integrated strategies that align your personal goals with the complex financial implications of leaving your business, paving the way for a seamless and optimized transition.
Senior Vice President–Wealth Management
Financial Advisor
Account Vice President
Financial Advisor
Financial Advisor
Client Associate
Client Associate
Senior Vice President–Wealth Management
Financial Advisor
Account Vice President
Financial Advisor
Financial Advisor
Client Associate
Client Associate
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
Wealth from your point of view
An approach that works for your entire financial life
Our framework is designed to help you turn your possibilities into a plan. It starts with questions and a conversation to uncover everything that's important to you—beyond your money and wealth. Then, we organize your financial life in a way that gives you confidence you’ll have what you need—when you need it.
$6.9 trn
UBS Group invested assets
As of 10/29/2025
51 countries
Our global footprint
Global leader
UBS is a leading and truly global wealth manager
