The right moves for your financial future

Why do clients choose Gibbs-Cates Wealth Management?

We've all heard the phrase "expect the unexpected", but in reality nobody has a crystal ball. You cannot control the future, but you can plan and prepare so that when the time comes, you're able to make a well informed decision. 

At Gibbs-Cates Wealth Management, we pride ourselves in knowing our clients and educating them so that they can be engaged in their own lives. We specialize in the complex because that's when our clients need us the most.  We are transition planners meaning that we are with our clients every step of the way.  Whether it's planning for retirement, children, career changes, business valuations, business sales, or divisive family matters, our services make our client's lives better. 

How we do it?

We design a process around you by first sitting down for a discovery meeting. We pride ourselves in being an active audience with you to truly foster an intentional relationship that will serve you and your family for years to come.  We then put together a plan that coincides with who you are as a person and what you desire to accomplish.  Because we maintain open lines of communication with you, this will be a plan that adapts with your life.  By planning with purpose, we help you to be an active participant in your life so that you can stay aware of what may lie ahead.

Bonnie Gibbs, CFP®, CIMA®, CDFA®

Senior Vice President–Wealth Management

Financial Advisor

Bonnie tailors comprehensive financial plans for individuals and small businesses, as well as addressing the financial challenges following divorce to help you achieve your financial goals and dreams.  For more sophisticated clients, cash flow analysis plans can be provided and can be included in your retirement plan, as well as your estate planning analysis.  Comprehensive financial planning is more than just a series of formulas or data gathering, its insightful conversations that help you understand your financial picture, immediate and long term goals and the critical financial decisions you need to make to ensure you successfully pursue those goals over a lifetime. 

Bonnie started her career in financial services in 1985, is a Certified Financial Planner (CFP®), acquired her Certified Investment Management Analyst (CIMA®) from the Wharton School of Business at the University of Pennsylvania, and also holds her AIF Designation – Accredited Investment Fiduciary.  In addition, Bonnie holds her CDFA®, Certified Divorce Financial Analyst.  Becoming single after spending years as a couple presents a momentous financial and emotional challenge whether it's through divorce or the loss of a spouse.  Her passion as a good listener is to help people plan for their future and to help articulate goals and dreams into a tangible plan.  A written plan provides insight into what's possible for the future.  Your plan is also accessible to you securely online so you can stay abreast of your progress.  With almost 33 years of experience in financial services, she is a tremendous source of knowledge.  Bonnie's planning process involves looking at her clients' needs, goals, dreams, and developing a path to achieve those goals.

Registered States:
  • AR
  • AZ
  • CA
  • CO
  • DC
  • FL
  • GA
  • ID
  • IL
  • IN
  • KS
  • KY
  • LA
  • MA
  • ME
  • MN
  • MO
  • NC
  • NE
  • NJ
  • NM
  • NV
  • NY
  • OH
  • OK
  • OR
  • TX
  • UT
  • WA
  • WY

Recognized as an industry leader:

  • Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
  • Forbes Top Women Wealth Advisors Best-in-State, 2024The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.

Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

Credentials

  • Certified Divorce Financial Analyst
  • CERTIFIED FINANCIAL PLANNER™
  • Certified Investment Management Analyst®

Our advice is comprehensive. We help diverse clients in a broad range of areas, including:

Financial planning
Education planning
Long-term care planning
Custom portfolios
401(k) plan services
Lending services
Multi-generational families
Women investors
4600 South Ulster Street
Suite 700
Denver, CO 80237

Email Me

bonnie.gibbs@ubs.com
Bonnie Gibbs, CFP®, CIMA®, CDFA®
4600 South Ulster Street,Denver,CO,80237

Brian C. Cates, CEPA

Senior Vice President–Wealth Management

Financial Advisor

Brian enjoys assisting his clients with analyzing their financial situation and implementing appropriate wealth management strategies to achieve their goals. What often feels like a daunting task for many investors can become an incredible feeling of accomplishment. Brian's clients are usually seeking the right solutions to fund their children's higher education expenses, fund a lively retirement and protect against potential long term care issues. With over 25 years of financial services industry experience, he understands how to meet his clients' goals through portfolio diversification, risk management and identifying potential wealth management solutions.

Brian entered the financial services industry after earning a Bachelor of Arts degree in Communications from the University of Northern Colorado with a minor in business. He has gained experience in dealing with the extremes of the market that result from recessions, disasters, international conflict, debt crisis and bursting investment bubbles. These are all storms that Brian has successfully weathered with his clients. In his free time, Brian enjoys spending time with his family, fly fishing, shooting sporting clays, and golfing. He currently resides in Centennial with his wife.

Registered States:
  • AR
  • AZ
  • CA
  • CO
  • DC
  • FL
  • GA
  • ID
  • MA
  • MD
  • ME
  • MI
  • MO
  • NJ
  • NV
  • NY
  • OH
  • OR
  • TX
  • UT
  • VA
  • WY

Recognized as an industry leader:

  • Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

Education

  • University of Northern Colorado, Bachelor of Arts degree in Communications with a minor in business

Credentials

  • Certified Exit Planning Advisor

Our advice is comprehensive. We help diverse clients in a broad range of areas, including:

Financial planning
Long-term care planning
Exit planning
Business succession
Business owners
Entrepreneurs
Professionals
Family Offices
4600 South Ulster Street
Suite 700
Denver, CO 80237

Email Me

brian.cates@ubs.com
Brian C. Cates, CEPA
4600 South Ulster Street,Denver,CO,80237

Michael Cates, CFP®

Financial Advisor

Michael works closely with individuals, families, and businesses in the community to diagnose their financial needs, wants, and wishes.  In developing a tailored financial plan, Michael works tirelessly with his clients to maintain plan integrity and ensure excellent execution.  He is passionate about developing intentional relationships with his clients and helping them to understand how investment strategies can change their lives.  The core of Michael's  practice is to provide his clients with peace of mind surrounding their financial affairs so that they are able to enjoy life with their families and friends and accomplish their life-long goals.  Michael brings a unique skill set to this industry in that he is early in his career, but  is supported by the experience of successful advisors who make up Gibbs-Cates Wealth Management.  With this structure, Michael can offer the best knowledge and experience available in addition to longevity and consistency in service to his clients and their future generations.

Michael graduated  from the University of Colorado Boulder as a Biochemistry major with minors in business and chemistry as well as induction into the Phi Beta Kappa National Honor Society.   He is driven, energetic, and able to provide a fresh perspective to the team as he leverages technology for his clients. 

Michael is an avid outdoorsman, a novice lover of literature and the arts, and experimental home brewer.  He is a member of his local Kiwanis Club and a strong advocate of the Laradon Foundation that serves to provide education and independence to children and adults with intellectual and developmental disabilities.  Michael loves people, and is enthralled with learning and understanding their stories.  People do not often have the opportunity to delve into their life with an active audience present, and Michael prides himself in being able provide that audience.

Registered States:
  • AR
  • AZ
  • CA
  • CO
  • DC
  • FL
  • GA
  • ID
  • MA
  • MD
  • ME
  • MI
  • MO
  • NJ
  • NV
  • NY
  • OH
  • OR
  • TX
  • UT
  • VA
  • WY

Recognized as an industry leader:

  • Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

Education

  • University of Colorado Boulder, Biochemistry major with minors in business and chemistry

Our advice is comprehensive. We help diverse clients in a broad range of areas, including:

Financial planning
Long-term care planning
Estate planning strategies
Legacy planning
Business succession
Asset allocation
Sustainable investing
Multi-generational families
4600 South Ulster Street
Suite 700
Denver, CO 80237

Email Me

michael.cates@ubs.com
Michael Cates, CFP®
4600 South Ulster Street,Denver,CO,80237

Lindsey Langhans

Authorized Officer

Market Administrative Officer

Registered States:
  • CO

Education

  • University of Wyoming, Bachelor's Degree, Political Science and Government

Our advice is comprehensive. We help diverse clients in a broad range of areas, including:

Financial planning
Education planning
Long-term care planning
Retirement planning
Legacy planning
Custom portfolios
Asset allocation
Alternative investments
4600 South Ulster Street
Suite 700
Denver, CO 80237

Email Me

lindsey.miller@ubs.com
Lindsey Langhans
4600 South Ulster Street,Denver,CO,80237