Experience

Michael A. Zinn, CFP®, CIMA®, Managing Director, Wealth Management Advisor. Michael is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and a Certified Investment Management Analyst (CIMA®) and has been advising high net worth clients since 1990. A graduate of Tufts University, Michael taught math briefly before joining Cowen & Company in 1990 and then Merrill Lynch in 1993. At UBS, Michael's responsibilities include private portfolio management, selection of professional fee based money managers and financial planning analysis. Michael has made numerous appearances on CNBC to discuss his outlook on the market. Michael, his wife Nancy, three boys Sam Jonah and Danny, and Dog Augie reside in Montclair, NJ.

CA Insurance License: 0G81465

Bradley I. Ray, CFP®, CIMA®, Senior Vice President, Wealth Advisor, Senior Portfolio Manager, PMP Program. Brad is both a CERTIFIED FINANCIAL PLANNER™ professional and a Certified Investment Management Analyst (CIMA®) and has been advising high net worth clients since 1999. Brad earned his BS from The Pennsylvania State University, where he studied Quantitative Psychology and Information Systems & Statistical Analysis. Brad's responsibilities include financial planning, investment strategy, corporate retirement plans and portfolio management. Brad, his wife Jennifer, daughter Ella, son Xavier and dogs Odin & Winnie reside in Larchmont, NY.

CA Insurance License: 0G81483

Ryan J. Svatora, CRPC®, ADPA®, Senior Vice President, Financial Advisor. Ryan is a Chartered Retirement Planning Counselor® (CRPC®) and Accredited Domestic Partnership Advisor® (ADPA®), and has been advising high net worth clients since 2003. Ryan earned his BS from The Pennsylvania State University, where he studied International Business and Management. Ryan is a compassionate and experienced Financial Advisor specializing in the unique financial needs of the LGBTQ+ community. Ryan understands the specific challenges and opportunities faced by individuals and couples within the community, and is committed to providing personalized financial guidance tailored to the goals and values of each client. He offers expertise in areas such as retirement planning, tax strategies, estate planning, and investment management, with a deep understanding of the legal and financial implications relevant to gay and lesbian relationships. Ryan currently resides in Maplewood, NJ with his partner Brandon and cats­­­­­­­­­ Josie and Callie.

CA Insurance License: 0M56365

Sophie Jacobs Klepner, CIMA®, CRPC®, Wealth Strategy Associate. Sophie is a Certified Investment Management Analyst® (CIMA®) and Chartered Retirement Planning Counselor® (CRPC®), and has been with The Zinn, Ray & Svatora Group since 2016. Sophie graduated from The University of Miami, majoring in Finance, before joining the team in New York.  Sophie is committed to providing tailored wealth management solutions to high net worth individuals and families. Sophie is known for her exceptional attention to detail, analytical skills, and passion for working with clients to help them meet their financial goals. Sophie currently resides in Brooklyn with her husband Marc and their dog Monty.

Olivia Cohen, CRPC®, Client Associate. Olivia is a Chartered Retirement Planning Counselor® (CRPC®), and joined The Zinn, Ray & Svatora Group in 2022. Specializing in delivering unparalleled client assistance and fostering strong relationships, Olivia plays a pivotal role in ensuring an exceptional client experience. With her proactive approach and meticulous attention to detail, she strives to exceed client expectations and contribute to the overall success of the team. Olivia is originally from Voorhees, NJ and graduated from The University of Miami, where she majored in Finance and Marketing. She currently resides on the Upper West Side with her fiancé Jacob.

Dylan Dertouzos, Client Associate. Dylan joined The Zinn, Ray & Svatora Group in 2023, after graduating from Providence College with a major in Business Management. Dylan is dedicated to client satisfaction and is adept at addressing client inquiries, facilitating transactions, and assisting with account management. Dylan is originally from Wyckoff, NJ and now resides in the West Village.