Experience. Advice. Collaboration.

Planning for your family’s entire financial needs

ZRS Team 2023 Photo

56

appearances in the media

82

Collective years of experience


With the complexity of today's markets and uncertainty about tomorrow's economy, good financial advice is more important than ever. As a team of dedicated Financial Advisors, we're committed to helping you organize your finances around your short term needs, your longer-term goals and what you envision for generations to come. Our knowledgeable perspective, good judgement and broad experience can help you meet your challenges and seize opportunities.

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Michael zinn

    Michael Zinn

    Managing Director–Wealth Management

    Financial Advisor

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    • AZ
    • CA
    • CO
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    • DC
    • DE
    • FL
    • GA
    • HI
    • IL
    • IN
    • MA
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    • ME
    • MI
    • NC
    • NJ
    • NM
    • NV
    • NY
    • OH
    • OR
    • PA
    • RI
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    Michael A. Zinn, CFP®, CIMA®, Managing Director, Wealth Management Advisor. Michael is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and a Certified Investment Management Analyst (CIMA®) and has been advising high net worth clients since 1990. A graduate of Tufts University, Michael taught math briefly before joining Cowen & Company in 1990 and then Merrill Lynch in 1993. At UBS, Michael's responsibilities include private portfolio management, selection of professional fee based money managers and financial planning analysis. Michael has made numerous appearances on CNBC to discuss his outlook on the market. Michael, his wife Nancy, three boys Sam Jonah and Danny, and Dog Augie reside in Montclair, NJ.

    CA Insurance License: 0G81465

     

    • Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
    • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

      • CERTIFIED FINANCIAL PLANNER™
      • Certified Investment Management Analyst®
      • Senior Portfolio Manager
      • Wealth Advisor
      1285 Avenue Of The Americas
      New York, NY 10019
      michael.zinn@ubs.com
      Michael Zinn
      1285 Avenue Of The Americas,New York,NY,10019
    • brad ray

      Bradley Ray

      Senior Vice President–Wealth Management

      Financial Advisor

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      • AZ
      • CA
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      • CT
      • DC
      • DE
      • FL
      • GA
      • HI
      • IL
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      • NC
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      • NY
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      • VA
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      Bradley I. Ray, CFP®, CIMA®, Senior Vice President, Wealth Advisor, Senior Portfolio Manager, PMP Program. Brad is both a CERTIFIED FINANCIAL PLANNER™ professional and a Certified Investment Management Analyst (CIMA®) and has been advising high net worth clients since 1999. Brad earned his BS from The Pennsylvania State University, where he studied Quantitative Psychology and Information Systems & Statistical Analysis. Brad's responsibilities include financial planning, investment strategy, corporate retirement plans and portfolio management. Brad, his wife Jennifer, daughter Ella, son Xavier and dogs Odin & Winnie reside in Larchmont, NY.

       

      CA Insurance License: 0G81483

      • Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
      • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

        • CERTIFIED FINANCIAL PLANNER™
        • Certified Investment Management Analyst®
        • Senior Portfolio Manager
        • Wealth Advisor
        1285 Avenue Of The Americas
        New York, NY 10019
        brad.ray@ubs.com
        Bradley Ray
        1285 Avenue Of The Americas,New York,NY,10019
      • ryan svatora

        Ryan Svatora

        Senior Vice President–Wealth Management

        Financial Advisor

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        • AZ
        • CA
        • CO
        • CT
        • DC
        • DE
        • FL
        • GA
        • HI
        • IL
        • MA
        • MD
        • ME
        • MI
        • NC
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        • NV
        • NY
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        • OR
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        • RI
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        • VA
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        Ryan J. Svatora, CRPC®, ADPA®, Senior Vice President, Financial Advisor. Ryan is a Chartered Retirement Planning Counselor® (CRPC®) and Accredited Domestic Partnership Advisor® (ADPA®), and has been advising high net worth clients since 2003. Ryan earned his BS from The Pennsylvania State University, where he studied International Business and Management. Ryan is a compassionate and experienced Financial Advisor specializing in the unique financial needs of the LGBTQ+ community. Ryan understands the specific challenges and opportunities faced by individuals and couples within the community, and is committed to providing personalized financial guidance tailored to the goals and values of each client. He offers expertise in areas such as retirement planning, tax strategies, estate planning, and investment management, with a deep understanding of the legal and financial implications relevant to gay and lesbian relationships. Ryan currently resides in Maplewood, NJ with his partner Brandon and cats­­­­­­­­­ Josie and Callie.

        CA Insurance License: 0M56365

        • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

            1285 Avenue Of The Americas
            New York, NY 10019
            ryan.svatora@ubs.com
            Ryan Svatora
            1285 Avenue Of The Americas,New York,NY,10019
          • sophie jacobs

            Sophie Jacobs Klepner

            Authorized Officer

            Senior Wealth Strategy Associate

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            • AZ
            • CA
            • CO
            • CT
            • DC
            • DE
            • FL
            • GA
            • HI
            • IL
            • LA
            • MA
            • MD
            • ME
            • MI
            • NC
            • NJ
            • NV
            • NY
            • OH
            • OR
            • PA
            • RI
            • SC
            • TN
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            • UT
            • VA
            • WA
            • WV

            Sophie Jacobs Klepner, CIMA®, CRPC®, Wealth Strategy Associate. Sophie is a Certified Investment Management Analyst® (CIMA®) and Chartered Retirement Planning Counselor® (CRPC®), and has been with The Zinn, Ray & Svatora Group since 2016. Sophie graduated from The University of Miami, majoring in Finance, before joining the team in New York.  Sophie is committed to providing tailored wealth management solutions to high net worth individuals and families. Sophie is known for her exceptional attention to detail, analytical skills, and passion for working with clients to help them meet their financial goals. Sophie currently resides in Brooklyn with her husband Marc and their dog Monty.

                  1285 Avenue Of The Americas
                  New York, NY 10019
                  sophie.jacobs@ubs.com
                  Sophie Jacobs Klepner
                  1285 Avenue Of The Americas,New York,NY,10019
                • olivia photo

                  Olivia Cohen

                  Wealth Strategy Associate

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                  • AZ
                  • CA
                  • CO
                  • CT
                  • DC
                  • DE
                  • FL
                  • GA
                  • HI
                  • IL
                  • LA
                  • MA
                  • MD
                  • ME
                  • MI
                  • NC
                  • NJ
                  • NV
                  • NY
                  • OH
                  • OR
                  • PA
                  • RI
                  • SC
                  • TN
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                  • UT
                  • VA
                  • WA
                  • WV

                  Olivia Cohen, CRPC®, Client Associate. Olivia is a Chartered Retirement Planning Counselor® (CRPC®), and joined The Zinn, Ray & Svatora Group in 2022. Specializing in delivering unparalleled client assistance and fostering strong relationships, Olivia plays a pivotal role in ensuring an exceptional client experience. With her proactive approach and meticulous attention to detail, she strives to exceed client expectations and contribute to the overall success of the team. Olivia is originally from Voorhees, NJ and graduated from The University of Miami, where she majored in Finance and Marketing. She currently resides on the Upper West Side with her fiancé Jacob.

                        1285 Avenue Of The Americas
                        New York, NY 10019
                        olivia.cohen@ubs.com
                        Olivia Cohen
                        1285 Avenue Of The Americas,New York,NY,10019
                      • dylan

                        Dylan Dertouzos

                        Client Associate

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                          Dylan Dertouzos, Client Associate. Dylan joined The Zinn, Ray & Svatora Group in 2023, after graduating from Providence College with a major in Business Management. Dylan is dedicated to client satisfaction and is adept at addressing client inquiries, facilitating transactions, and assisting with account management. Dylan is originally from Wyckoff, NJ and now resides in the West Village.

                                1285 Avenue Of The Americas
                                New York, NY 10019
                                dylan.dertouzos@ubs.com
                                Dylan Dertouzos
                                1285 Avenue Of The Americas,New York,NY,10019

                              Defining your priorities. Pursuing what matters.

                              Our experience and structured planning process drives a comprehensive financial plan and customized investment strategies. Depending on where you are in your life and the priorities that matter most, our planning conversations may focus on liquidity management, your cash flow needs, asset replacement solutions such as insurance, estate planning strategies, or tax and legal structures such as trusts and philanthropic vehicles.

                              Why does A.I. in space matter?

                              Outlook on interest rates

                              Tree

                              UBS and Credit Suisse—stronger than ever

                              Global Wealth Report 2024

                              Crafted wealth intelligence

                              Now in its 15th edition, the Global Wealth Report 2024 offers you leading insights into household wealth and prosperity across the world. In the US, average wealth growth has spiked from 3.7% between 2000 and 2010 to nearly 6.3% between 2010 and 2023.

                              Gain additional insights into the trends shaping wealth in the US and around the world.

                              Download the report

                              Insights

                              A leader in wealth management

                              Backed by the strength of our parent company, UBS AG

                              $5.8+ trn

                              UBS Group invested assets
                              As of 03/31/2024

                              51 countries

                              Our global footprint

                              Global leader

                              UBS is a leading and truly global wealth manager