Experience. Advice. Collaboration.

Planning for your family’s entire financial needs

ZRS Team 2022

56

appearances in the media

82

Collective years of experience


With the complexity of today's markets and uncertainty about tomorrow's economy, good financial advice is more important than ever. As a team of dedicated Financial Advisors, we're committed to helping you organize your finances around your short term needs, your longer-term goals and what you envision for generations to come. Our knowledgeable perspective, good judgement and broad experience can help you meet your challenges and seize opportunities.

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Michael zinn

    Michael Zinn

    Managing Director–Wealth Management

    Financial Advisor

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    Michael A. Zinn, CFP®, CIMA®, Senior Vice President, Wealth Management Advisor. Michael is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and a Certified Investment Management Analyst (CIMA®) and has been advising high net worth clients since 1990. A graduate of Tufts University, Michael taught math briefly before joining Cowen & Company in 1990 and then Merrill Lynch in 1993. At UBS, Michael's responsibilities include private portfolio management, selection of professional fee based money managers and financial planning analysis. Michael has made numerous appearances on CNBC to discuss his outlook on the market. Michael, his wife Nancy, three boys Sam Jonah and Danny, and Dog Augie reside in Montclair, NJ.

    CA Insurance License: 0G81465

     

    • Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

      • CERTIFIED FINANCIAL PLANNER™
      • Certified Investment Management Analyst®
      • Senior Portfolio Manager
      • Wealth Advisor
      1285 Avenue Of The Americas
      New York, NY 10019
    • brad ray

      Bradley Ray

      Senior Vice President–Wealth Management

      Financial Advisor

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      Bradley I. Ray, CFP®, CIMA®, Senior Vice President, Wealth Advisor, Senior Portfolio Manager, PMP Program. Brad is both a CERTIFIED FINANCIAL PLANNER™ professional and a Certified Investment Management Analyst (CIMA®) and has been advising high net worth clients since 1999. Brad earned his BS from The Pennsylvania State University, where he studied Quantitative Psychology and Information Systems & Statistical Analysis. Brad's responsibilities include financial planning, investment strategy, corporate retirement plans and portfolio management. Brad, his wife Jennifer, daughter Ella, son Xavier and dogs Odin & Winnie reside in Larchmont, NY.

       

      CA Insurance License: 0G81483

      • Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

        • CERTIFIED FINANCIAL PLANNER™
        • Certified Investment Management Analyst®
        • Senior Portfolio Manager
        • Wealth Advisor
        1285 Avenue Of The Americas
        New York, NY 10019
      • ryan svatora

        Ryan Svatora

        Senior Vice President–Wealth Management

        Financial Advisor

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        Ryan J. Svatora, CRPC®, ADPA®, Senior Vice President, Financial Advisor. Ryan is a Chartered Retirement Planning Counselor SM™ & Accredited Domestic Partnership Advisor SM™ and has been advising high net worth clients since 2003. At UBS he focuses on Financial Planning for the Gay & Lesbian Community and its Allies. Ryan earned his BS from The Pennsylvania State University, where he studied International Business and Management.

        CA Insurance License: 0M56365

              1285 Avenue Of The Americas
              New York, NY 10019
            • sophie jacobs

              Sophie Jacobs

              Wealth Strategy Associate

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              Sophie K. Jacobs, CIMA®, CRPC®, Wealth Strategy Associate. Sophie's responsibilities with the team include client relationship management, security transactions and assisting with market research. Sophie is originally from Blue Bell, PA, and graduated from the University of Miami where she majored in Finance. She currently resides in Manhattan, NY.

                    1285 Avenue Of The Americas
                    New York, NY 10019
                  • Olivia 2

                    Olivia Cohen

                    Client Associate

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                    Olivia Cohen, Client Associate. Olivia provides personalized service to our clients and is responsible for operational and administrative activities, security transactions, client onboarding, banking and cash management, and assisting with market research. Olivia is originally from Voorhees, NJ, and graduated from the University of Miami where she majored in Finance and Marketing. She currently resides on the Upper West Side in Manhattan, NY.

                          1285 Avenue Of The Americas
                          New York, NY 10019

                        Defining your priorities. Pursuing what matters.

                        Our experience and structured planning process drives a comprehensive financial plan and customized investment strategies. Depending on where you are in your life and the priorities that matter most, our planning conversations may focus on liquidity management, your cash flow needs, asset replacement solutions such as insurance, estate planning strategies, or tax and legal structures such as trusts and philanthropic vehicles.

                        The circular economy: What is it?

                        Retirement planning

                        Retirement planning

                        Multigenerational planning

                        Multigenerational planning

                        Legacy—Wealth for others

                        For needs that go beyond your own—to help you improve the lives of others

                        What will your legacy be?
                        It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

                        Learn more at ubs.com/wealthway.

                        Backed by the strength of UBS

                        A global leader in wealth management

                        $2.8 trillion

                        In invested assets globally 
                        As of 06/30/2022

                        51 countries

                        Our global footprint

                        Global leader

                        UBS is a world-leading wealth manager