Let's move forward. Together.

Joe started his professional career as an attorney.  Like law, the financial landscape is dynamic and demands continuing self-education and improvement.  Joe developed a passion for achieving fair and positive outcomes through hard work, strategic planning, and showing genuine respect for the goals of others.  To better serve his clients and continue with self-education, Joe recently became a CERTIFIED FINANCIAL PLANNER™.

Joe is an active member of the local community.  He is the treasurer of the Charity Newsies, a past president of the Worthington A.M. Rotary, and the president of his neighborhood HOA.  Joe and his wife Linda reside in Worthington with their three young daughters.  In his free time, Joe enjoys skiing, cycling, and spending time with family and friends. 

Ric's journey in the financial services industry began in 1982. His past employers include Aetna Life Insurance Company, EF Hutton, and Merrill Lynch. UBS has been his home since 2007.  Ric is a 1978 graduate of Ashland University with an economics major. After starting his family and career, Ric went back to school, completing an MBA from the University of Dayton in 1986. Continuing his education in more of an industry-related environment, Ric completed the CERTIFIED FINANCIAL PLANNER® certification in 1991 and the Chartered Financial Consultant® program in 2001.

Ric has noteworthy experience and credentials in financial planning and investment management. His scope of services includes retirement planning, education planning, investment strategy development and implementation, tax minimization, wealth transfer and insurance solutions.