Experience

From an early age, Kent was always interested and fascinated with sports statistics. He turned this passion into a successful 40+ year career in the financial services industry.

At UBS, he and his team provide highly personalized wealth management services to their clients. They focus on financial planning and emphasize asset allocation, with a focus on retirement income planning.

They also help their clients with education funding, charitable giving and estate planning.

Kent earned a bachelor’s degree in Business Administration from Cal Poly-San Luis Obispo. He and his wife live in Alamo and they enjoy snow skiing, traveling  and visiting their two daughters, who both live in Texas.

CA Insurance and Long-Term Care License #0A71106

UBS Insurance Agency Inc. License #0512985

David joined UBS in 2014 and brings over 30 years of investment advisory experience to his clients. He and his team focus on customizing and implementing strategic and tactical asset allocations and financial planning strategies for clients of Wealth Management, Private Wealth Management, and Institutional Consulting. He has worked for several financial institutions in his career, including Hambrecht & Quist, Merrill Lynch, and co-managed a Hedge Fund (Chilmark Capital) in San Francisco from 2000-2004. He lives in Walnut Creek with his wife and son where he enjoys staying active with most outdoor activities

Ryan joined UBS in 2017 as the Wealth Planning Associate for Northern California. He has worked with advisors from the greater Bay Area to develop comprehensive planning for their clients.  His focus was to understand client goals, develop strategies to help them achieve those goals, while protecting their assets for the future.  In 2019 Ryan joined the Rutledge/Johansson Group (Now Vista Financial Partners) as a Financial Advisor and finished the year by attaining his CFP credentials.  Since that time, Ryan focuses on developing relationships and constructing portfolios with an emphasis on retirement planning.

 In his free time, Ryan is usually trying new recipes on his smoker, golfing, or making it up to Tahoe for some snowboarding.

UBS Financial Services Insurance Agency Inc. License UBS#0512985 CA Agent License #0L98152

Rafael is a graduate of St. Mary's College of CA, where he majored in Business Administration and minored in Accounting. He started his career as an Intern for UBS during his senior year in college. When Rafael graduated, he became an Assistant for two independent Financial Advisors in San Ramon. Rafael made it a goal to return to UBS one day and did come back in a new role, as a Client Service Associate.

Rafael enjoys building relationships with our clients and makes it a goal to get requests done in a timely manner in order to make the client's financial experience stress free. 

Rafael and his wife were married on 02/19/2022 in Guadalajara, Jalisco, Mexico surrounded by friends and family. Recently, Rafael's wife gave birth to their first child, Rafael IV, in August 2023.

Rafael enjoys spending time with his wife, their son, their Husky/German Shepherd Azul, family, and friends. When he is not at work, he can be found at his family's ranch enjoying the views of Mt. Diablo, working on his golf game, or at a Niner's game.