Financial planning and beyond

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We make a real impact in the lives of our clients by guiding them through major life events and helping them preserve and pass on their wealth. Our customized approach focuses on thoughtful financial planning and wealth management that looks beyond your investments and encompasses all aspects of your financial life.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • richard-payne

    Richard Payne

    Senior Vice President–Wealth Management

    Financial Advisor

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    • AZ
    • CA
    • CO
    • CT
    • FL
    • GA
    • HI
    • IL
    • IN
    • KY
    • LA
    • MA
    • MD
    • ME
    • MI
    • NC
    • NJ
    • NY
    • OH
    • OR
    • RI
    • SC
    • TN
    • TX
    • VA

    Rick is the leader of our investment and retirement planning strategies. With 30+ years of experience at UBS and Gradison, Rick incorporates asset protection and planning into our unique strategy development. The Triad Group provides each client with a retirement income plan, professional investment management and multiple perspectives. Our successful solutions include goal development and execution.

    A resident of Finneytown, Rick and wife Kimberly welcomed 3 Daughters-in-law to their family as each son was married in 2023. We became grandparents in February 2024!

    Rick actively supports the Green Beret Foundation – Cincinnati Chapter. He is working on his golf game and enjoys time with his dogs. He has served as an Elder of his church and was a past member / President of the Finneytown Schools Board of Education.

    Majoring in economics and mathematics, Rick graduated from Indiana University. He earned his Master in Business Administration from the University of Michigan.

          8044 Montgomery Road
          The Towers At Kenwood
          Cincinnati, OH 45236
          richard.c.payne@ubs.com
          Richard Payne
          8044 Montgomery Road,Cincinnati,OH,45236
        • andy-conrad

          Andy Conrad

          Senior Wealth Strategy Associate

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          • AZ
          • CA
          • CO
          • FL
          • GA
          • HI
          • IL
          • IN
          • KY
          • LA
          • MA
          • MD
          • ME
          • MI
          • NC
          • NH
          • NJ
          • NY
          • OH
          • OR
          • RI
          • SC
          • TN
          • TX
          • VA

          Andy is developing his leadership skills while leveraging his 16 years of experience to bolster our Financial Planning process. He and Rick collaborate to develop unique strategies for our clients by delivering Personalized Financial and Retirement Income plans, utilizing professional portfolio managers, and incorporating multiple points of view from their combined 45+ years of experience in the financial industry. 

          Having clients who trust us enough to include us in not just their financial decisions, but most of their major life decisions is what motivates and energizes Andy.

          Andy lives in Florence, Kentucky with his wife Kelly, 2 Great Danes and a cat. He spends most of his time outside of work trying to improve his golf game, playing soccer, working in the garden or reading. He actively supports the ALZ Allstars, a local fundraising group for the Alzheimer’s Association, in the fight to develop a cure to Alzheimer’s. He graduated from Francis Marion University (South Carolina) with a BA in Finance.

                8044 Montgomery Road
                Suite 100W
                Cincinnati, OH 45236
                andy.conrad@ubs.com
                Andy Conrad
                8044 Montgomery Road,Cincinnati,OH,45236
              • Parker Payne

                Parker Payne

                Wealth Strategy Associate

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                • AZ
                • CA
                • CO
                • CT
                • FL
                • GA
                • HI
                • IL
                • IN
                • KY
                • LA
                • MA
                • MD
                • ME
                • MI
                • NC
                • NJ
                • NY
                • OH
                • OR
                • RI
                • SC
                • TN
                • TX
                • VA

                Parker joins the team with 2 years under his belt in the financial services industry, after 8 full seasons of coaching at the collegiate level. Adding a unique perspective to the team, he will add another layer of depth into our planning strategies and looks forward to serving our clients in the execution of those plans.

                Being able to help clients create a plan, stick to the plan, and achieve their goals is why Parker loves the job he has.

                Parker lives in Batavia, OH with his wife Sarah, daughter Folly, 2 dogs Frank and Louis. In his free time he enjoys being outside with the family, taking walks and the occasional round of golf. Parker stays connected to his roots being involved in the Finneytown Alumni Network and planning their annual golf event. He graduated from the University of Dayton with a BA in Sport Management and will begin studying for the CFP in July 2025.

                      8044 Montgomery Road
                      The Towers At Kenwood
                      Cincinnati, OH 45236
                      parker.payne@ubs.com
                      Parker Payne
                      8044 Montgomery Road,Cincinnati,OH,45236
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                    Turn possibilities into a plan

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                    A leading global wealth manager

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                    Clarity in a rapidly changing world

                    We’re here to help guide you through uncertain times

                    Recent global events have created volatility in the markets and uncertainty for many investors like you. With our experienced perspective we can deliver steady guidance to help you make sense of the changing markets.

                    Let’s create a path together so you can move forward with confidence, no matter what comes next.

                    A leader in wealth management

                    Backed by the strength of our parent company, UBS AG

                    $7 trn

                    UBS Group invested assets
                    As of 12/31/2025

                    51 countries

                    Our global footprint

                    Global leader

                    UBS is a leading and truly global wealth manager

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