Financial planning and beyond

Triad Group Photo

We make a real impact in the lives of our clients by guiding them through major life events and helping them preserve and pass on their wealth. Our customized approach focuses on thoughtful financial planning and wealth management that looks beyond your investments and encompasses all aspects of your financial life.

Four people meeting in glass office

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • richard-payne

    Richard Payne

    Senior Vice President–Wealth Management

    Financial Advisor

    • image
    • image
    • image
    • AZ
    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • HI
    • IL
    • IN
    • KY
    • LA
    • MA
    • MD
    • ME
    • MI
    • MN
    • MO
    • NC
    • NJ
    • NY
    • OH
    • OR
    • PA
    • RI
    • SC
    • TX
    • VA
    • WA
    • WI

    Rick is the leader of our investment and retirement planning strategies. With 30+ years of experience at UBS and Gradison, Rick incorporates asset protection and planning into our unique strategy development. The Triad Group provides each client with a retirement income plan, professional investment management and multiple perspectives. Our successful solutions include goal development and execution.

    A resident of Finneytown, Rick and wife Kimberly welcomed 3 Daughters-in-law to their family as each son was married in 2023. We became grandparents in February 2024!

    Rick actively supports the Green Beret Foundation – Cincinnati Chapter. He is working on his golf game and enjoys time with his dogs. He has served as an Elder of his church and was a past member / President of the Finneytown Schools Board of Education.

    Majoring in economics and mathematics, Rick graduated from Indiana University. He earned his Master in Business Administration from the University of Michigan.

          8044 Montgomery Road
          Cincinnati, OH 45236
          richard.c.payne@ubs.com
          Richard Payne
          8044 Montgomery Road,Cincinnati,OH,45236
        • andy-conrad

          Andy Conrad

          Senior Wealth Strategy Associate

          • image
          • image
          • image
          • AZ
          • CA
          • CO
          • CT
          • DC
          • DE
          • FL
          • GA
          • HI
          • IL
          • IN
          • KY
          • LA
          • MA
          • MD
          • ME
          • MI
          • MN
          • MO
          • NC
          • NH
          • NJ
          • NY
          • OH
          • OR
          • PA
          • RI
          • SC
          • TX
          • VA
          • WA
          • WI

          Andy is developing his leadership skills while leveraging his 16 years of experience to bolster our Financial Planning process. He and Rick collaborate to develop unique strategies for our clients by delivering Personalized Financial and Retirement Income plans, utilizing professional portfolio managers, and incorporating multiple points of view from their combined 45+ years of experience in the financial industry. 

          Having clients who trust us enough to include us in not just their financial decisions, but most of their major life decisions is what motivates and energizes Andy.

          Andy lives in Florence, Kentucky with his wife Kelly, 2 Great Danes and a cat. He spends most of his time outside of work trying to improve his golf game, playing soccer, working in the garden or reading. He actively supports the ALZ Allstars, a local fundraising group for the Alzheimer’s Association, in the fight to develop a cure to Alzheimer’s. He graduated from Francis Marion University (South Carolina) with a BA in Finance.

                8044 Montgomery Road
                Suite 100W
                Cincinnati, OH 45236
                andy.conrad@ubs.com
                Andy Conrad
                8044 Montgomery Road,Cincinnati,OH,45236
              • Cindy Stahr

                Cindy Stahr

                Client Associate

                • image
                • image
                • OH

                Cindy brings a wealth of experience to her role with the Triad Group, having previously worked at Fifth Third Bank as a Preferred Relationship Manager.  She has been in the financial services industry for almost 10 years, and holds her SIE, Series 6, Series 63, Series 65, and Life, Health, and Accidental insurance licenses.

                She enjoys helping clients reach their financial goals by building trust and relationships and plays a key role in assisting our clients with their daily operational and account service needs.

                Cindy attended Xavier University and the University of Cincinnati, where she graduated with a Bachelor of Business Administration, majoring in International Business and Marketing.  She lives in Kenwood with her husband Nick, her son Blake, and their two cats.  They enjoy cooking, shopping local, and traveling!

                      8044 Montgomery Road
                      The Towers At Kenwood
                      Cincinnati, OH 45236
                      cynthia.stahr@ubs.com
                      Cindy Stahr
                      8044 Montgomery Road,Cincinnati,OH,45236
                    Three generations in apple orchard

                    Turn possibilities into a plan

                    House View Monthly

                    Mountain climbers on peak at sunrise

                    A leading global wealth manager

                    White House

                    ElectionWatch 2024

                    24 questions for the '24 US election

                    Election day is fast approaching and the outcome could impact your portfolio. Connect with us for election insights and investment strategies that may be right for you.

                    The latest ElectionWatch report from our Chief Investment Office answers 24 of investors' frequently asked questions. Covering a range of concerns from taxes and inflation to investment considerations and monetary policy, this report can help inform your decisions regardless of the election's outcome.

                    Download the report

                    A leader in wealth management

                    Backed by the strength of our parent company, UBS AG

                    $5.9+ trn

                    UBS Group invested assets
                    As of 06/30/2024

                    51 countries

                    Our global footprint

                    Global leader

                    UBS is a leading and truly global wealth manager

                    Insights