Experience

Maria Teresa “Mia” believes that personalized service is essential when selecting the appropriate financial plan for her clients. Each plan must reflect their personal and business circumstance and help them build wealth over the long term.  

Professional History:

• Mia began her career in the financial industry in 2002, as part of the New Financial Advisor training program. Shortly after, she supported Financial Advisor Jorge L. Torruella; a legacy team member. Prior to that, she spent 7 years working in various sales and marketing roles in the hospitality industry.

Education and Credentials:

• Mia has a Bachelor’s Degree in Marketing and International Business from Bentley University in Boston
• She holds her FINRA Series 7, 65 and 66 Securities licenses
• Insurance licenses for Life, Health and Variable Annuities

Personal Life:

• Mia lives in San Juan, Puerto Rico with her husband Ramon and 14 year old son, Matias. 
• She is very devoted to her family, traveling and within her community.
• Mia is particularly active in volunteer programs that involve children, education and mentoring students.  

Enrique co-leads the team’s investment strategy and portfolio management construction process. His strong background in equity trading and analysis of portfolios along with an innate patience enables him to simplify complex financial concepts. He builds strong relationships with successful clients and business owners with their investment strategy and wealth management by using an educational approach. Enrique believes that personalized service is essential when selecting the appropriate financial plan and asset protection strategy. Each plan must help them build wealth over the long term while reflecting their personal and business circumstances. 

Professional History:

• Enrique began his career in PaineWebber in 1991 working alongside his father, “Don Billy” who was a successful Financial Advisor for over 25 years.

Education and credentials:

• Enrique has a Bachelor of Science in Agriculture Economics and Finance from the University of Georgia
• He holds his FINRA Series 7,8, 63 and 65 securities licenses
• Life insurance and Annuities Licenses

Personal life:

• Enrique was born in Ponce and currently lives in San Juan, Puerto Rico with his wife Rossina and their 2 daughters.
• He enjoys playing golf, sailboat racing, cooking and spending time in his second home, “Casa de Campo” in the Dominican Republic.

Francisco considers the trust-based relationships established with clients, to be his primary asset. His experience and knowledge qualifies him to offer customized wealth management advice and personalized service by working closely with clients to develop investment strategies tailored to their needs. This ensures he has a thorough understanding of their critical objectives and realistic expectations, as well as a clear understanding of the risks/rewards inherent in the investments each individual and family utilizes.

Professional History :

• Francisco began his career in the financial industry in 1996.
• He spent over eight years with Banco Popular in Puerto Rico, Chicago and Dominican Republic where he developed his experience in Treasury Bond investment and Bond Trading.
• Francisco rejoined UBS in 2005 as part of the New Financial Advisor development program. He later joined his mother's team, Diana Jimenez-Nettleship, one of the first female advisors in Puerto Rico, at PaineWebber to continue working with the next generation of clients upon her retirement. 

Education & Credentials:

• His Bachelor’s degree is in Business Administration with a major in International Business and Finance from American University and additionally, he holds an M.B.A. from the Kellogg Graduate School of Management at Northwestern University
• As a FINRA-registered representative, he hold Series 7 and 66 Securities Licenses
• Life, Health & Variable Annuities Insurance Licenses.

Personal Interests:

• Francisco was born in the Dominican Republic, and raised between Quito, Ecuador and San Juan, Puerto Rico. He lives in Humacao, PR with his wife, Rossana, his daughter, Eugenia, four dogs, and looks after his mother, Diana.
• He devotes his free time to his family, his community, and his daughter’s sports 
• He participates actively in the UBS Season of Service community service programs, particularly those involved in mentoring students.

Aziris is responsible for leading the team’s client service and administration efforts. She brings a unique perspective to her role. She approaches every relationship with empathy, understanding and a commitment to helping clients move successfully through financial challenges toward their goals.

Her responsibilities include account opening and maintenance, daily requests, card services, issuing checks, several banking transactions, wire transfers, Estate account processes, and many other essential activities.

Professional History:

• Aziris joined PaineWebber/UBS in 1997 and has over 24 years of experience in the financial services industry.
• Prior to UBS, Aziris worked at Banco Santander as a wire operator and DeanWitter as Investmet assistant from 1992 until 1997

Education & Credentials:

• Bachelor of Science, Business Administration from the InterAmerican University of Puerto Rico

Personal life

• Born and raised in San Juan. Currently, she lives in Cupey, has two children, Sophia and Charlie.
• Aziris is a pet lover. In her free time, she participates in many volunteer programs, and spends time with her family.