Experience

Steve is a founding partner of Torrey Pines Wealth Management, a UBS Signature Team.  Together with his team, Steve designs comprehensive wealth management solutions - including business exit-planning strategies, strategic asset allocation portfolios, and wealth preservation solutions- for a select group of business owners, executives and high net worth families.  

Steve has profound experience in the wealth management industry- helping clients successfully exit their companies, retire comfortably and securely pass their wealth along to future generations. He is dedicated to lifelong learning and professional development and has earned the Wealth Advisor and Certified Exit Planning Advisor (CEPA) designations.  Steve has been recognized by Forbes Magazine as a Best-in-State Wealth Advisor, was a 2018 recipient of the UBS Aspire Award for collaboration, leadership, and service, and is a member of the esteemed Director’s Council representing UBS’ top advisors. 

Steve has earned an M.B.A. in Advanced Finance from the University of South Florida and a B.A. in International Relations from Tulane University, where he studied abroad at the University of Cambridge, England.  Prior to his career in wealth management, Steve served as a helicopter pilot in the Marine Corps where he was decorated for performance in peacetime, humanitarian, and combat operations. Steve retired as a Lieutenant Colonel after twenty-three years of active duty and reserve service.

Steve and his family reside in Solana Beach, with his sons currently attending college in Boulder, Colorado.  Steve enjoys giving back to his community and has been recognized for his leadership and community service while serving on the boards of not-for-profit community organizations at all levels. In his leisure time, Steve enjoys open-water swimming, playing tennis and golf, traveling with his family, and listening to live music.

DeNeen is a Senior Registered Client Service Associate with Torrey Pines Wealth Management. Her primary responsibilities include leading the team's day to day operations and providing superior client service. She is most passionate about working with clients through all stages of the financial planning process and has shown excellence when taking care of client needs through personalized interactions. DeNeen is instrumental to the success of Torrey Pines Wealth Managements' processes and systems. 

DeNeen has over 25 years of experience in the financial services industry. She started in the industry in 1993 as an office assistant and then went on to work with an independent brokerage firm for 15 years, where she helped build a thriving practice. Prior to joining UBS in 2017, DeNeen worked as a Portfolio Associate with Morgan Stanley for 9 years. DeNeen holds her Series 7, 63, and 66 licenses. 

DeNeen grew up in San Diego and resides in Carlsbad with her husband, Mike. In her leisure time, she enjoys outdoor activities and spending time with her three daughters and grandchildren.

Guiding clients from many walks of life

Brad heads the Hyldahl Wealth Management Group with nearly three decades of financial services industry experience. He is a second-generation financial advisor whose father, Jim Hyldahl, was his partner until retiring recently.  Brad was introduced to finance and investing at a young age when he learned to read the stock and bond tables in the newspaper at the breakfast table with his dad. Brad believes the ability to communicate clearly and listen intently are the most important skills he has developed in providing wealth management advice to a select group of high net worth clients and families—C-suite executives, entrepreneurs, medical and legal professionals, sophisticated investors, and artists.

As a Certified Private Wealth Advisor® (CPWA®), Brad advises clients in areas that include strategic asset allocation, cash management, corporate executive services and alternative investments, as well as retirement planning and advanced wealth transfer strategies. He and his team believe strongly in close collaboration with other professionals such as tax and estate attorneys, in order to incorporate a variety of perspectives into a comprehensive wealth management approach. Brad cares deeply about the clients and families he serves and works proactively to help them achieve their goals and philanthropic endeavors.

Credentials that build confidence

·         B.A., English literature, University of California at Santa Barbara

·         Certified Private Wealth Advisor® (CPWA®)

·         Series 7 and 66 securities licenses

California Insurance License #0B86703

Outside the office

Brad and his wife, Michelle, have two grown children and live in Rancho Bernardo. He has spent many years as a volunteer in youth sports, particularly soccer, and is a career mentor to college students interested in financial services and wealth management. Brad also enjoys golf and body surfing.

Client service built on trust and clear communication

Therese performs multiple roles on the team, from operational duties to onboarding clients, developing financial plans and other key functions. She enjoys helping clients and getting to know them on a personal basis while building a foundation of trust on communication, patience and accuracy. She believes in always putting clients first.

Therese’s father was a UBS Financial Advisor who would often bring her into the office, where she enjoyed watching him converse with clients and help them achieve their financial goals. She worked at MetLife in the Case Design unit, creating client financial plans, before joining UBS as a Branch Office Administrator and Client Service Associate.

Credentials that build confidence

·         B.S., finance, San Diego State University

·         Series 7 and 66 securities licenses

CA Insurance License #0K63914

Outside the office

Therese and her husband, Nick, have one daughter, Ellie. Therese is active at Ellie’s school on the parent–teacher board. In her spare time, she loves outdoor activities, especially camping and running.