Family. Wealth. For Generations.

We believe that good financial planning advice is invaluable—it helps prepare you for whatever life brings. But it is especially important during times of major life change. Our process focuses on you and the priorities, goals, concerns and beliefs that will ultimately impact your financial well-being for years to come. We're here to help you tackle your concerns and embrace the opportunities that can enrich and empower you today and for years to come.

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Gregory J. Kight CFP, CIMA

Senior Vice President–Wealth Management
View bio
- CA
- DC
- DE
- FL
- GA
- IN
- KY
- LA
- MA
- MD
- MN
- MS
- NC
- NJ
- NM
- NY
- PA
- SC
- VA
Gregory J. Kight is a wealth management advisor to ultra-high-net-worth clients with a focus on Business Owners, Private Equity Executives, Corporate Executives, Attorneys and Physicians. Greg also allocates a great deal of his business to the non-profit community whereby he helps organizations manage their cash and investment needs.

He seeks to provide attentive, personalized, and intimate client service. To advance this aim, he positions himself with clients who value objectivity and access to the investment insights of UBS.

Gregory J. Kight has more than 32 years of experience in the financial services industry'. He received his B.S. Degree with a major in Business Administration from Tuskegee University. In 1994 , he obtained his CERTIFIED FINANCIAL PLANNER® certification. In 2003, he earned the Certified Investment Management Analyst designation. The Certified Investment Management Analyst®' designation (CIMA®), taught in conjunction with The Wharton School at the University of Pennsylvania. Gregory is also an Institutional Consultant at UBS.

Gregory serves on the admission committee of the Investments and Wealth Institute. Gregory is life member of Kappa Alpha Psi Fraternity, Inc.

Gregory enjoys spending time with his family, listening to jazz music and playing tennis.
1501 K Street North West
Suite 1100
Washington, D.C., DC 20005

gregory.j.kight@ubs.com

Gregory J. Kight CFP, CIMA

1501 K Street North West,Washington, D.C.,DC,20005
Lialta Gray

Client Associate
View bio
Lialta Gray has over 30 years in the financial industry. Prior to joining UBS she was with SunTrust Bank & Bank of America/Merrill Lynch in Wealth Management and Private Wealth.

In her spare time Lialta enjoys spending time with her three daughters and four grandchildren. Lialta also enjoys traveling, reading books and jazz. Lialta and her family reside District Heights, Maryland.
1501 K Street North West
Suite 1100
Washington, D.C., DC 20005

lialta.gray@ubs.com

Lialta Gray

1501 K Street North West,Washington, D.C.,DC,20005
Lorna Richardson

Client Associate
View bio
Lorna Richardson has over 35 years in the financial industry. Before joining UBS she was with Raymond James & Associates and SunTrust Bank as a Client Service Associate in Private Wealth and Wealth Management.

Lorna enjoys spending time with her family and is active with her church volunteering in community outreach events and events for youth. Lorna also enjoys a diverse selection of music types, art, travel and her first love is singing. She is a member of a choral group; an avid reader and she loves to travel anywhere there is beach. Lorna resides in Hyattsville, MD.
1501 K Street North West
Suite 1100
Washington, D.C., DC 20005

lorna.richardson@ubs.com

Lorna Richardson

1501 K Street North West,Washington, D.C.,DC,20005

Christopher McCullough

Executive Director

Wealth Planning Strategist

View bio

Chris is a Wealth Planning Strategist in our Mid Atlantic markets. In this capacity, Chris is responsible for providing Financial Advisors and their high net worth clients with unbiased, product neutral, advanced planning strategies, design and implementation. As an advanced financial planner, he provides expertise in the following areas:

- Estate and multi-generational planning
- Retirement income and cash flow analysis
- Business continuity and succession planning
- Retirement plans and employee benefits
- Risk and liability management planning
- Charitable giving strategies
- Executive compensation and benefit strategies
- Special Needs & Disability Planning

Utilizing the wealth planning framework, Chris aims to deliver the full breadth of UBS services to aid clients in achieving their wealth planning goals.

Past experience
Prior to joining UBS in 2022, Chris served as a Senior Trust Officer with the Goldman Sachs Trust Companies. In this capacity, Chris worked closely with high net worth families to plan and implement generational wealth transfer strategies.

Education and credentials
Chris holds a B.A in History from Gettysburg College and a J.D. and LL.M., Taxation, from Villanova University School of Law.

Life
Chris is an active member of the Philadelphia Estate Planning Counsel. He lives in Philadelphia with his wife and son.
Carrera Santiago

Wealth Planning Associate

View bio

Carrera joined UBS in 2021 as a Wealth Planning Associate and now covers Philadelphia, DC and the surrounding areas. She has significant experience in alternative investments having most recently worked in numerous roles within FS Investment Solutions for the past 6 years, including Strategy & Analytics. Originally from Delran, New Jersey, Carrera graduated in 2016 from Drexel University with a Bachelor of Science in Psychology. Carrera enjoys spending time down the Jersey shore, fixing up her new house in Cinnaminson, NJ, and playing with her adorable dogs named Ruca and Roxy.

Gregory J. Kight CFP, CIMA

Senior Vice President–Wealth Management
View bio
- CA
- DC
- DE
- FL
- GA
- IN
- KY
- LA
- MA
- MD
- MN
- MS
- NC
- NJ
- NM
- NY
- PA
- SC
- VA
Gregory J. Kight is a wealth management advisor to ultra-high-net-worth clients with a focus on Business Owners, Private Equity Executives, Corporate Executives, Attorneys and Physicians. Greg also allocates a great deal of his business to the non-profit community whereby he helps organizations manage their cash and investment needs.

He seeks to provide attentive, personalized, and intimate client service. To advance this aim, he positions himself with clients who value objectivity and access to the investment insights of UBS.

Gregory J. Kight has more than 32 years of experience in the financial services industry'. He received his B.S. Degree with a major in Business Administration from Tuskegee University. In 1994 , he obtained his CERTIFIED FINANCIAL PLANNER® certification. In 2003, he earned the Certified Investment Management Analyst designation. The Certified Investment Management Analyst®' designation (CIMA®), taught in conjunction with The Wharton School at the University of Pennsylvania. Gregory is also an Institutional Consultant at UBS.

Gregory serves on the admission committee of the Investments and Wealth Institute. Gregory is life member of Kappa Alpha Psi Fraternity, Inc.

Gregory enjoys spending time with his family, listening to jazz music and playing tennis.
1501 K Street North West
Suite 1100
Washington, D.C., DC 20005

gregory.j.kight@ubs.com

Gregory J. Kight CFP, CIMA

1501 K Street North West,Washington, D.C.,DC,20005
Lialta Gray

Client Associate
View bio
Lialta Gray has over 30 years in the financial industry. Prior to joining UBS she was with SunTrust Bank & Bank of America/Merrill Lynch in Wealth Management and Private Wealth.

In her spare time Lialta enjoys spending time with her three daughters and four grandchildren. Lialta also enjoys traveling, reading books and jazz. Lialta and her family reside District Heights, Maryland.
1501 K Street North West
Suite 1100
Washington, D.C., DC 20005

lialta.gray@ubs.com

Lialta Gray

1501 K Street North West,Washington, D.C.,DC,20005
Lorna Richardson

Client Associate
View bio
Lorna Richardson has over 35 years in the financial industry. Before joining UBS she was with Raymond James & Associates and SunTrust Bank as a Client Service Associate in Private Wealth and Wealth Management.

Lorna enjoys spending time with her family and is active with her church volunteering in community outreach events and events for youth. Lorna also enjoys a diverse selection of music types, art, travel and her first love is singing. She is a member of a choral group; an avid reader and she loves to travel anywhere there is beach. Lorna resides in Hyattsville, MD.
1501 K Street North West
Suite 1100
Washington, D.C., DC 20005

lorna.richardson@ubs.com

Lorna Richardson

1501 K Street North West,Washington, D.C.,DC,20005

Christopher McCullough

Executive Director

Wealth Planning Strategist

View bio

Chris is a Wealth Planning Strategist in our Mid Atlantic markets. In this capacity, Chris is responsible for providing Financial Advisors and their high net worth clients with unbiased, product neutral, advanced planning strategies, design and implementation. As an advanced financial planner, he provides expertise in the following areas:

- Estate and multi-generational planning
- Retirement income and cash flow analysis
- Business continuity and succession planning
- Retirement plans and employee benefits
- Risk and liability management planning
- Charitable giving strategies
- Executive compensation and benefit strategies
- Special Needs & Disability Planning

Utilizing the wealth planning framework, Chris aims to deliver the full breadth of UBS services to aid clients in achieving their wealth planning goals.

Past experience
Prior to joining UBS in 2022, Chris served as a Senior Trust Officer with the Goldman Sachs Trust Companies. In this capacity, Chris worked closely with high net worth families to plan and implement generational wealth transfer strategies.

Education and credentials
Chris holds a B.A in History from Gettysburg College and a J.D. and LL.M., Taxation, from Villanova University School of Law.

Life
Chris is an active member of the Philadelphia Estate Planning Counsel. He lives in Philadelphia with his wife and son.
Carrera Santiago

Wealth Planning Associate

View bio

Carrera joined UBS in 2021 as a Wealth Planning Associate and now covers Philadelphia, DC and the surrounding areas. She has significant experience in alternative investments having most recently worked in numerous roles within FS Investment Solutions for the past 6 years, including Strategy & Analytics. Originally from Delran, New Jersey, Carrera graduated in 2016 from Drexel University with a Bachelor of Science in Psychology. Carrera enjoys spending time down the Jersey shore, fixing up her new house in Cinnaminson, NJ, and playing with her adorable dogs named Ruca and Roxy.

A focus on personalized access and service

Working with diverse clients with specific needs, our team sees it as our top responsibility to understand each aspect of your unique and often complicated financial life.

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

House View Monthly

A leading global wealth manager

Making sense of significant wealth

We can help you plan for it.

When you have created or inherited significant wealth, you have opportunities to pursue bold and meaningful undertakings. How do you make decisions that will guide you successfully forward, no matter what your goal?

We believe it’s all about connection. That’s why we are prepared to take that journey with you today, tomorrow, every step of the way.

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A leader in wealth management

Backed by the strength of our parent company, UBS AG

^$6 trn

UBS Group invested assets
As of 12/31/2024

51 countries

Our global footprint

Global leader

UBS is a leading and truly global wealth manager

Family. Wealth. For Generations.

Pursuing your goals together

Gregory J. Kight CFP, CIMA

Lialta Gray

Lorna Richardson

Christopher McCullough

Carrera Santiago