Your life. Your wealth. Your future.

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Thomas Ruiz has over 30 years of experience in the financial sector working for UBS in various positions in the US, Argentina and Switzerland. Since 2000 advising international individual investors and as of 2005 with a focus on high-net-worth entrepreneurs and their families out of UBS’ Americas headquarters in New York. He is reputable to provide holistic advice and solutions across UBS broad platforms. He graduated from Banking and Commerce School Lucerne in Switzerland and is registered with the Series 7 and 66 licenses with the regulatory authority of the U.S. financial industry (FINRA), holding also the Life & Health Insurances Licenses in the US states: NY, NJ, CT, and FL.

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Marcantonio Tecchio has over 40 years of experience in the financial sector. Prior to joining UBS in 2016,
Marcantonio worked at two other global financial institutions in New York and Milano. He has extensive
experience in global securities' markets and has covered institutional and private clients in the United States
and in several countries in Europe and Latin America. He is a graduate of Princeton University and is
registered with the Series 7 and 66 licenses with the regulatory authority of the U.S. financial industry
(FINRA).

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Francisco has over 25 years of experience in the financial sector. Prior to joining UBS in 2016, he worked for
Merrill Lynch for 15 years, both in Montevideo and New York. Francisco deals with private clients in South
America, United States and Europe. He has a vast experience in security trading, portfolio creation and
wealth planning. He is a graduate of Universidad de Montevideo in Uruguay and is registered with Series 7
and 66 with the regulatory authority of the financial industry (FINRA), in the US.

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Griffin joins from the UBS Wealth Advice Center, where he worked across portfolio construction, asset allocation, retirement planning, and investment strategy, including work with the firm's Equity Awards team supporting clients with equity compensation. He focuses on Global Families and individuals whose wealth crosses borders. Raised in a diplomatic family across Latin America, Europe, the Middle East, Africa, and the USA, he speaks English, Spanish, and Italian.

• IE University, Bachelor's - Business Administration

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Nellie Pattavina has over 20 years experience in financial services, delivering solutions and providing support
to individual and institutional clients. She joined UBS in 2006 after working for corporate and institutional
banking at HSBC, providing relationship management services to the insurance sector. Nellie started her
career at Smith Barney assisting ultra high net worth clients. She found her passion for working with people
and the markets, and enthusiastically launched her career in wealth management. Nellie is fluent in Spanish
and Italian. Nellie has a Bachelor of Arts degree in International Relations from Boston University and is
registered with the Series 7, 63 and 65 licenses with the regulatory authority of the U.S. financial industry
(FINRA).

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Cirla Yaari brings more than 35 years of experience in banking and financial services and has been with UBS since 2016. Prior to joining UBS, she held positions at Merrill Lynch and Citibank in New York, where she developed extensive expertise in serving a diverse client base. Throughout her career, Cirla has focused on providing comprehensive support and tailored financial solutions to individual clients, their families, and corporate entities. She earned a degree in Architecture from the Universidad José María Vargas in Caracas, Venezuela, and is fluent in Spanish, enabling her to effectively serve and connect with a broad range of clients.