The right moves for your financial future

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Over the past 38 years, Mr. Douer has held a variety of senior trading and investment management positions in both developed and emerging markets. His primary focus has been on foreign exchange and fixed income markets. These positions have included leadership roles at two prominent hedge funds: portfolio manager at Moore Capital, and president and chief investment officer of Precision Asset Management. Mr. Douer also served as President of J. Safra Investments, where he managed investments for Mr. Joseph Safra in the areas of foreign exchange, global fixed income and emerging markets. 

Earlier in his career, Mr. Douer was a managing director and head of treasury at HSBC BANK USA (HSBC), where he was responsible for the overall management of HSBC’s $100Bn balance sheet and interest rate management. This included the oversight of $30Bn in investment portfolios, the U.S. Securities Lending Group, the money desk and the overall interest rate risk of HSBC. Mr. Douer also had supervisory responsibility for the Treasury departments of HSBC USA Mexico and Panama, was a participant of HSBC’s Asset Liability (ALCO) and Pension Investment Committees, and chaired the Tactical ALCO.

Mr. Douer received a B.S. in management and international business and an MBA in finance, both from New York University. He is fluent in English, French, Portuguese and Spanish.

Mr. Douer joined UBS on September 2024 along with his team The Madison Group, a 10 member team providing a full suite of wealth management services to Ultra and High Net Worth clients around the globe. Prior to UBS, Mr. Douer spent the past 12 years at Morgan Stanley where he built The Madison Group.

In addition, Mr. Douer has been named as a top advisor by various research firms including Forbes / Shook and the Financial Times and was part of Morgan Stanley’s Chairman Club and the Int. WM Council.

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Seema joined UBS International Division in September 2024 with The Madison Group. Seema has over 30 years industry experience with high net-worth individuals in India, The Caribbean, Europe, Middle East, Africa and North America across a broad range of asset classes. She began her career at Citigroup in India, and quickly progressed her career to London, and New York working for American Express and UBS in areas of corporate finance and private banking. She specialized in service clients with former roots to the Indian subcontinent.  Her experience has helped give her a distinct knowledge in evaluating the complicated global marketplace. Seema has lived in Kolkata, New Delhi, London and New York. She is married with 2 children.  When out of the office, Seema is orchestrating the bi-continental activities of her extended family, enjoying a range of activities including decorating and event planning. 

Education and credentials

• Bachelor’s Degree in Commerce (honors) - Sivanath Sasrti College
• Chartered Accountant – Certified by the Institute of Chartered Accountants of India.
• Forbes America’s Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In-State (2020-2022)
• Working Mother Magazine & SHOOK Research’s Top Wealth Advisor Moms (2018-2021)

The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12-month period ending June of the prior year. Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice

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Prior to joining UBS in 2024, Mr. Heffez spent the past 32 years across various facets of the financial markets. He began his career as an Institutional  Broker at Tullett & Tokyo Securities and ICAP Securities. His expertise in fixed income derivatives, including Interest Rate Swaps, Overnight Index Swaps, and Euro Dollar futures, enabled him to work closely with US and European banks, pension funds, and central banks.

In 2006, Mr. Heffez joined Morgan Stanley as a Financial Advisor and Middle Markets Group Broker, where he leveraged his industry experience to serve retail investors and middle market hedge funds. Within a year, he earned the firm’s prestigious Blue Chip Award, and the following year, he was inducted into the Director’s Council. In 2015, he was invited to join The Madison Group, one of the firm’s top teams, where he currently manages $200 million in equity and fixed income strategies. His areas of concentration include discretionary account management, portfolio construction, life insurance strategies, wealth transfer, and retirement/pension plans. As an International Client Advisor, he is also qualified to manage accounts in Europe, the UK, South America, and other complex jurisdictions.

Mr. Heffez holds a Bachelor’s Degree in Business Economics from the State University of New York. A lifelong New Yorker, he resides in Long Island with his wife and two children. He enjoys coaching and volunteering for Bellmore/Merrick Youth Basketball League. In his free time, he enjoys boating, traveling, attending concerts, and golf.

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Cristina brings over 28 years of experience in finance, with a strong background in both the US and Latin America. She started her career in Washington, D.C., at the Inter-American Investment Corporation and later worked at the Andean Development Bank (CAF) with headquarters in Caracas, Venezuela, where she focused on long-term financing for small and medium-sized enterprises and project finance across the region.

Before joining UBS in September 2024, Cristina spent eight years at Morgan Stanley. There, she transitioned into her role as a registered Financial Advisor with The Madison Group team, after completing rigorous coursework and obtaining all necessary licenses. She earned Morgan Stanley’s Financial Planning Specialist designation and achieved CFP® board certification in 2019.

Cristina holds a B.S. in Computer Engineering from Universidad Simón Bolívar and an MBA from Drexel University. She resides in New York with her three children and enjoys cultural events, running, and hiking. Passionate about supporting international civic and educational initiatives in Latin America, she volunteers with Friends of Fe y Alegría in the U.S., an organization dedicated to advancing education for children in Latin America. Cristina is fluent in both English and Spanish.

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Reuben joined UBS in March 2025 as a Financial Advisor. Before UBS, he worked as a Private Wealth Analyst at J.P. Morgan’s Greenwich, CT office, partnering with three wealth advisors in their ultra-high-net-worth group.  Reuben was responsible for preparing portfolio reviews, investment proposals, and managing day-to-day operations for his clients.  He started his career in sales at a fast-growing cybersecurity firm. Outside of work, Reuben is an avid Rangers and Knicks fan and enjoys exercising and reading.  

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Jessica began her career as a Client Service Associate in 2003 after working at several major firms. With over 20 years of experience in Finance, Jessica enjoys working directly with clients to effectively and efficiently manage their needs and ensure exceptional client service. Jessica attended classes at the State University of New York at Stony Brook. She currently resides in Westchester where she enjoys spending time with her husband, two sons and three dogs. Jessica is fluent in English and Spanish. Jessica holds the Series 7, 66, 9 & 10 licenses. 

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Gabriel has over 20 years experience in the financial industry. He joined The Madison Group in 2015, bringing his experience in trading and in assisting international clientele. Gabriel is fluent in English, Spanish and French. When not busy at the office, Gabriel enjoys hiking, winter sports, and traveling with his wife and son. He is also an avid fan of motorsports. 

Education and credentials

• Studied Finance at Marymount Manhattan College
• Series 7 and 63 

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Sophia was born and raised in Westchester County, New York .

She graduated from CUNY Hunter College in May 2020 where she majored in Economics and Chinese and minored in Accounting and Math. A large part of her undergraduate time was dedicated to being a member of the Chinese Flagship Program, an intensive Chinese language learning program that provided her with multiple scholarship opportunities to study abroad in Asia. Upon graduating from Hunter College, Sophia decided to pursue her interests in data management and analytics and graduated with an MS degree from the CUNY Baruch College Zicklin School of Business in 2021. She holds the Series 7, 66, and 3 licenses.

As for her interests and hobbies, she started competitive figure skating at age 3 and has since transitioned to coaching in her spare time. Her hobbies include beekeeping, gardening, cooking, snowboarding, traveling, and listening to music.

Angelina began her career in finance and banking after completing her college degree. She brings 18 years of experience in providing excellent client service to international and domestic clients. Angelina is a proud New Yorker, having been born, raised and still residing there. She is fluent in Spanish and enjoys reading, cooking and theater showes with family and friends. 

Education and credentials

• Bachelor's degree in Psychology and Sociology - Herbert Lehman College in New York.

Amanda joined The Madison Group as a Client Service Associate. Prior to joining the team, Amanda worked at Safra National Bank. She has previous experience working in commercial and retail banking as well as for the U.S. Department of Homeland Security as a Contract Specialist. She was born and raised in Sao Paulo, Brazil and speaks fluent Portuguese and English. She and her husband currently live in New York City where they enjoy spending time with their family, playing tennis, traveling and seeing live music. 

Education and credentials

• Bachelor's degree in Community and International Development - The University of Vermont.