An experienced and committed team

Steve brings a wealth of experience and competence having spent over 25 years in the financial services business.  He and his team help clients manage their wealth through their time-tested and proven process.  That process begins with delivering a comprehensive financial plan that is specifically designed for clients around their unique and important life goals.  Steve then helps implement their plan by aligning those goals with customized investment advice.  Comprehensive wealth management is his passion and vital to his approach is the on-going monitoring of investment portfolios and progress toward meeting client goals.  Equally important to Steve and his team is providing clients with a service experience that is responsive, thorough, and friendly.

Steve joined UBS Financial Services in 2009.  Prior to UBS, he worked at Smith Barney for 22 years and graduated from the University of Maryland with a B.S. from the Robert H. Smith School of Business.  Steve has also completed post-graduate work at New York University's School of Continuing Studies obtaining a Certificate in Estate and Gift Taxation and Planning.  In addition, he has been conferred as a Chartered Retirement Planning Counselor℠ (CRPC®) from the College of Financial Planning.

Steve and his wife have two children and are long-time residents of Glen Rock, NJ.  When Steve is not helping clients, he proudly serves on the Board of Trustees for Spectrum for Living, an organization serving people with developmental disabilities.  In addition to his devotion to family, he enjoys playing golf at Arcola Country Club where he has been a long-time member.

Dan joined UBS Financial Services in 2013 as a Wealth Planning Analyst.  He has designed and delivered sophisticated, customized financial plans for hundreds of UBS clients helping them to plan their financial future with confidence.  He has achieved the CERTIFIED FINANCIAL PLANNER™ (CFP®) and Accredited Wealth Management Advisor℠ (AWMA®) designations and brings a planning and goals-based investment management focus to Torrico Wealth Management where he proudly serves as a Financial Advisor.

Prior to joining UBS, Dan held various positions at Bank of America Merrill Lynch and Northwestern Mutual Financial Network.  He is an alumnus of Fordham University's Gabelli School of Business where he also played for and served as president of the University's club baseball team.  Dan's passion for family and serving others are exemplified through his involvement at Notre Dame Church in North Caldwell, NJ and as a youth baseball coach.

Rosalind (Ros) has over 16 years of experience in the financial services industry and joined UBS Financial Services in 2010 as a Senior Registered Client Service Associate.  She oversees all administrative duties of Torrico Wealth Management and works closely with the team to ensure that all clients receive the highest level of service. 

Ros is also a Client Service Associate coach in the Paramus office where she uses her experience and competence to mentor other Client Service Associates.  In addition, she holds her Series 7 license.

Ros is married with two children.  Outside of the office, she enjoys reading and spending time with her family & friends.