A plan for today, tomorrow and generations to come

By understanding what’s most important to you, we can organize your financial life to help make sure your short-term needs don't cloud your long-term goals. We provide a structure so you clearly understand where your money is, and why. The plan we create together can help you stay focused at each stage of life, today, tomorrow and for future generations.

Mountains road

Defining your priorities. Pursuing what matters.

Our experience and structured planning process drives a comprehensive financial plan and customized investment strategies. Depending on where you are in your life and the priorities that matter most, our planning conversations may focus on liquidity management, your cash flow needs, asset replacement solutions such as insurance, estate planning strategies, or tax and legal structures such as trusts and philanthropic vehicles.

Goals-based planning

Investment management

Our Philosophy

Our Process

Who we work with

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Steven

    Steven Torrico

    Senior Vice President–Wealth Management

    Chartered Retirement Planning Counselor℠

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    • AZ
    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • KS
    • MA
    • MD
    • ME
    • MI
    • MS
    • NC
    • NH
    • NJ
    • NV
    • NY
    • OH
    • PA
    • SC
    • TN
    • TX
    • VA
    • WA
    • WI
    • WV

    Steve brings a wealth of experience and competence having spent over 25 years in the financial services business.  He and his team help clients manage their wealth through their time-tested and proven process.  That process begins with delivering a comprehensive financial plan that is specifically designed for clients around their unique and important life goals.  Steve then helps implement their plan by aligning those goals with customized investment advice.  Comprehensive wealth management is his passion and vital to his approach is the on-going monitoring of investment portfolios and progress toward meeting client goals.  Equally important to Steve and his team is providing clients with a service experience that is responsive, thorough, and friendly.

    Steve joined UBS Financial Services in 2009.  Prior to UBS, he worked at Smith Barney for 22 years and graduated from the University of Maryland with a B.S. from the Robert H. Smith School of Business.  Steve has also completed post-graduate work at New York University's School of Continuing Studies obtaining a Certificate in Estate and Gift Taxation and Planning.  In addition, he has been conferred as a Chartered Retirement Planning Counselor℠ (CRPC®) from the College of Financial Planning.

    Steve and his wife have two children and are long-time residents of Glen Rock, NJ.  When Steve is not helping clients, he proudly serves on the Board of Trustees for Spectrum for Living, an organization serving people with developmental disabilities.  In addition to his devotion to family, he enjoys playing golf at Arcola Country Club where he has been a long-time member.

     

      • University of Maryland, Robert H. Smith School of Business, B.S.
      • Chartered Retirement Planning Counselor℠
      61 South Paramus Road
      Mack Center IV, 4th Floor
      Paramus, NJ 07652
    • Daniel

      Daniel P. Garden, CFP, AWMA

      Account Vice President

      CERTIFIED FINANCIAL PLANNER™

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      • AZ
      • CA
      • CO
      • CT
      • DC
      • DE
      • FL
      • GA
      • MA
      • MD
      • MI
      • MS
      • NC
      • NH
      • NJ
      • NV
      • NY
      • OH
      • PA
      • SC
      • TN
      • TX
      • VA
      • WA
      • WI
      • WV

      Dan joined UBS Financial Services in 2013 as a Wealth Planning Analyst.  He has designed and delivered sophisticated, customized financial plans for hundreds of UBS clients helping them to plan their financial future with confidence.  He has achieved the CERTIFIED FINANCIAL PLANNER™ (CFP®) and Accredited Wealth Management Advisor℠ (AWMA®) designations and brings a planning and goals-based investment management focus to Torrico Wealth Management where he proudly serves as a Financial Advisor.

      Prior to joining UBS, Dan held various positions at Bank of America Merrill Lynch and Northwestern Mutual Financial Network.  He is an alumnus of Fordham University's Gabelli School of Business where he also played for and served as president of the University's club baseball team.  Dan's passion for family and serving others are exemplified through his involvement at Notre Dame Church in North Caldwell, NJ and as a youth baseball coach.

        • Fordham University, Gabelli School of Business
        • CERTIFIED FINANCIAL PLANNER™
        • Accredited Wealth Management Advisor℠
        61 South Paramus Road
        Mack Center IV, 4th Floor
        Paramus, NJ 07652
      • Rosalind

        Rosalind "Ros" Graham

        Client Associate

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        • NJ

        Rosalind (Ros) has over 16 years of experience in the financial services industry and joined UBS Financial Services in 2010 as a Senior Registered Client Service Associate.  She oversees all administrative duties of Torrico Wealth Management and works closely with the team to ensure that all clients receive the highest level of service. 

        Ros is also a Client Service Associate coach in the Paramus office where she uses her experience and competence to mentor other Client Service Associates.  In addition, she holds her Series 7 license.

        Ros is married with two children.  Outside of the office, she enjoys reading and spending time with her family & friends.

              61 South Paramus Road
              Mack Center IV, 4th Floor
              Paramus, NJ 07652