Financial planning and beyond

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Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

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It's easier to make decisions about your future when you're guided by Financial Advisors whose first priority is to understand you. This relationship is even more important during periods of life transition–particularly retirement. Whether your retirement is a few years or a few decades away, it's important to start thinking about how you want to live your future. Talk to us about how we can help you with the financial guidance and resources you need to embrace your future with confidence.

  • J. Thomas "Tom" Smith Profile Photo

    J. Thomas "Tom" Smith

    Managing Director–Wealth Management

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    Tom has been with our firm for more than 40 years. He provides his clients with wealth management solutions that are tailored to fit their individual needs and focuses on stocks, bonds, mutual funds, insurance and managed money. In his years at the Firm, Tom has been a Financial Advisor as well as a Branch Manager. He holds Insurance and Commodities and Futures licenses and is also a Registered Option Principal. Tom graduated with a BS degree from the University of Florida and also performed graduate work at NYU in finance and economics. CA Insurance License OA10494

    • Barron's Top 1,000 Financial Advisors, 2010, 2011, 2013The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
    • Barron's Top 1,200 Financial Advisors, 2015, 2016, 2017, 2018, 2019, 2020, 2021
      The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
    • Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

    • University of Florida, BS
      3801 PGA Boulevard
      10th Floor
      Palm Beach Gardens, FL 33410
      tom.smith@ubs.com
      J. Thomas "Tom" Smith
      3801 PGA Boulevard,Palm Beach Gardens,FL,33410
    • Kyle Smith Profile Photo

      Kyle Smith, CFP

      Senior Vice President–Wealth Management

      Financial Advisor

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      Kyle has more than 20 years of experience in the financial services industry fifteen of them with our firm. Prior to UBS, he worked at Robinson-Humphrey, formerly part of Citigroup Inc., as an investment banking analyst. Kyle provides his clients a wide array of wealth management analysis and asset allocation, estate and retirement planning, corporate cash management and lending. In addition to being a CERTIFIED FINANCIAL PLANNER™, Kyle is a UBS Wealth Advisor and holds his FINRA Series 7, 63 and 65 designations. He also holds Life Insurance and Commodities and Futures licenses. CA Insurance License 0193372

          • Wealth Advisor
          • CERTIFIED FINANCIAL PLANNER™
          3801 PGA Boulevard
          10th Floor
          Palm Beach Gardens, FL 33410
          kyle.smith@ubs.com
          Kyle Smith, CFP
          3801 PGA Boulevard,Palm Beach Gardens,FL,33410
        • Daniel Allen

          Daniel Allen

          First Vice President–Wealth Management

          Financial Advisor

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          Dan Allen is a seasoned wealth management expert with 25 years of experience helping high-net-worth individuals and families secure their financial future. As a member of the Smith Group with UBS, Dan is fully equipped to provide expert guidance and advice to a diverse range of clients, from professional athletes to a general wealthy audience. 

          Dan founded Elite Athlete Wealth Consultants with a strong passion for addressing financial liabilities that often challenge pro athletes.  As a former collegiate athlete, Dan understands the unique financial needs and challenges of this community and is committed to helping them make informed financial decisions.  His holistic approach goes beyond wealth management to address overall financial health, and particularly shines when helping business owners strategically plan for the future.

          Dan holds a Bachelor of Science degree in Psychology from West Virginia Wesleyan College, where he received a Presidential and baseball scholarship.  Dan has a wealth of financial industry knowledge and credentials, including CEPA (Certified Exit Planning Advisor), Series 7, 63, and 65 registrations, and Life Insurance and Long-Term Care licensure.

          Whether you're a business owner, professional athlete or simply looking for sound financial advice, Dan Allen and the Smith Group are here to help you achieve your goals and secure a stable financial future.

            • West Virginia Wesleyan College , BS in Psychology
            • Certified Exit Planning Advisor
            Financial planning
            Retirement planning
            Estate planning strategies
            Exit planning
            Custom portfolios
            Professional athletes
            Professional entertainers
            3801 PGA Boulevard
            Suite 1000
            Palm Beach Gardens, FL 33410
            daniel.m.allen@ubs.com
            Daniel Allen
            3801 PGA Boulevard,Palm Beach Gardens,FL,33410
          • Kyle Kern headshot

            Kyle Kern

            Financial Advisor

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            Kyle Kern is a dedicated financial advisor with a passion for helping individuals and families achieve their financial goals. Holding licenses for the Series 7, 66 and Health and Life insurance, Kyle possesses a well-rounded skill set to provide comprehensive financial guidance. After earning his bachelor’s degree from Florida Atlantic University, Kyle entered the financial service industry at the UBS Wealth Advice Center and quickly established himself as a trustworthy advisor. Kyle’s expertise lies in assisting clients with investment planning, retirement strategies, and insurance needs.

                  3801 PGA Boulevard
                  10th Floor
                  Palm Beach Gardens, FL 33410
                  kyle.kern@ubs.com
                  Kyle Kern
                  3801 PGA Boulevard,Palm Beach Gardens,FL,33410
                • Kelly Oberg Profile Photo

                  Kelly Oberg

                  Team Administrator

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                  Kelly has more than 30 years of experience in the financial services industry and has been with our firm for 25 years. Prior to joining UBS, she worked for E.F. Hutton. Kelly focuses primarily on retirement planning services as well as lending, insurance and estate planning strategies. Kelly holds her FINRA Series 7 and Series 66 designations as well as the Life, Health and Variable Insurance license. She lives in Palm Beach Gardens with her husband, John, and two children. In her spare time, Kelly enjoys traveling, fishing and skiing.

                        3801 PGA Boulevard
                        10th Floor
                        Palm Beach Gardens, FL 33410
                        kelly.oberg@ubs.com
                        Kelly Oberg
                        3801 PGA Boulevard,Palm Beach Gardens,FL,33410
                      • Lauren Webb Profile Photo

                        Lauren Histon

                        Wealth Management Associate

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                        Lauren began her career in the financial services industry in December 2007. Prior to joining UBS, she worked at Morgan Stanley and Merrill Lynch. Lauren assists the team with servicing, scheduling and implementing administrative and operational tasks. She uses her industry knowledge to help build and maintain strong client relationships. Lauren’s attention to detail and commitment to delivering the highest level of personal service to clients makes her an integral part of The Smith Wealth Management Group. Lauren holds her FINRA Series 7 and Series 66 designations as well as the Life, Health and Variable insurance license. Lauren enjoys being active outside, cooking, watching movies and spending time with family and friends.

                              3801 PGA Boulevard
                              10th Floor
                              Palm Beach Gardens, FL 33410
                              lauren.histon@ubs.com
                              Lauren Histon
                              3801 PGA Boulevard,Palm Beach Gardens,FL,33410

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                            Now in its 15th edition, the Global Wealth Report 2024 offers you leading insights into household wealth and prosperity across the world. In the US, average wealth growth has spiked from 3.7% between 2000 and 2010 to nearly 6.3% between 2010 and 2023.

                            Gain additional insights into the trends shaping wealth in the US and around the world.

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