How will we work together?

Build a plan for the future you envision

Group Shot

The Garnett Group offers a balanced point of view as you face important life events, navigate retirement or plan your legacy. Our team is committed to each generation of your family, providing comprehensive wealth management and personalized investment guidance.

We bring you the innovative thinking you need to meet your financial challenges and the integrated planning to pursue your goals. That commitment forms the foundation of our values.

Our comprehensive perspective helps define wealth management

Advanced planning + Investment management + Relationship management

We believe that smart advice, a quick response and great service engender trust. Families count on our ongoing planning to help them feel confident about their financial future.

- Scott Garnett

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Scott Garnett

    Scott Garnett, CFP, CPM

    Managing Director–Wealth Management

    Financial Advisor

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    • AL
    • AR
    • AZ
    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • IA
    • IL
    • KY
    • LA
    • MA
    • MD
    • ME
    • MI
    • MS
    • NC
    • NH
    • NJ
    • NY
    • OH
    • OR
    • PA
    • SC
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    • TN
    • TX
    • VA
    • VT
    • WA
    • WI
    • WV
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    Scott has been a financial advisor at UBS in Richmond since 1998. A native of Albemarle County, VA, he graduated from Radford University in 1997 with a degree in Finance and earned the designation of Certified Financial Planner™ in 2003. He has completed the rigorous Portfolio Management Program (PMP) at UBS and was promoted to Senior Vice President in 2013. He has completed the Columbia Value Investor Course in 2018, the Series 7, 63, and 65 securities exams to be registered as a General Securities Representative and an Investment Advisor and is a licensed insurance agent. 

    • Barron's Top 1,200 Financial Advisors, 2022, 2023
      The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
    • Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
    • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

    • Radford University, Finance
    • CERTIFIED FINANCIAL PLANNER™
    • Certified Portfolio Manager®
    951 East Byrd St.
    Riverfront Plaza East, Suite 520
    Richmond, VA 23219
  • Ashley Costanzo

    Ashley Costanzo, CRPC®

    Senior Wealth Strategy Associate

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    • FL
    • MA
    • MD
    • NC
    • NH
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    • WV
    • WY

    Ashley graduated from Virginia Commonwealth University in 2010 and has worked in banking and financial services in the Richmond area. She has earned the Chartered Retirement Planning Counselor designation, passed her Series 7 and Series 66 exams, and serves as a Virginia Notary Public. She and her husband, Jason, live in Chester. She is using her experience to passionately serve our clients.

      • Virginia Commonwealth University
      • Chartered Retirement Planning Counselor
      951 East Byrd St.
      Riverfront Plaza East, Suite 520
      Richmond, VA 23219
    • Carrie Urban

      Carrie Urban

      Client Associate

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      • NC
      • VA

            951 East Byrd St.
            Riverfront Plaza East, Suite 520
            Richmond, VA 23219
          • April Garnett

            April Garnett

            Client Associate

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                    951 East Byrd St.
                    Riverfront Plaza East, Suite 520
                    Richmond, VA 23219
                  • Frederick

                    Frederick Dunning

                    Vice President–Wealth Management

                    Financial Advisor

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                    • AK
                    • AL
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                    • CA
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                    • DE
                    • FL
                    • GA
                    • IA
                    • IL
                    • KY
                    • LA
                    • MA
                    • MD
                    • ME
                    • MI
                    • MS
                    • NC
                    • NH
                    • NJ
                    • NY
                    • OH
                    • OR
                    • PA
                    • SC
                    • SD
                    • TN
                    • TX
                    • VA
                    • WV
                    • WY

                          951 East Byrd St.
                          Riverfront Plaza East, Suite 520
                          Richmond, VA 23219
                        • Daniel Scott

                          Daniel Scott

                          Vice President–Wealth Management

                          Financial Advisor

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                          • AK
                          • AL
                          • AR
                          • AZ
                          • CA
                          • CT
                          • DE
                          • FL
                          • GA
                          • IA
                          • IL
                          • KY
                          • LA
                          • MD
                          • ME
                          • MI
                          • MS
                          • NC
                          • NH
                          • NJ
                          • NY
                          • OH
                          • OR
                          • PA
                          • SC
                          • SD
                          • TN
                          • TX
                          • VA
                          • WY

                                951 East Byrd St.
                                Riverfront Plaza East, Suite 520
                                Richmond, VA 23219
                              Advanced planning

                              Advanced planning

                              Family

                              Investment management

                              business man

                              Relationship management

                              Managing wealth is our craft

                              We’re committed to understanding what wealth means for you.

                              At UBS, excellence comes from nurturing the best of our heritage, mastering the details and delivering the expertise you need to turn your financial vision into a reality. The result? Financial advice that is finely crafted for what matters most to you.

                              Backed by the strength of UBS

                              A global leader in wealth management

                              $5+ trillion

                              In invested assets globally 
                              As of 11/07/2023

                              51 countries

                              Our global footprint

                              Global leader

                              UBS is a world-leading wealth manager

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