How will we work together?

Build a plan for the future you envision

Group Shot

The Garnett Group offers a balanced point of view as you face important life events, navigate retirement or plan your legacy. Our team is committed to each generation of your family, providing comprehensive wealth management and personalized investment guidance.

We bring you the innovative thinking you need to meet your financial challenges and the integrated planning to pursue your goals. That commitment forms the foundation of our values.

Our comprehensive perspective helps define wealth management

Advanced planning + Investment management + Relationship management

We believe that smart advice, a quick response and great service engender trust. Families count on our ongoing planning to help them feel confident about their financial future.

- Scott Garnett

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Scott Garnett

    Scott Garnett, CFP, CPM

    Managing Director–Wealth Management

    Financial Advisor

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    • AR
    • AZ
    • CO
    • DC
    • DE
    • FL
    • LA
    • MA
    • MD
    • ME
    • MI
    • MS
    • NC
    • NH
    • NJ
    • NY
    • OH
    • OR
    • PA
    • SC
    • SD
    • TN
    • TX
    • VA
    • VT
    • WA
    • WV
    • WY

    Scott has been a financial advisor at UBS in Richmond since 1998. A native of Albemarle County, VA, he graduated from Radford University in 1997 with a degree in Finance and earned the designation of Certified Financial Planner™ in 2003. He has completed the rigorous Portfolio Management Program (PMP) at UBS and was promoted to Senior Vice President in 2013. He has completed the Columbia Value Investor Course in 2018, the Series 7, 63, and 65 securities exams to be registered as a General Securities Representative and an Investment Advisor and is a licensed insurance agent. 

    • Barron's Top 1,200 Financial Advisors, 2022
      The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
    • Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

    • Radford University, Finance
    • CERTIFIED FINANCIAL PLANNER™
    • Certified Portfolio Manager®
    951 East Byrd St.
    Riverfront Plaza East, Suite 520
    Richmond, VA 23219
  • Ashley Costanzo

    Ashley Costanzo, CRPC®

    Senior Wealth Strategy Associate

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    • FL
    • MA
    • NC
    • NH
    • NY
    • PA
    • SC
    • TX
    • VA
    • WA

    Ashley graduated from Virginia Commonwealth University in 2010 and has worked in banking and financial services in the Richmond area. She has earned the Chartered Retirement Planning Counselor designation, passed her Series 7 and Series 66 exams, and serves as a Virginia Notary Public. She and her husband, Jason, live in Chester. She is using her experience to passionately serve our clients.

      • Virginia Commonwealth University
      • Chartered Retirement Planning Counselor℠
      951 East Byrd St.
      Riverfront Plaza East, Suite 520
      Richmond, VA 23219
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      Carrie Urban

      Client Associate

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              951 East Byrd St.
              Riverfront Plaza East, Suite 520
              Richmond, VA 23219
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              April Garnett

              Client Associate

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                      951 East Byrd St.
                      Riverfront Plaza East, Suite 520
                      Richmond, VA 23219
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                      Frederick Dunning

                      Vice President–Wealth Management

                      Financial Advisor

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                      • AK
                      • AL
                      • AR
                      • AZ
                      • CA
                      • CT
                      • DE
                      • FL
                      • GA
                      • IL
                      • KY
                      • LA
                      • MA
                      • MD
                      • MI
                      • MS
                      • NC
                      • NH
                      • NJ
                      • NY
                      • OH
                      • OR
                      • PA
                      • SC
                      • SD
                      • TN
                      • VA
                      • WV
                      • WY

                            951 East Byrd St.
                            Riverfront Plaza East, Suite 520
                            Richmond, VA 23219
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                            Daniel Scott

                            Vice President–Wealth Management

                            Financial Advisor

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                            • AK
                            • AL
                            • AR
                            • AZ
                            • CA
                            • CT
                            • DE
                            • FL
                            • GA
                            • IL
                            • KY
                            • LA
                            • MD
                            • MI
                            • MS
                            • NC
                            • NJ
                            • NY
                            • OH
                            • OR
                            • PA
                            • SC
                            • TN
                            • VA
                            • WY

                                  951 East Byrd St.
                                  Riverfront Plaza East, Suite 520
                                  Richmond, VA 23219
                                Advanced planning

                                Advanced planning

                                Family

                                Investment management

                                business man

                                Relationship management

                                Legacy—Wealth for others

                                For needs that go beyond your own—to help you improve the lives of others

                                What will your legacy be?
                                It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

                                Learn more at ubs.com/wealthway.

                                Backed by the strength of UBS

                                A global leader in wealth management

                                $2.8 trillion

                                In invested assets globally 
                                As of 06/30/2022

                                51 countries

                                Our global footprint

                                Global leader

                                UBS is a world-leading wealth manager

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