Let's move forward. Together.

Modesto “Moe” Ruggiero is the Founder and Managing Director of Ruggiero Wealth Management (RWM), a boutique advisory practice with over 35 years of experience delivering tailored financial strategies to multigenerational families, business owners, and legacy-minded clients. Under Moe’s leadership, RWM has become a trusted partner in wealth preservation, investment management, and succession planning—often serving up to four generations within the same family.

Moe is a distinguished member of the UBS Pinnacle Club, an elite recognition awarded to the firm’s top-performing financial advisors for excellence in client service and business growth.

Prior to entering the financial services industry in 1986, Moe served as a Flight Test Engineer at McDonnell Douglas in St. Louis, contributing to the U.S. Navy’s F/A-18 program. His engineering background and analytical acumen laid the foundation for his transition into wealth management, where he combines technical precision with a deeply personal approach to client relationships.

Moe is actively engaged in civic and philanthropic initiatives. He is a proud alumnus of the University of Notre Dame, where he has held leadership roles including Chair of multiple committees, President of the ND Club of Cleveland, and a member of the Alumni Association Board of Directors. He currently serves on the Board of Trustees for Cleveland Clinic Marymount Hospital.  His past community involvement includes supporting church endowment initiatives, youth tennis programs, and outreach centers for underserved populations.

Rooted in strong family values, Moe draws inspiration from his Italian heritage. He and his wife, Angela, reside in Brecksville and are proud parents of four adult children. Outside the office, Moe enjoys global travel, cycling, CrossFit, and playing bocce with family and friends.

Steve launched his career in financial services in 1991 in Denver, CO, and strategically transitioned to Cleveland, OH in 1995 to expand his professional footprint. With a strong foundation in advisor management roles at UBS, he joined Ruggiero Wealth Management in 2012, bringing decades of experience in client-centric financial solutions.

As a Certified Financial Planner®—a designation recognized as the gold standard for ethical and proficient financial planning—Steve focuses on comprehensive wealth strategies that integrate retirement readiness, liquidity management, and tax-efficient investing. His approach is rooted in a disciplined financial planning process, emphasizing goal-based planning, risk mitigation, and asset allocation tailored to each client’s unique life stage and objectives.

Steve proactively incorporates the Five Pillars of Wealth Management—Accumulation, Growth, Preservation, Protection, and Transfer—to deliver holistic and forward-looking advice. He collaborates seamlessly with clients’ tax and estate planning professionals to ensure interdisciplinary alignment and legacy planning continuity.

Residing in Kirtland with his wife Nicole, Steve is a proud father to Linsey and Sophie. Outside of work, he is deeply committed to community engagement, volunteering regularly at the Cosgrove Community Center and the Cleveland Food Bank, and supporting public health through consistent blood donations with the Red Cross.

Giovanni is a First Vice President – Wealth Management with RWM. As a Financial Advisor, he works with clients to build, refine, and evolve wealth strategies that are tailored to their unique goals, circumstances, and priorities. His commitment to developing a deep understanding of each client over time, allows him to provide meaningful and personalized guidance. This includes building relationships with multiple generations of a family, to help preserve and grow wealth for the future.

Since joining UBS in 2010, Giovanni has gained extensive experience in portfolio management and financial planning analysis. This includes several years as the head of portfolio management for RWM. His background provides a comprehensive perspective when addressing the complexities of wealth planning. He holds the Certified Investment Management Analyst (CIMA) and Certified Exit Planning Advisor (CEPA) designations, and earned a BSBA in Finance from Xavier University.

A Cleveland native, Giovanni lives in Bay Village, Ohio. He enjoys travelling and staying active on the golf course and tennis courts.

Georgette Richards launched her financial services career at UBS in 2000, where she advanced through key operational and client-facing roles including Client Service Associate, Operations Manager, and Market Technology Specialist for Northeast Ohio. In 2018, she joined Ruggiero Wealth Management as Team Administrator, where she leads the strategic execution of the firm’s operational infrastructure.

In her current role, Georgette drives business optimization by aligning cross-functional wealth management processes with client-centric strategies. She oversees the integration of advisory operations, investment solutions, and client service delivery, with a focus on scalability, regulatory compliance, and high-net-worth client engagement. Her leadership supports the firm’s growth initiatives, including business development, operational risk management, and the enhancement of concierge-level client experiences.

Beyond her professional responsibilities, Georgette is an active contributor to her community. She regularly donates blood through the American Red Cross, volunteers with local school programs supporting student enrichment, and participates in community outreach events focused on family wellness and education.

Georgette resides in Brunswick with her two sons, Joshua and Sean. In her free time, she enjoys reading, skating and swimming.

Tyner works with young professionals/entrepreneurs, multi-generational families and small business owners to overcome complexities in today’s world while creating meaningful legacies. He focuses on assisting clients in living their lives on their own terms by levering his technical knowledge into practical & actionable strategies.

Tyner graduated from the University of Dayton with a BA in Finance and joined Ruggiero Wealth Management. Currently, he is the head of Portfolio Management for the group and holds the CIMA® designation (Certified Investment Management Analyst), recognized as the pinnacle of international technical portfolio construction programs for investment professionals. Our RWM team is uniquely designed to support multi-generational families and business owners alike. Together, our 7 member team strives to find the right investments that align with our clients’ goals.

Growing up in Akron, Tyner worked in his family’s industrial precision cutting tool business, instilling a deep appreciation and respect for the time and sacrifice required to build a small business. He is an active alumni of Walsh Jesuit High School and now resides in Richfield with his wife, Sarina and son, Maddux. Outside the office you can find him running trails, in the gym or spending time with family and friends. As an avid ultra runner, he has completed multiple events, including some in Northeast Ohio’s own backyard (Burning River, CC100)and the Bigfoot 200. These experiences have reinforced the importance of being disciplined and adaptable while maintaining a positive attitude. No matter how well you plan, whether it be trails or finances, life has a way of throwing unexpected obstacles (or mountains) in your path! “Most people don’t plan to fail, they fail to plan”.

Jennifer Chinn is a seasoned financial services professional with over 18 years of experience in banking and wealth management. She brings a unique blend of analytical expertise and operational precision to her role at UBS, shaped by a diverse background in both finance and aviation.

Jennifer holds a Bachelor of Business Administration in Finance from Kent State University, where she also pursued her passion for aviation—earning her pilot ratings and gaining experience as a Flight Instructor and Charter Pilot. Her commitment to excellence is reflected in her comprehensive licensing across multiple financial disciplines, including Life, Health, and Variable Insurance Licenses, as well as FINRA Series 6, 7, 63, and 66 registrations.

Known for her dedication to client service and fiduciary responsibility, Jennifer consistently delivers tailored financial solutions that meet the evolving needs of her clients. Her deep industry knowledge and proactive approach make her a trusted partner and a valuable asset to the UBS team.

Outside of work, Jennifer Chinn enjoys an adventurous lifestyle with her husband, Mark, and their three adult children. The family shares a love for travel and exploration, often seeking out new experiences together that reflect their curiosity and appreciation for the world around them.

Kevin began his career in financial services in 1987 and has been part of RWM since 2007. As a Senior Client Associate, he is known for his quick wit, attention to detail, and dedication to making the client experience smooth and stress-free. Kevin believes that financial planning doesn’t have to be intimidating, and his sense of humor helps keep it that way.

Outside the office, Kevin and his wife Debra have been married for over 30 years. Kevin is a proud Navy dad to son Ryan, and loves talking shop with his daughter Jenny, who followed him into the UBS business. His oldest daughter, Missi, keeps him on his toes with two young granddaughters, Lucy and Violet, who have him riding more roller coasters than he ever imagined. Now an empty nester, Kevin fills his time traveling, catching live music, exploring metroparks, and keeping friends and family laughing along the way.