Let's move forward. Together.

Ruggiero Wealth Management’s multi-generational and comprehensive approach enables us to work closely with successful individuals and their families to develop and implement evolving strategies for both expected and unexpected financial events.

The foundation of our relationship with each client is a customized and detailed financial plan that serves as their personal benchmark based on their resources, goals/needs, and legacy ambitions. This method allows us to build a disciplined, organized, and focused strategy for each of the Five Pillars of Wealth Management: Accumulation, Growth, Preservation, Protection, and Transfer.

Specifically, our RWM team is committed to developing financial plans that focus on the family’s full financial landscape, including education, business succession, philanthropy, retirement, wealth transfer, and private banking. Our suite of services allows the team to incorporate each of these into one custom-tailored comprehensive plan. This enables the family to make the most efficient decisions for financial and estate planning events. Ultimately, the family’s wealth is preserved and transitioned properly.

Our clients benefit from our team's more than 130 years of combined wealth management experience. Each member of our group specializes in a critical area of financial planning and investment management. We help our clients navigate the planning process that is designed to help them accomplish all of their goals and needs. We endeavor to provide them with peace of mind as they approach and enter retirement.

What does the client want his wealth to accomplish? The ongoing essential conversations addressing that question empower us to work with the client to ultimately build his legacy for his family and future generations, as well as for his philanthropic passions.

Our mission

We strive to grow client wealth through an evolving planning process that focuses on protecting the present, enabling the future, and building a unique legacy.

Modesto "Moe" Ruggiero, CEPA

Managing Director–Wealth Management

Senior Portfolio Manager

Modesto “Moe” Ruggiero is founder of Ruggiero Wealth Management (RWM). For more than 35 years he has led a boutique team which helps families manage their wealth, businesses, and legacies. Due to the trust that Moe has cultivated over the years, as many as four generations of the same family have relied on RWM for their financial, investment management, and succession planning needs.

Moe is a member of the prestigious Chairman's Club within UBS, a designation reserved for the firm’s most accomplished financial advisors. 

Before entering the financial services industry in 1986, Moe worked at McDonald Douglas in St. Louis as a Flight Test Engineer on the F-18 Navy flight test program. During his travels, he became interested in studying business. This, combined with his desire to interact and help people more directly, led him to redirect his analytical skills to pursue a career in wealth management.

He is active in the community and is deeply involved with his alma mater, the University of Notre Dame, where he has chaired various committees. He served on the University of ND’s Alumni Association Board of Directors and also as president of the ND Club of Cleveland. Most recently, he joined the Cleveland Clinic Marymount Hospital Board of trustees and St. Vincent Charity’s Spine and Orthopedic Institute Leadership Council. In the past, he has helped many community service organizations, including a church endowment fund, an inner-city junior tennis league, and a center dedicated to helping impoverished residents.

Family is extremely important to all the Ruggiero's. Moe’s parents emigrated to America from Italy. He and his wife, Angela, have four grown children and live in Brecksville with their dog.  Moe enjoys traveling, bicycling, CrossFit workouts, and playing bocce with family and friends.

Registered States:
  • AR
  • AZ
  • CA
  • CO
  • CT
  • DC
  • DE
  • FL
  • GA
  • HI
  • ID
  • IL
  • IN
  • KY
  • MA
  • MD
  • ME
  • MI
  • MN
  • MO
  • NC
  • NH
  • NJ
  • NM
  • NV
  • NY
  • OH
  • OK
  • PA
  • SC
  • SD
  • TN
  • TX
  • VA
  • WA
  • WI
  • WV

Recognized as an industry leader:

  • Forbes Best-in-State Wealth Advisors, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
  • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

Education

  • University of Notre Dame, B.S. Engineering, Aerospace

Credentials

  • Senior Portfolio Manager
  • Wealth Advisor
  • Certified Exit Planning Advisor
600 Superior Ave East
27th Floor
Cleveland, OH 44114

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Stephen Miles, CFP, CDFA

Associate Director

Financial Advisor

Steve began his career in financial services in 1991 in Denver, CO and took the opportunity to move to Cleveland, OH in 1995. After working with financial advisors in various management positions at UBS, he joined RWM in 2012. Steve has earned the Certified Financial Planner® designation, which is recognized as the standard of excellence for competent and ethical financial planning in the wealth management industry. He focuses on financial and retirement planning through an ongoing and disciplined comprehensive process. He is proactive in incorporating all Five Pillars of wealth management (Accumulation, Growth, Preservation, Protection, and Transfer). His wholistic approach includes coordinating information with your tax and estate planning advisors. Steve and his wife, Nicole, live in Eastlake, and he has two daughters, Linsey and Sophie.  In his time away from work, Steve enjoys volunteering at the Cosgrove community center and Cleveland Food Bank.  He also donates blood regularly with the Red Cross.

Registered States:
  • AZ
  • CA
  • CO
  • CT
  • DC
  • DE
  • FL
  • GA
  • IL
  • IN
  • KY
  • MA
  • MD
  • MI
  • MO
  • NC
  • NV
  • OH
  • OK
  • PA
  • SC
  • SD
  • TX
  • VA
  • WA
  • WI

Recognized as an industry leader:

  • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

Credentials

  • CERTIFIED FINANCIAL PLANNER™
  • Certified Divorce Financial Analyst
600 Superior Ave East
27th Floor
Cleveland, OH 44114

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Giovanni Ruggiero, CIMA, CEPA

Vice President–Wealth Management

Financial Advisor

Giovanni joined RWM in 2010. He focuses on portfolio management and investment research, as well as working with business owners on growth acceleration. He has earned both the Certified Investment Management Analyst (CIMA®) and Certified Exit Planning Advisor (CEPA®) designations.  He graduated from Xavier University and St. Ignatius High School. Outside of the office, he enjoys running and cycling, as well as spending time with his family.

Registered States:
  • AZ
  • CA
  • CO
  • CT
  • DC
  • DE
  • FL
  • GA
  • HI
  • ID
  • IL
  • IN
  • KY
  • MA
  • MD
  • ME
  • MI
  • MN
  • MO
  • NC
  • NH
  • NJ
  • NM
  • NV
  • NY
  • OH
  • OK
  • PA
  • SC
  • SD
  • TN
  • TX
  • VA
  • WA
  • WI
  • WV

Recognized as an industry leader:

  • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

Education

  • Xavier University, BSBA Finance, International Business

Credentials

  • Certified Investment Management Analyst®
  • Certified Exit Planning Advisor
600 Superior Ave East
27th Floor
Cleveland, OH 44114

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Caitlin Monahan

Vice President–Wealth Management

Financial Advisor

Caitlin joined RWM in 2023 after spending nearly 11 years at Fidelity Investments. As an advisor, Caitlin collaborates with clients and their families to develop comprehensive wealth plans that identify and accomplish their unique goals. Caitlin takes a thoughtful approach to planning and has a deep understanding of the complex needs of high-net-worth individuals and their families. She focuses on advising clients on retirement and income planning, wealth transfer and gifting strategies, insurance needs and estate planning.

 After attending Beaumont School, Caitlin graduated from St. Bonaventure University with a degree in Finance & Economics. She currently holds the FINRA Series 7 and 66 securities licenses, as well as life and health insurance licenses. Caitlin lives in University Heights. Outside of the office, Caitlin enjoys traveling, volunteering, baking, and spending time with friends and family. Caitlin is an active member in the local community and a member of the Ambassador Committee for the First Tee of Cleveland and volunteers with A Special Wish Cleveland.

Registered States:
  • AL
  • AR
  • AZ
  • CA
  • CO
  • CT
  • DC
  • DE
  • FL
  • GA
  • HI
  • ID
  • IL
  • IN
  • KY
  • MA
  • MD
  • ME
  • MI
  • MN
  • MO
  • NC
  • NH
  • NJ
  • NV
  • NY
  • OH
  • OK
  • PA
  • SC
  • SD
  • TN
  • TX
  • VA
  • WA
  • WI
  • WV

Recognized as an industry leader:

  • Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

30050 Chagrin Boulevard
Suite 200
Pepper Pike, OH 44124

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Georgette Richards, FPQP

Director

Team Administrator

Georgette began her career at UBS in 2000, excelling as a Client Service Associate, Operations Manager, and then Technology Specialist for the NE Ohio Region. She joined RWM in 2018 as the group’s Chief Operating Officer. Her focus is optimizing the group’s strategic capabilities through the coordination of our full suite of wealth management operations and specialists. This includes extending our business development and enhancing our first class client concierge services. She and her husband, Timothy, reside in Brunswick with their sons, Joshua and Sean. Georgette enjoys reading, skating, swimming and going on bike rides with her boys.

Registered States:
  • FL
  • OH
  • SC

Credentials

  • Financial Paraplanner Qualified Professional™
  • Certified Investment Management Analyst®
  • Certified Divorce Financial Analyst
600 Superior Ave East
27th Floor
Cleveland, OH 44114

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Tyner Haag, CIMA

Wealth Strategy Associate

Tyner Haag joined RWM in 2019, after graduating from the University of Dayton. He focuses on investment strategy & research for portfolio management, and financial goal analysis for the group’s financial planning.

He has earned the Certified Investment Management Analyst® (CIMA®) designation from the Investments & Wealth Institute, which is recognized as the peak international, technical portfolio construction program for investment professionals.

 Tyner is an alumni of Walsh Jesuit High School and now resides in Tremont with his fiancé, Sarina. Away from the office, you can find him running, traveling, and spending time with family & friends.

Registered States:
  • AZ
  • CA
  • CO
  • CT
  • DC
  • DE
  • FL
  • GA
  • IL
  • IN
  • KY
  • MA
  • MD
  • ME
  • MI
  • MN
  • NC
  • NH
  • NV
  • NY
  • OH
  • OK
  • PA
  • SC
  • SD
  • TN
  • TX
  • VA
  • WA
  • WI
  • WV

Education

  • University of Dayton

Credentials

  • Certified Investment Management Analyst®
600 Superior Ave East
27th Floor
Cleveland, OH 44114

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Kevin Mccarthy

Senior Client Associate

Kevin begin his career in financial services in 1987 and joined RWM in 2007. As a Senior Client Service Associate, he is an administrative specialist. His focus is on all of our clients' account operational services and needs. Kevin and his wife, Debra, have three children: Melissa, Jennifer and Ryan. They reside in Willowick.  The family spends time volunteering for their community and schools. They enjoy amusement parks, camping and traveling.

Registered States:
  • FL
  • OH
600 Superior Ave East
27th Floor
Cleveland, OH 44114

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