Advice across generations

While investing is the foundation and key component of our work, Ruggiero Wealth Management strives to impact our clients' lives and futures beyond investing. With this in mind, the team feels it is essential that clients have a knowledgeable and responsive ally to address their overall financial and legacy planning needs with custom-tailored solutions. To achieve this, we assembled a highly experienced multigenerational team with complementary ideologies focused on providing a high level of service.

As your dedicated advisors, we provide the individualized attention of a boutique team backed by the strength and stability of UBS, one of the leading wealth management firms in the world. The team combines financial and legacy planning with investment management and delivers it with the highest standard of personalized service. The team is committed to engage each generation of your family by offering thoughtful advice and guidance to meet your evolving goals.

Start the conversation

Our relationship with you will support the legacy you are creating and the footprint you choose to leave on the world.
- Moe Ruggiero

Our planning process

A 4-step disciplined process

No matter what phase of life you are in or the complexity of your financial needs, we offer a disciplined process designed to work with you right now.

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Modesto "Moe" Ruggiero, CEPA

Managing Director–Wealth Management

Senior Portfolio Manager
View bio Industry recognition
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KY
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- OH
- OK
- PA
- SC
- SD
- TN
- TX
- VA
- WA
- WI
- WV
Modesto “Moe” Ruggiero is founder of Ruggiero Wealth Management (RWM). For more than 35 years he has led a boutique team which helps families manage their wealth, businesses, and legacies. Due to the trust that Moe has cultivated over the years, as many as four generations of the same family have relied on RWM for their financial, investment management, and succession planning needs.

Moe is a member of the prestigious Chairman's Club within UBS, a designation reserved for the firm’s most accomplished financial advisors.

Before entering the financial services industry in 1986, Moe worked at McDonald Douglas in St. Louis as a Flight Test Engineer on the F-18 Navy flight test program. During his travels, he became interested in studying business. This, combined with his desire to interact and help people more directly, led him to redirect his analytical skills to pursue a career in wealth management.

He is active in the community and is deeply involved with his alma mater, the University of Notre Dame, where he has chaired various committees. He served on the University of ND’s Alumni Association Board of Directors and also as president of the ND Club of Cleveland. Most recently, he joined the Cleveland Clinic Marymount Hospital Board of trustees and St. Vincent Charity’s Spine and Orthopedic Institute Leadership Council. In the past, he has helped many community service organizations, including a church endowment fund, an inner-city junior tennis league, and a center dedicated to helping impoverished residents.

Family is extremely important to all the Ruggiero's. Moe’s parents emigrated to America from Italy. He and his wife, Angela, have four grown children and live in Brecksville with their dog. Moe enjoys traveling, bicycling, CrossFit workouts, and playing bocce with family and friends.
- Forbes Best-in-State Wealth Advisors, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of Notre Dame, B.S. Engineering, Aerospace
- Senior Portfolio Manager
- Wealth Advisor
- Certified Exit Planning Advisor
600 Superior Ave East
27th Floor
Cleveland, OH 44114
Stephen Miles, CFP, CDFA

Associate Director

Financial Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- IN
- KY
- MA
- MD
- MI
- MO
- NC
- NV
- OH
- OK
- PA
- SC
- SD
- TX
- VA
- WA
- WI
Steve began his career in financial services in 1991 in Denver, CO and took the opportunity to move to Cleveland, OH in 1995. After working with financial advisors in various management positions at UBS, he joined RWM in 2012. Steve has earned the Certified Financial Planner® designation, which is recognized as the standard of excellence for competent and ethical financial planning in the wealth management industry. He focuses on financial and retirement planning through an ongoing and disciplined comprehensive process. He is proactive in incorporating all Five Pillars of wealth management (Accumulation, Growth, Preservation, Protection, and Transfer). His wholistic approach includes coordinating information with your tax and estate planning advisors. Steve and his wife, Nicole, live in Eastlake, and he has two daughters, Linsey and Sophie. In his time away from work, Steve enjoys volunteering at the Cosgrove community center and Cleveland Food Bank. He also donates blood regularly with the Red Cross.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- CERTIFIED FINANCIAL PLANNER™
- Certified Divorce Financial Analyst
600 Superior Ave East
27th Floor
Cleveland, OH 44114
Giovanni Ruggiero, CIMA, CEPA

Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KY
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- OH
- OK
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WI
- WV
Giovanni joined RWM in 2010. He focuses on portfolio management and investment research, as well as working with business owners on growth acceleration. He has earned both the Certified Investment Management Analyst (CIMA®) and Certified Exit Planning Advisor (CEPA®) designations. He graduated from Xavier University and St. Ignatius High School. Outside of the office, he enjoys running and cycling, as well as spending time with his family.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Xavier University, BSBA Finance, International Business
- Certified Investment Management Analyst®
- Certified Exit Planning Advisor
600 Superior Ave East
27th Floor
Cleveland, OH 44114
Caitlin Monahan

Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KY
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- OH
- OK
- PA
- SC
- SD
- TN
- TX
- VA
- WA
- WI
- WV
Caitlin joined RWM in 2023 after spending nearly 11 years at Fidelity Investments. As an advisor, Caitlin collaborates with clients and their families to develop comprehensive wealth plans that identify and accomplish their unique goals. Caitlin takes a thoughtful approach to planning and has a deep understanding of the complex needs of high-net-worth individuals and their families. She focuses on advising clients on retirement and income planning, wealth transfer and gifting strategies, insurance needs and estate planning.

After attending Beaumont School, Caitlin graduated from St. Bonaventure University with a degree in Finance & Economics. She currently holds the FINRA Series 7 and 66 securities licenses, as well as life and health insurance licenses. Caitlin lives in University Heights. Outside of the office, Caitlin enjoys traveling, volunteering, baking, and spending time with friends and family. Caitlin is an active member in the local community and a member of the Ambassador Committee for the First Tee of Cleveland and volunteers with A Special Wish Cleveland.
30050 Chagrin Boulevard
Suite 200
Pepper Pike, OH 44124
Georgette Richards, FPQP

Director

Team Administrator
View bio
- FL
- OH
- SC
Georgette began her career at UBS in 2000, excelling as a Client Service Associate, Operations Manager, and then Technology Specialist for the NE Ohio Region. She joined RWM in 2018 as the group’s Chief Operating Officer. Her focus is optimizing the group’s strategic capabilities through the coordination of our full suite of wealth management operations and specialists. This includes extending our business development and enhancing our first class client concierge services. She and her husband, Timothy, reside in Brunswick with their sons, Joshua and Sean. Georgette enjoys reading, skating, swimming and going on bike rides with her boys.
- Financial Paraplanner Qualified Professional™
- Certified Investment Management Analyst®
- Certified Divorce Financial Analyst
600 Superior Ave East
27th Floor
Cleveland, OH 44114
Tyner Haag, CIMA

Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- IN
- KY
- MA
- MD
- ME
- MI
- MN
- NC
- NH
- NV
- NY
- OH
- OK
- PA
- SC
- SD
- TN
- TX
- VA
- WA
- WI
- WV
Tyner Haag joined RWM in 2019, after graduating from the University of Dayton. He focuses on investment strategy & research for portfolio management, and financial goal analysis for the group’s financial planning.

He has earned the Certified Investment Management Analyst® (CIMA®) designation from the Investments & Wealth Institute, which is recognized as the peak international, technical portfolio construction program for investment professionals.

Tyner is an alumni of Walsh Jesuit High School and now resides in Tremont with his fiancé, Sarina. Away from the office, you can find him running, traveling, and spending time with family & friends.
- University of Dayton
- Certified Investment Management Analyst®
600 Superior Ave East
27th Floor
Cleveland, OH 44114

Kevin Mccarthy

Senior Client Associate
View bio
- FL
- OH
Kevin begin his career in financial services in 1987 and joined RWM in 2007. As a Senior Client Service Associate, he is an administrative specialist. His focus is on all of our clients' account operational services and needs. Kevin and his wife, Debra, have three children: Melissa, Jennifer and Ryan. They reside in Willowick. The family spends time volunteering for their community and schools. They enjoy amusement parks, camping and traveling.
600 Superior Ave East
27th Floor
Cleveland, OH 44114

Modesto "Moe" Ruggiero, CEPA

Managing Director–Wealth Management

Senior Portfolio Manager
View bio Industry recognition
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KY
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- OH
- OK
- PA
- SC
- SD
- TN
- TX
- VA
- WA
- WI
- WV
Modesto “Moe” Ruggiero is founder of Ruggiero Wealth Management (RWM). For more than 35 years he has led a boutique team which helps families manage their wealth, businesses, and legacies. Due to the trust that Moe has cultivated over the years, as many as four generations of the same family have relied on RWM for their financial, investment management, and succession planning needs.

Moe is a member of the prestigious Chairman's Club within UBS, a designation reserved for the firm’s most accomplished financial advisors.

Before entering the financial services industry in 1986, Moe worked at McDonald Douglas in St. Louis as a Flight Test Engineer on the F-18 Navy flight test program. During his travels, he became interested in studying business. This, combined with his desire to interact and help people more directly, led him to redirect his analytical skills to pursue a career in wealth management.

He is active in the community and is deeply involved with his alma mater, the University of Notre Dame, where he has chaired various committees. He served on the University of ND’s Alumni Association Board of Directors and also as president of the ND Club of Cleveland. Most recently, he joined the Cleveland Clinic Marymount Hospital Board of trustees and St. Vincent Charity’s Spine and Orthopedic Institute Leadership Council. In the past, he has helped many community service organizations, including a church endowment fund, an inner-city junior tennis league, and a center dedicated to helping impoverished residents.

Family is extremely important to all the Ruggiero's. Moe’s parents emigrated to America from Italy. He and his wife, Angela, have four grown children and live in Brecksville with their dog. Moe enjoys traveling, bicycling, CrossFit workouts, and playing bocce with family and friends.
- Forbes Best-in-State Wealth Advisors, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of Notre Dame, B.S. Engineering, Aerospace
- Senior Portfolio Manager
- Wealth Advisor
- Certified Exit Planning Advisor
600 Superior Ave East
27th Floor
Cleveland, OH 44114
Stephen Miles, CFP, CDFA

Associate Director

Financial Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- IN
- KY
- MA
- MD
- MI
- MO
- NC
- NV
- OH
- OK
- PA
- SC
- SD
- TX
- VA
- WA
- WI
Steve began his career in financial services in 1991 in Denver, CO and took the opportunity to move to Cleveland, OH in 1995. After working with financial advisors in various management positions at UBS, he joined RWM in 2012. Steve has earned the Certified Financial Planner® designation, which is recognized as the standard of excellence for competent and ethical financial planning in the wealth management industry. He focuses on financial and retirement planning through an ongoing and disciplined comprehensive process. He is proactive in incorporating all Five Pillars of wealth management (Accumulation, Growth, Preservation, Protection, and Transfer). His wholistic approach includes coordinating information with your tax and estate planning advisors. Steve and his wife, Nicole, live in Eastlake, and he has two daughters, Linsey and Sophie. In his time away from work, Steve enjoys volunteering at the Cosgrove community center and Cleveland Food Bank. He also donates blood regularly with the Red Cross.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- CERTIFIED FINANCIAL PLANNER™
- Certified Divorce Financial Analyst
600 Superior Ave East
27th Floor
Cleveland, OH 44114
Giovanni Ruggiero, CIMA, CEPA

Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KY
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- OH
- OK
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WI
- WV
Giovanni joined RWM in 2010. He focuses on portfolio management and investment research, as well as working with business owners on growth acceleration. He has earned both the Certified Investment Management Analyst (CIMA®) and Certified Exit Planning Advisor (CEPA®) designations. He graduated from Xavier University and St. Ignatius High School. Outside of the office, he enjoys running and cycling, as well as spending time with his family.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Xavier University, BSBA Finance, International Business
- Certified Investment Management Analyst®
- Certified Exit Planning Advisor
600 Superior Ave East
27th Floor
Cleveland, OH 44114
Caitlin Monahan

Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KY
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- OH
- OK
- PA
- SC
- SD
- TN
- TX
- VA
- WA
- WI
- WV
Caitlin joined RWM in 2023 after spending nearly 11 years at Fidelity Investments. As an advisor, Caitlin collaborates with clients and their families to develop comprehensive wealth plans that identify and accomplish their unique goals. Caitlin takes a thoughtful approach to planning and has a deep understanding of the complex needs of high-net-worth individuals and their families. She focuses on advising clients on retirement and income planning, wealth transfer and gifting strategies, insurance needs and estate planning.

After attending Beaumont School, Caitlin graduated from St. Bonaventure University with a degree in Finance & Economics. She currently holds the FINRA Series 7 and 66 securities licenses, as well as life and health insurance licenses. Caitlin lives in University Heights. Outside of the office, Caitlin enjoys traveling, volunteering, baking, and spending time with friends and family. Caitlin is an active member in the local community and a member of the Ambassador Committee for the First Tee of Cleveland and volunteers with A Special Wish Cleveland.
30050 Chagrin Boulevard
Suite 200
Pepper Pike, OH 44124
Georgette Richards, FPQP

Director

Team Administrator
View bio
- FL
- OH
- SC
Georgette began her career at UBS in 2000, excelling as a Client Service Associate, Operations Manager, and then Technology Specialist for the NE Ohio Region. She joined RWM in 2018 as the group’s Chief Operating Officer. Her focus is optimizing the group’s strategic capabilities through the coordination of our full suite of wealth management operations and specialists. This includes extending our business development and enhancing our first class client concierge services. She and her husband, Timothy, reside in Brunswick with their sons, Joshua and Sean. Georgette enjoys reading, skating, swimming and going on bike rides with her boys.
- Financial Paraplanner Qualified Professional™
- Certified Investment Management Analyst®
- Certified Divorce Financial Analyst
600 Superior Ave East
27th Floor
Cleveland, OH 44114
Tyner Haag, CIMA

Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- IN
- KY
- MA
- MD
- ME
- MI
- MN
- NC
- NH
- NV
- NY
- OH
- OK
- PA
- SC
- SD
- TN
- TX
- VA
- WA
- WI
- WV
Tyner Haag joined RWM in 2019, after graduating from the University of Dayton. He focuses on investment strategy & research for portfolio management, and financial goal analysis for the group’s financial planning.

He has earned the Certified Investment Management Analyst® (CIMA®) designation from the Investments & Wealth Institute, which is recognized as the peak international, technical portfolio construction program for investment professionals.

Tyner is an alumni of Walsh Jesuit High School and now resides in Tremont with his fiancé, Sarina. Away from the office, you can find him running, traveling, and spending time with family & friends.
- University of Dayton
- Certified Investment Management Analyst®
600 Superior Ave East
27th Floor
Cleveland, OH 44114
Kevin Mccarthy

Senior Client Associate
View bio
- FL
- OH
Kevin begin his career in financial services in 1987 and joined RWM in 2007. As a Senior Client Service Associate, he is an administrative specialist. His focus is on all of our clients' account operational services and needs. Kevin and his wife, Debra, have three children: Melissa, Jennifer and Ryan. They reside in Willowick. The family spends time volunteering for their community and schools. They enjoy amusement parks, camping and traveling.
600 Superior Ave East
27th Floor
Cleveland, OH 44114

151+

Collective years of experience

12+

Years in business as a team

7 person

seasoned team

^$3.9 trillion

In invested assets globally
As of 12/31/2022

51 countries

Our global footprint

Global leader

UBS is a world-leading wealth manager

Legacy planning

When planning your estate or building your legacy, our team will work with you and family members to provide education on philanthropy and wealth transfer strategies for the next generation. In that way, you can provide for future generations and charitable organizations with tax efficiency and cost-effectiveness.

How can I safeguard my wealth for future generations?

Advanced planning
With extensive experience in wealth planning, estate tax and philanthropy, our planning analysts regularly evaluate how changes in the legislative and tax landscape might affect your wealth.

Charitable giving
Many of our clients are passionate about philanthropy and rely on us to help them with the right strategies for meeting their charitable giving goals within a comprehensive estate and legacy plan. We may consider:

Charitable giving strategies
Tax-efficiencies
Trust services
Foundation supervision and set up
Donor advised funds

Goals-based planning

In today’s world, it's key to understand how all the pieces of your complex life can affect your pursuit of important financial goals. Our integrated services provide you with a clear and consistent approach to managing your wealth. This results in the construction of a comprehensive plan that serves as a road map for reaching your objectives.

How will you integrate all aspects of my financial life into one plan?

Retirement and lifetime income planning
With a specialty in retirement income planning, our team can work with you to protect your lifestyle and livelihood in retirement.

Trust and estate planning strategies
We have the experience and the network to address the complexities of your estate and legacy planning needs.

Insurance consulting and review
Our team views insurance as a tool to help protect your family’s assets, replace income, and create a legacy for future generations and philanthropic beneficiaries.

Liability management
We’ll work with you to find solutions to both sides of your balance sheet so you can get credit you can count on, whether you need securities backed lending, a mortgage or a competitive credit card.

Multigenerational strategies for your family’s wealth
We understand the connections between wealth and family, and we’re positioned to address your family’s needs, ranging from growth strategies, to wealth transfer and preservation to philanthropic pursuits.

Disciplined investment management

We provide access to an open platform of premium financial solutions both within and outside of UBS. This open architecture, along with a disciplined process, ensures we develop customized strategies based on highly-focused analysis.

How will you help make sure my wealth is protected?

Serving as your discretionary investment manager, we offer timely perspectives, customized portfolio management and a fully-integrated suite of financial strategies. Because we have had experience positioning our clients to seize the opportunities of an unpredictable market, we offer the insights needed to help grow and protect all that you’ve worked so hard to build.

Advice across generations

Our planning process

Pursuing your goals together

Modesto "Moe" Ruggiero, CEPA

Stephen Miles, CFP, CDFA

Giovanni Ruggiero, CIMA, CEPA

Caitlin Monahan

Georgette Richards, FPQP

Tyner Haag, CIMA

Kevin Mccarthy