Experience

As a Managing Director and the founder of the JMR Wealth Management Group, Jose leads a team that includes his two sons, Adam and Nicholas, First Vice Presidents, his cousin David Maldonado, a Senior Wealth Strategy Associate, Melinda Cavalier, a Wealth Management Associate and Lily Martinez, a Senior Client Service Associate.

Jose's professional designations are Chartered Life Underwriter® (CLU®), Certified Investment Management Analyst® (CIMA®), Certified Private Wealth Advisor® (CPWA®), Chartered Financial Consultant (ChFC®) and Certified Portfolio Manager (CPM®).

He is enthusiastic about helping clients achieve financial independence. Collaborating with his son’s Adam and Nick offers a unique perspective into the complex needs of the multigenerational families they serve. He believes in empowering others by giving them the tools and knowledge they need to fulfill their potential. They will design custom financial plans built around the time-tested principles of diversification and a long-term investment view.  

Jose has deep industry experience, and has earned multiple wealth planning accolades over the 38 years he has been in the industry. In 2022, 2021, 2020 and 2019, Forbes/SHOOK recognized Jose as an industry leader, naming him a Best-In-State Wealth Advisor for his compassion, work ethic and commitment to clients.  

Outside the office, Jose leverages his industry knowledge and applies it to areas he is passionate about such as baseball, golf and his Hispanic heritage. Having serviced on the investment committee for the Hispanic Federation for 16 years and presently serving as the Chairman of the Investment Committee for the Jackie Robinson Foundation, Jose always remembers his roots and continues to philanthropically stay involved in the local communities he grew up in the New York City area. 

Warren is a senior partner of the Rivera Colbert Wealth Management Group. Senior member of the Colbert Wealth Management Group. Four plus decades of financial services experience, including tenures at PaineWebber, Inc. and Kidder, Peabody & Co.  A wealth management advisor that provides financial-estate planning and investment solutions through a consultative and direct portfolio/account management approach.  Past positions held include Commodity Principal and Tax Shelter Manager. Designation: Certified Investment Management Analyst (CIMA®) achieved at the Wharton School.  Extensive philanthropic Board experience including: Current – Chairman, Board of Directors, The John and Mable Ringling Museum of Art Foundation;  Museum Advisory Committee member to the Board, The Sarasota Art Museum; Past - Lincoln University, PA, Trustee, 2000-2013; Advisory Board Member for Lincoln University’s Center for Banking, Finance and Entrepreneurship;   Former Chairman of the Board, Green Chimneys Children’s Services and Schools; and more.  Received the 2006 Proclamation from the City Council of New York City for Community Service.  An avid art enthusiast and collector that enjoys unique travel experiences and photography.

David began his career as a financial professional in 1999. He is a CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Life Underwriter (CLU®) and a Chartered Financial Consultant (ChFC®).  His role in the JMR Wealth Management Group is to oversee portfolio management, estate planning for clients and prospects by working with their other trusted advisors to formulate a concise wealth management plan. He is a Magna Cum Laude graduate of Baruch College with a Bachelor of Business Administration in Finance and Investments. He is an active member of the community and supports philanthropic causes.

Melinda began her career in the financial services industry in 1989. She currently heads the marketing efforts for the JMR Wealth Management Group. Melinda works with the team to support and grow the assets under management of high net worth individuals. She manages the group's strategic client acquisition marketing efforts. Melinda is Series 7, 66 and 31 certified. She lives in Rutherford, NJ with her husband, Brian.

Lily Martinez is a Senior Client Service Associate and Operations Manager for the JMR Wealth Management Group. She oversees all daily operational matters and is dedicated to excellent customer service. Her efficiency and dedication to providing personal and responsive service, while helping to inform and educate clients is key to the JMR Wealth Management group's servicing model. Lily worked at Morgan Stanley for 16 years in various capacities including a Reorganization Support Specialist, Senior Sales Assistant and in her most recent role as Senior Registered Client Services Associate. She has her securities Series 7 license. She resides in Maywood, New Jersey with her husband Joe and two children Jonathan and Kiara