Experience

Purpose and passion

Russ is the Chief Investment Officer of Ridge Crest Investment Partners, as well as one of its co-founders. He is a senior portfolio manager for the Portfolio Management Program—managing large-cap growth and high-yield equity portfolios. Russ brings his considerable expertise and passion to equity investing and advising clients on asset allocation suitable to their unique situations.

A fascination with how companies grow

Growing up, Russ was fascinated by the family portfolio his grandfather put together from a few shares of General Electric stock. His fascination grew into an interest in how businesses grow or fail over time. Russ graduated cum laude from Rutgers University with a B.A. in economics. He started his career in the financial services industry in 1977 as a Financial Advisor with Merrill Lynch. He added the role of Portfolio Manager at Oppenheimer. He joined UBS (then PaineWebber) in 1994, where he was a solo Financial Advisor. In 2000, he was joined by his partner and wife, Margaret Beal. Russ was appointed Managing Director, Investments, in 2012. He has taken part in the UBS pilot program for the Clinton Initiative, a mentoring program working with small business clients and women entrepreneurs. He also serves on the UBS Portfolio Management Council, an editorial advisory group for wealth management research.

Professional achievements and education

• B.A. in Economics from Rutgers University
• Henry Rutgers Scholar in Economics
• Executive Finance Program, NYU Stern School of Business
• Licenses include: series 5, 7, 8, 31, 63, 65. Health, Life, LTC, Variable Annuity, Variable Life insurance in NY, CT, FL, IL, MA, NJ, SC
• Certified Portfolio Manager®

Miguel has more than 30 years of experience in financial markets across a range of buy side and sell side roles.  For the last 17 years, he has advised a select group of ultra-high net worth families and family offices on investments, lending, and trust and estate planning strategies.  Miguel has a particular focus on working with clients in the hedge fund and private equity industries, as well as families with multi-generational wealth.  In addition to client advisory and relationship management, Miguel is responsible for forming macroeconomic viewpoints and tactical allocation implementation ideas.

Experience

• Managing Director, UBS Private Wealth Management
• Executive Director, J.P. Morgan Private Bank
• Partner, Capital Counsel
• Partner, Latin Valley Securities, Inc. 
• Principal, Fixed Income Trading, Morgan Stanley

Credentials

• Family Office Consultant title
• Private Wealth Advisor title
• Member of the Economic Club of New York

Personal

• Miguel lives in New York, NY with his wife, and has three adult children
• Trustee of the Stom King Art Center
• He enjoys skiing, tennis, and travel

Making a difference

Margaret advises clients on financial planning, taxation, asset allocation and manager selection. Before joining UBS in 2000 she worked for a decade for an institutional asset management firm where she learned firsthand how the largest investors manage their billions. She brings this expertise to the clients she serves today. Like the rest of the team, she works hard every day to make a difference in her clients’ lives.

Extensive experience

Driven by a lifelong desire to help people, Margaret entered the financial services industry right after graduating from New York University in 1982. Before joining UBS, she worked for Glickenhaus & Co., where she served as Director of Client Service, overseeing a staff of 22 people. She holds the Series 7, 8, 24, 53, 63 and 65 securities licenses. Margaret is a Certified Financial Planner^® professional and holds a UBS Private Wealth Advisor certification.

Outside UBS

Margaret lives in Scarsdale, N.Y. with her husband, Russ. She is a steward of the environment and is a member of the Conservation Advisory Council appointed by the Town Board of Greenburgh, NY.  Margaret serves on the Board of Directors and investment committee of Joy of Giving Something, a New York based operating not-for-profit focused on advancing visual arts education. 
 

Jordan has 18 years of experience working with family offices and ultra high net worth clients.  He provides holistic wealth management advice helping clients integrate investments with credit, tax, and wealth planning strategies.  He is responsible for developing strategic and tactical asset allocation models, trade structuring, and running our group’s derivative-based portfolios.  In addition to his investment focus, Jordan works with family office clients on matters related to family office formation, legal and tax structures for family office operations, and integrating OCIO services with other family office functions.

Experience

• Managing Director, UBS Private Wealth Management
• Vice President, J.P. Morgan Private Bank
• Senior Investment Analyst, Merrill Lynch Private Banking and Investment Group

Credentials

• Family Office Consultant title
• Private Wealth Advisor title
• CFA charterholder
• CAIA designation

Personal

• Jordan lives in New York, NY with his partner and two dogs
• He enjoys science, quantitative endeavors, and adventure travel

Delivering high value

Reed is a Private Wealth Advisor who excels in guiding clients through the multifaceted world of wealth management – in particular, he focuses on addressing the unique financial needs of business owners and Wall Street professionals. With an in-depth expertise spanning portfolio construction, estate planning, liability and risk management, Reed's holistic approach ensures that every aspect of wealth creation and preservation is meticulously addressed. His commitment to delivering bespoke solutions is grounded in a philosophy centered around care, integrity, growth, and teamwork. This ethos is not just a statement but a lived experience for Reed and his clients, ensuring that every interaction and decision is made with transparency, respect, honesty, and a commitment to excellence.

Hooked by the energy

After graduating from Florida State University with a bachelor's degree in finance, Reed moved to New York from his hometown in Fort Lauderdale, Florida to start his career with UBS. His pursuit of excellence is further evidenced by earning esteemed designations such as Certified Financial Planner (CFP) in 2014 and Certified Exit Planning Advisor (CEPA). Reed has been recognized by Forbes America’s Top Next-Generation Wealth Advisors Best-in-State 2018-2023 marking him as a leader in his field who is deeply committed to his professional development.

Outside UBS

Beyond his professional commitments, Reed is actively engaged in supporting philanthropic endeavors and causes close to his heart. He lives in Darien, CT with his wife, Hope. They have three children, Everett, Della, and Callen and a Great Dane, Trudy. Reed loves traveling, hiking, sports and anything ocean-related.

David has 18 years of experience providing wealth advisory and investment management services to family offices and ultra high net worth clients.  His areas of focus include managing multi-asset class portfolios, tax-aware investing, manager due diligence, advising on trust and estate planning strategies, pre-transaction planning, and wealth structuring.  David primarily works with clients in the hedge fund and private equity industries, corporate executives, founders and early employees of venture-backed companies, and individuals in media and entertainment.

Experience

• Senior Portfolio Manager, UBS Private Wealth Management
• Vice President, J.P. Morgan Private Bank
• Senior Investment Analyst, Merrill Lynch Private Banking and Investment Group

Credentials

• Senior Portfolio Manager, UBS Portfolio Management Program
• Private Wealth Advisor title
• CFA charterholder
• Advisory Council, UBS Consolidated Advisory Program
• Member, Economic Club of New York
• Life, Accident, and Health Licensed

Personal

• David lives in Bronxville, NY with his wife and two sons
• He enjoys golf, world travel, and food and wine
• David supports charitable causes that protect the environment, animals, education and development, and veterans and military families

John has 13 years of experience providing wealth advisory and investment management services to founders, family offices, and ultra high net worth clients.  Through a comprehensive discovery process John aims to build well-structured financial plans that are implemented tax efficiently but adaptable to changing circumstances.  John counsels founders and early employees at start-ups through every stage of growth from company formation through IPO. He offers founders experienced insights about income and estate tax planning strategies, liquidity management, pre-IPO planning, and post-exit investment management.

Experience

• Senior Vice President, UBS Private Wealth Management
• Graduate Training Program, UBS Financial Services, Inc.

Credentials

• Portfolio Manager, UBS Portfolio Management Program
• Private Wealth Advisor title
• Life, Accident, and Health Licensed

Personal

• John lives in Manhasset, NY with his wife and two sons
• He enjoys golf, fishing, and world travel

Direct to a client’s needs

Lance’s focus on the team is financial planning, wealth transfer, asset allocation and risk management. Being part of one of UBS’s largest teams gives him the opportunity to provide clients with a family office experience and unmatched level of expertise. Lance believes in the importance of giving clients services that are holistic in nature, delivered in a language that is easily understood.

Expertise that began early

Lance has been interested in finance and the markets ever since he was a teenager. He began his career in financial services at Metropolitan Life Insurance Company as a Financial Advisor. In 2001, he joined JP Morgan Chase and Co., where he was responsible for managing client relationships with an estimated $100 million in assets. Joining UBS in 2006, Lance assisted in the creation of the firm’s financial planning offering for high net-worth clients and held the title of Wealth Management Consultant for UBS’s New York Metropolitan Region before joining the team. Lance has an M.B.A. with a Concentration in Finance from New York University’s Stern School of Business. He is a Certified Financial Planner™ professional and Certified Exit Planning Advisor. 

Outside UBS

Lance enjoys spending time with his family, particularly at the beach. He is also an avid music fan who enjoys playing the guitar. In his spare time, he volunteers with the Certified Financial Planning Board of Standards and local organizations including Boy Scout Troop 41.

Professional achievements and education

• Series 7, 66 and 63 securities licenses
• Licensed life and health insurance producer
• Certified Financial Planner™ professional
• 2018 Chair of the Certified Financial Planner Board of Standards’ Disciplinary & Ethics Commission

Tim has more than 30 years of experience in global markets working in London, Tokyo, Hong Kong, and New York.  He provides wealth advisory and investment guidance to family offices, endowments, and high net worth clients.  Tim’s diverse experience spans both buy side and sell side functions for leading global financial organizations.  Tim primarily works with clients in the hedge fund and private equity industries, executives at cyber security and software firms, private business owners, and endowments and foundations.

Experience

• Private Wealth Advisor, UBS Private Wealth Management
• Managing Director, J.P. Morgan Private Bank
• Client Portfolio Manager/Head of International Client Service, Southeastern Asset Management
• Chief Investment Officer, Kailas Capital
• Senior roles at Bear Stearns and Jardine Fleming

Personal

• Tim lives in Boston, MA with his wife and three children
• Board Member, Beacon Hill Civic Association
• Advisory Board, WGBH
• He enjoys running, skiing, and travel

Frank has 12 years of experience assisting middle market business owners and ultra-high net worth families achieve their financial goals and secure long-term success.  He brings experience working through pre-transaction planning, succession planning, and investment management services.  He brings a dual approach in offering advisory support to both the client’s business and personal goals.  His mission is to simplify the complexities of financial planning so clients can focus on running their businesses and families.

Experience

• Senior Vice President, UBS Private Wealth Management
• Investment Professional, J.P. Morgan Private Bank
• Investment Analyst, Drexel University Endowment Fund

Credentials

• UBS IB Network Council of Advisors

Personal

• Frank lives in Brooklyn, NY and occasionally has a foster dog
• Board Member, New York Common Pantry
• He enjoys backpacking (but not running), anything old, spending time with his triplet siblings, and is passionate about food insecurity

Part of a driven team

Natalie oversees day-to-day administration as the business operations manager for the team while supporting the advisors in business processes and development. She partners with the team's advisors and staff with the aim of delivering a high standard of service and personal attention to clients. She really enjoys the challenges and collaborative nature of working with a team driven to achieve a common goal.

A family introduction to financial services

Originally from Oklahoma, Natalie was introduced to the financial services industry through her sister, a financial advisor in a family-owned brokerage firm. She graduated cum laude with a B.A. in finance from the University of Central Oklahoma in 1999. After working with a top retirement advisor at Smith Barney, they transitioned to UBS in 2003. She joined Russ and Margaret in New York in 2007 and became team administrator for the team in 2011. She holds the Series 3, 7, 63 and 65 securities licenses.

Active and committed

Natalie is active within UBS, attending annual peer events hosted by the corporate office and mentoring other private wealth team administrators. She lives in Brooklyn, NY with her husband Ryan and daughter Lydia. She is passionate about cooking for others and exploring the city's diverse neighborhoods.

Ann’s responsibilities on the team include identifying and implementing financial planning opportunities, assisting with the development of customized asset allocation strategies and performance reporting. She strategically supports the advisors and clients with creative solutions.

Ann started her career in 1996 at Smith Barney and moved to UBS in 2005. She is a Certified Financial Planner^® professional and holds the Series 7 and 63 securities licenses. She also holds the life, accident and health insurance licenses.

Ann graduated with a B.A. in psychology from Montclair State University. She lives in River Edge, NJ with her husband Brian and school-aged children Maddy and Will. In her spare time, she likes to cook and garden. Ann volunteers with several local organizations. She and her family are actively engaged with fundraising for Breakthrough T1D (formerly JDRF).

Long-lasting client relationships

Kelly’s responsibilities include relationship management, financial planning, asset allocation and portfolio recommendations, as well as performance reporting. She enjoys functioning as part of the team to help clients reach their financial and personal goals. The ability to build long-lasting, trusting relationships with clients is what satisfies her most about her job.

An education in personal finance

Kelly got into the financial services industry because of her belief in the importance of being educated in personal finance from a young age. She joined UBS in 2012 after graduating cum laude with a B.S. in finance from Providence College. She is a Certified Financial Planner professional and Accredited Wealth Management Advisor. She holds the Series 7 and 66 securities licenses as well as the life, accident and health insurance licenses for the state of New York.

Outside UBS

Kelly lives on Long Island with her husband, Dustin, and their two children. She enjoys participating in UBS Volunteer Days at the NY Common Pantry. Kelly loves cooking, travel and spending time with family and friends—especially at the beach.

With over a decade of experience in the financial services industry, Heidi brings a wealth of
expertise to her role as Senior Wealth Strategy Associate. She specializes in crafting tailored
investment strategies and portfolio solutions that align with the unique financial objectives of
clients. Heidi joined UBS in 2015 and, after a brief hiatus at Raymond James Financial
Services, returned to the firm in February 2022 to work with high- net worth and ultra high net
worth investors.

In her current position, Heidi supports the team with comprehensive investment strategy
development, portfolio construction, and ongoing financial guidance. She leverages her deep
understanding of the markets and financial planning to help clients navigate complex wealth
management challenges.

Heidi earned a Bachelor of Science in Finance from Syracuse University and holds several key
industry certifications, including FINRA Series 7, 63, and 65 licenses, as well as Life, Health,
and Variable Annuity licensure. Demonstrating a commitment to continuous professional
growth,in 2022, Heidi competed the Chartered Financial Analyst (CFA) designation, a rigorous
multi-year program renowned for its global standard in investment knowledge, ethics, and
professional standards.

Outside of her professional endeavors, Heidi resides in Scarsdale, NY. While her schedule is
demanding, she cherishes time spent with her family and friends and enjoys outdoor activities,
particularly hiking and tennis.

Jason began his career in 2015 and has vast experience providing wealth advisory + investment management services. His area of focus on the team includes supporting the management of client multi-asset class investment portfolios. Jason provides analysis/research while helping to generate new investment ideas. He collaborates with team members on overall portfolio strategy while helping to maintain tax efficiency.

Experience:

• Equity Research Associate, BTIG
• Registered Sales Associate, Morgan Stanley
• Registered Client Service Associate, Stifel Nicolaus

Credentials:

• BS, Finance, Eller College of Management at The University of Arizona
• Series 7, 24, 66, 86, 87 securities licenses

Personal:

• Jason lives in New York, NY
• Avid reader
• He enjoys spending time with family, playing tennis and watching the NY Mets, NY Giants + Arizona Basketball
  
  
  

Abigail drives our wealth planning services helping clients articulate their financial goals by building cash flow models to demonstrate tradeoffs and key decision points.  Abigail works with advisors and clients to integrate this planning with tax and estate strategies.  She also supports relationship management, account operations, trade execution, and private banking services.

Experience

• Wealth Strategy Associate, UBS Private Wealth Management
• Client Associate, UBS Private Wealth Management

Credentials

• BA, Washington & Lee University

Personal

• Abigail Lives in New York, NY
• She enjoys running, travel, and living in New York City in her 20s

Lauren has 17 years of experience working in private wealth management and capital markets roles.  Lauren’s responsibilities include client relationship management, trade execution, account maintenance, and team operations.  She provides proactive service to each client with a goal of bringing ease and efficiency to managing complex personal financial matters. 

Experience

• Senior Client Associate, UBS Private Wealth Management
• Associate, FX Prime Brokerage, Morgan Stanley
• Client Service Associate, Morgan Stanley

Credentials

• BS, Binghamton

Personal

• Lauren lives in West Babylon, NY with her husband and daughter

Client service and communication

Shlomo is a key member of the team in the analysis and marketing of products and services that assist with clients’ financial needs. He focuses on providing cash management and lending solutions and assists with portfolio management. In addition, Shlomo supports the team’s administrative functions, concentrating his efforts on client communication and account maintenance. He contributes to the team’s ongoing effort to refine its client service model that is built to maintain and uphold the team’s commitment to providing structured and personalized client service.

A passion for helping others

While at Baruch College, Shlomo sought a client-centric business where he could combine his interest and knowledge of finance with his passion for helping others. He joined UBS as an intern in 2014, during his junior year, and came on board permanently after graduating magna cum laude from Baruch with a B.B.A. in Finance and Investments. He holds the Series 7 and 66 securities licenses.

Outside UBS

Shlomo volunteers at Belev Echad, a nonprofit organization that supports IDF soldiers and veterans, and at SBH, a charitable organization dedicated to caring for those less fortunate in his community. He lives in Brooklyn and enjoys basketball, soccer, tennis and hiking.

Comprehensive client service

Charmaine provides comprehensive client service in all aspects of account administration and operations, onboarding new clients, and building and maintaining long-lasting client relationships. With her wealth of experience, she coaches and trains the team’s newest associates.

Building a career from college

Charmaine became interested in the financial services industry while attending New York City Technical College. After graduating in 1985, she began her career on the Unit Trading Desk at Drexel Lambert, eventually holding positions as a registered sales assistant, account executive and branch service administrator. She joined UBS in 2006. She holds the Series 7 and 63 securities licenses and has an Associate in Applied Science degree in accounting.

Outside UBS

Charmaine is an active member in the women’s ministry at Tabernacle Baptist Church in Burlington, NJ. She lives in Burlington, NJ and has two children, Lenny and Kira. She loves traveling, gardening and reading.

Alisa has over 12 years of Private Wealth Management experience.  She is focused on understanding and anticipating the unique needs of each client in order to provide high touch, specialized service.  She enjoys building relationships with each family, while striving to provide thoughtful and detailed attention to every relationship.  

Experience

• Senior Client Associate, UBS Private Wealth Management
• Senior Client Service Associate, Morgan Stanley
• Senior Client Service Associate, Citi

Credentials

• BS, Economics and Psychology, New York University 

Personal

• Alisa lives in Port Washington, NY with her husband, 3 daughters, and Bichon Frise
• Crisis Counselor, Crisis Text Line
• Volunteer, New York Cares
• She enjoys reading, tea, art and she is bilingual

Stephanie has 17 years of experience in trade execution and operations for private client and buy side roles.  As a Senior Client Associate, Stephanie provides a wide range of services across private banking, account maintenance, trade support, and team operations.  She seeks to anticipate client needs and to deliver personalized management of financial matters for each family.

Experience

• Senior Client Associate, UBS Private Wealth Management
• Client Service Associate, Morgan Stanley
• Trading Assistant, White Mountain Capital

Credentials

• BSA, Fairfield University 

Personal

• She lives in Manhasset, NY with her husband and 3 boys
• She enjoys playing tennis and is an avid dog lover

Eliza has 16 years of experience in finance having worked in both capital markets and client coverage roles.  She provides proactive service and develops personal relationships with each client.  Eliza’s responsibilities include account operations and maintenance, trade execution, private banking services, and relationship management.

Experience

• Senior Client Associate, UBS Private Wealth Management
• Senior Registered Client Service Associate, Merrill Lynch
• Sales Associate, OTC Markets Group
• Associate, Global Capital Markets, Bank of New York Mellon

Credentials

• BS, Finance, Rutgers

Personal

• Eliza lives in Hoboken, NJ with her dog
• She enjoys world travel and is fluent in French

Alyssa's key responsibilities on the team include account onboarding and maintenance, building client relationships and leading marketing initiatives. She entered the financial services industry after earning her B.S. in Economics from the College of Staten Island in 2022, where she was also a member of the International Honor Society for Economics. Alyssa holds both the Series 7 and Series 66 securities licenses. She resides in Staten Island and enjoys spending time at the beach and socializing with friends and family. 

Esther’s primary responsibilities on the team include account onboarding and maintenance, operational management and providing all clients with the highest level of service. Esther’s main goal is to ensure that all clients feel like she is always there to help; whether it be to answer questions or assist with account related activities. As a client’s first point of contact for private wealth management and account administration, Esther support’s our teams commitment to our clients.   

Esther graduated magna cum laude from the Rephael Recanati International School in Herzliya, Israel with a B.B.A. in Business Administration. She started college at Baruch College, and two years later, as a newlywed, moved to Israel with her husband so that he can attend medical school in Tel Aviv. Esther started her career in wealth management in 2018 when she joined as an intern and has now joined us as a full-time employee. Esther holds the series 7 securities license.

On her free time, Esther volunteers at SBH, a charitable organization, cooking and delivering meals for families in need, and at her local synagogue on the weekends. Esther lives in Brooklyn, NY with her husband Ezra and daughters Lynn and Marielle. In her spare time, she enjoys cooking for her family, fitness, and skiing in the winter months. 

Stephanie plays a key role in helping ensure seamless account maintenance, client communication, and providing valuable support across a range of operational tasks. She began with the team as an intern in 2022, gaining hands-on experience that laid the foundation for her transition into her current client service position in 2024.

Stephanie graduated from Stony Brook University in 2023 with a B.S. in Economics and Business Management, specializing in Finance. She lives in Manhattan with her kitten Bowie and enjoys spending quality time with her family and friends.