Experience

Mr. Janes joined UBS Financial Services, Inc. in December of 2007 from Keller Williams Realty.  Prior to moving to the Richmond area, he held several supervisory and management positions in manufacturing companies located in Harrisonburg, Virginia.  He was also a safety director at those companies handling safety trainings and inspection audits.  He received his B.S. degree in Organizational Management and Development from Eastern Mennonite University, completed the MINI MBA Program at the University of Richmond and completed the Certificate in Financial Planning (CIFP) Program at Virginia Commonwealth University.  Most recently, he was awarded the designations of Accredited Asset Management Specialist (AAMS) and the Chartered Retirement Planning Counselor (CRPC) from the College for Financial Planning. He is a registered representative with the Financial Industry Regulatory Authority (Series 7), and he is an investment advisor representative (Series 66) with the Securities and Exchange Commission, as well as a licensed insurance agent with the Commonwealth of Virginia.  He also belongs to the Central Virginia Employee Benefits Council (CVEBC) and the Financial Planning Association of Richmond (FPAR).  Mr. Janes was born in Prince Georges County, Maryland, lived in Harrisonburg, Virginia for a number of years and moved to Richmond in October 2005.

Mr. Rafferty joined UBS Financial Services in September 2021 as a Client Service Associate from Edelman Financial Engines. Prior to working in Client Service, Mr. Rafferty spent three years working in a back-office operations role primarily focusing on retirement account distributions. He is a registered representative with the Financial Industry Regulatory Authority (Series 7). Michael is a graduate of Virginia Commonwealth University with a degree in Communications. Mr. Rafferty was born in Fairfax, Virginia, spent a few years in Norfolk, Virginia, and has resided in Richmond since 2014.