Insight-based advice

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Michael P. Ritacco, Director, joined UBS Financial Services in October 2013. Mike works with families, foundations & businesses establishing strategies that grow, protect, and distribute wealth in the most tax efficient manner. Through his teamwork, they leverage their capabilities and resources to fully assist clients with Private Family Office Services. Drawing on his experience and global resources, Mike develops personalized solutions to address the complex needs of his clients. Those strategies include but are not limited to portfolio development, estate planning working in conjunction with client family advisors, retirement and education planning, life insurance analysis, liability and debt management, plus a full complement of multi-generational wealth preservation services.

Michael resides in Point Pleasant, NJ with his three children Grace, Michael and Lily.  He is an active supporter of community programs in Ocean and Monmouth counties.  Michael is currently the Board Chair for the Toms River Field of Dreams as well as Board Chair of the Ocean County YMCA. 

• Forbes Best-in-State Wealth Advisors, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• UBS Wealth Management Chairman’s Council, 2026UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
• UBS Wealth Management President’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.

• Franklin & Marshall College, BS in Business Administration: 1996 - 2000

• Senior Portfolio Manager
• Chartered Retirement Planning Counselor
• Director

As an experienced and trusted financial advisor, Richard provides tailored wealth management strategies to pre-retired and retired clients. His process begins by fully understanding client’s wealth goals while focusing on key areas of financial concerns. With sound resources provided by UBS Financial Services Inc., we will build a solid individualized investment plan for today and the future.

While helping clients meet their financial needs, Richard can guide you through planning your retirement, saving for your children’s or grandchildren’s education, or looking to preserve your wealth for the next generation.

Before entering the financial services industry, Rick graduated from Rider College with a degree in Finance and worked as a Financial Advisor with Butcher and Singer. Now a First Vice President - Wealth Management at UBS.

Richard's mission is to help each one of his clients plan for a financial future in a way that best meets his or her goals. And the commitment doesn’t end there, Rick has been an active member of the local community for nearly 25 years and is currently involved with The Ocean County College Foundation.

Richard and his wife Michele enjoy their time out of the office in Forked River.

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Kate joined UBS Financial Services in October 2025.  Prior to joining UBS, Kate spent 6 years in the investment and finance world through her time at T. Rowe Price and Bloomberg.

Kate received a B.S. in Business Administration with a concentration in finance and sales from The College of New Jersey in 2019. In 2025, Kate earned her CERTIFIED FINANCIAL PLANNER® certification becoming a financial professional who meets rigorous education, training, and ethical standards set by the CFP Board to provide comprehensive, holistic financial planning, legally bound to act as a fiduciary.

She thrives on helping people understand their financial standing today so she can craft a plan for them to achieve all of their dreams in the future. She provides investment consulting and financial plan design for corporate executives, entrepreneurs, and professionals. Her ultimate goal is to approach wealth on a long-term horizon to create and preserve her clients’ assets while decreasing risk and taxation.

Kate resides in Red Bank, NJ with her partner Drew and their cats, Robin & Bean.

• CERTIFIED FINANCIAL PLANNER

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Tara is currently a Financial Advisor in the Ritacco, Galgano & Associates
team in Wall, NJ.

Most recently, Tara was an Associate within Ultra-High Net Worth Advisory, where Tara focused on Private Briefings and Request for Proposals (RFPs) for UBS Wealth Management clients and prospects. Tara began her career at UBS after graduating from college, joining the Wealth Advice Center as a Training Financial Advisor before transitioning into a Financial Advisor role. In 2023, Tara moved to the FA Performance & Engagement team as a strategist within the WAC and later joined the Chief of Staff team supporting the Head of Wealth Management Americas.

Tara holds a Bachelor of Science in Finance & Business Analytics, with a concentration in Political Science, from Rutgers University. While at Rutgers, Tara served as captain of the Women’s Club Volleyball team.

Tara also assists with general employee engagement to help build a strong
culture within the organization by planning and hosting in-person and
virtual events for the Young Professionals Network and All Bar None
women’s network.

Originally from Berkeley Heights, New Jersey, Tara now resides in Red
Bank, New Jersey with her fiancé, Daniel and their two Shar-pei dogs,
Bijou & Bellini. She spends her time outside of work traveling, volunteering
in her local community (Lunch Break in Red Bank), and spending time with
her dogs.

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Angela joined UBS Financial Services in July 2022.  Prior to joining UBS Angela spent over 20 years working for hedge funds. Her time was spent in operations, control and compliance, and marketing and investor relations.  Angela’s background and capabilities will help provide support to the team and assist with client needs.

Angela received a Master of Business Administration from Monmouth University in New Jersey in 2004 and a B.S. in Business Administration with a concentration in finance and international business from Villanova University in Pennsylvania in 2000.

Angela resides in Toms River, NJ with her husband William, their children Gabriella and Cooper and their dog Luna.

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Nicole joined UBS in June 2024. With over 30 years of experience in the financial services industry, Nicole brings a wealth of expertise and knowledge. Nicole spent the 22 years with a Morgan Stanley team providing top level services to ultra high net worth clients. Nicole holds Series 7 and 66 licenses, underscoring her commitment to excellence in trading and compliance. 

Jill joined the team in April 2025. Prior to joining UBS, Jill spent over 10 years planning corporate and consumer events across the country for global brands and professional sports leagues. Jill’s background in communications, event marketing, public relations, planning and attention to detail will help provide support to the team and assist with client needs.

Jill received a Bachelor of Arts in Communications with a concentration in Public Relations from Duquesne University in Pittsburgh, PA in 2000. Jill resides in Toms River, NJ with her husband Mike, their children Ashlyn and Michael Jr. and their dog, Duke.