Let's move forward. Together.

Pencil and ruler on blueprints

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

Three people sitting in office

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Michael Ritacco

    Michael Ritacco

    Senior Vice President–Wealth Management

    Financial Advisor

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    • AL
    • AZ
    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • HI
    • IL
    • KS
    • MA
    • MD
    • ME
    • NC
    • NJ
    • NV
    • NY
    • OH
    • PA
    • SC
    • TX
    • VA
    • VT
    • WY

    Michael P. Ritacco, Director, joined UBS Financial Services in October 2013. Mike works with families, foundations & businesses establishing strategies that grow, protect, and distribute wealth in the most tax efficient manner. Through his teamwork, they leverage their capabilities and resources to fully assist clients with Private Family Office Services. Drawing on his experience and global resources, Mike develops personalized solutions to address the complex needs of his clients. Those strategies include but are not limited to portfolio development, estate planning working in conjunction with client family advisors, retirement and education planning, life insurance analysis, liability and debt management, plus a full complement of multi-generational wealth preservation services.

    Michael resides in Point Pleasant, NJ with his three children Grace, Michael and Lily.  He is an active supporter of community programs in Ocean and Monmouth counties.  Michael is currently the Board Chair for the Toms River Field of Dreams as well as Board Chair of the Ocean County YMCA. 

    • Forbes Best-in-State Wealth Advisors, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
    • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

    • Franklin & Marshall College, BS in Business Administration: 1996 - 2000
    • Senior Portfolio Manager
    • Chartered Retirement Planning Counselor
    • Director
    2107 Route 34
    Suite 102
    Wall, NJ 07719
    Michael Ritacco
    2107 Route 34,Wall,NJ,07719
  • Richard Galgano

    Richard Galgano

    First Vice President

    Financial Advisor

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      As an experienced and trusted financial advisor, Richard provides tailored wealth management strategies to pre-retired and retired clients. His process begins by fully understanding client’s wealth goals while focusing on key areas of financial concerns. With sound resources provided by UBS Financial Services Inc., we will build a solid individualized investment plan for today and the future.

      While helping clients meet their financial needs, Richard can guide you through planning your retirement, saving for your children’s or grandchildren’s education, or looking to preserve your wealth for the next generation.

      Before entering the financial services industry, Rick graduated from Rider College with a degree in Finance and worked as a Financial Advisor with Butcher and Singer. Now a First Vice President - Wealth Management at UBS.

      Richard's mission is to help each one of his clients plan for a financial future in a way that best meets his or her goals. And the commitment doesn’t end there, Rick has been an active member of the local community for nearly 25 years and is currently involved with The Ocean County College Foundation.

      Richard and his wife Michele enjoy their time out of the office in Forked River.

            2107 Route 34
            Wall, NJ 07719
            Richard Galgano
            2107 Route 34,Wall,NJ,07719
          • Angela Brehm

            Angela Brehm

            Client Associate

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            • NJ

            Angela joined UBS Financial Services in July 2022.  Prior to joining UBS Angela spent over 20 years working for hedge funds. Her time was spent in operations, control and compliance, and marketing and investor relations.  Angela’s background and capabilities will help provide support to the team and assist with client needs.

            Angela received a Master of Business Administration from Monmouth University in New Jersey in 2004 and a B.S. in Business Administration with a concentration in finance and international business from Villanova University in Pennsylvania in 2000.

            Angela resides in Toms River, NJ with her husband William, their children Gabriella and Cooper and their dog Luna.

                  2107 Route 34
                  Suite 102
                  Wall, NJ 07719
                  Angela Brehm
                  2107 Route 34,Wall,NJ,07719

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                UBS and Credit Suisse—stronger than ever

                Global Wealth Report 2024

                Crafted wealth intelligence

                Now in its 15th edition, the Global Wealth Report 2024 offers you leading insights into household wealth and prosperity across the world. In the US, average wealth growth has spiked from 3.7% between 2000 and 2010 to nearly 6.3% between 2010 and 2023.

                Gain additional insights into the trends shaping wealth in the US and around the world.

                Download the report

                A leader in wealth management

                Backed by the strength of our parent company, UBS AG

                $5.8+ trn

                UBS Group invested assets
                As of 03/31/2024

                51 countries

                Our global footprint

                Global leader

                UBS is a leading and truly global wealth manager