An experienced and committed team

Ray is a Vice President - Wealth Management who joined the Stuart, Florida office of UBS in 2008. Prior to joining UBS, he worked as a Wealth Management Advisor at Merrill Lynch since 1991. After completing the Florida State University Certificate in Financial Planning Program, he received his CERTIFIED FINANCIAL PLANNER (TM) (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc. Ray concentrates on delivering wealth management strategies for high-net-worth individuals. He resides in Palm City, Florida with his wife, Sue.

Personal & Community:

Member, Appalachian Long Distance Hikers Association

Member, National Outdoor Leadership School

Member, Leave No Trace Center for Outdoor Ethics

Member, Appalachian Trail Conservancy

President, Audubon of Martin County

Licenses:

State of Florida, Life, Health Insurance and Variable Annuity Licensed

Series 3, National Commodities Futures Representative

Series 7, General Securities Representative

Series 9, General Securities Sales Supervisor (Options)

Series 10, General Securities Sales Supervisor

Series 63, Uniform Securities State Agent

Series 65, Investment Advisor Representative

Karen joined the Stuart, Florida office of UBS in 2011. Prior to joining UBS, she worked at Morgan Stanley since 1999. Karen's responsibility is to provide operational and administrative support to Ray's daily business practices while maintaining risk awareness and regulatory knowledge. Karen's objective is to enhance the client experience by anticipating client needs, resolving their problems and following through to provide exceptional service. Originally from Long Island, NY, Karen currently resides in Port St Lucie, FL with her husband John and their three rescue cats Jaspur, Velvet and Patches. John and Karen enjoy fishing and spending time with their grandson, Noah.