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$5.9+ trn
UBS Group invested assets
As of 06/30/2024
Where do your passions lie? We address every dimension of your life and your goals—investments, business and legacy—to develop a plan that’s truly personalized for you. Then we’ll help you organize your financial life into three strategies: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.
UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies, that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment.
Managing Director–Wealth Management
As a Senior Vice President-Wealth Management Advisor and Senior Portfolio Manager, Ray is part of a team of 9 professionals within the exclusive Private Wealth Division of UBS Financial Services. The team, Certus Financial Group has a long legacy of providing business sale/transition/and liquidity strategies, multigenerational wealth management, and executive wealth solutions within a family-office inspired service environment to high net worth families.
Drawing on over 30 years of diverse financial services industry experience, Ray's focus is working closely with the team's middle-market business owner clients and their families, helping them navigate the sometimes complex business succession and transition process – aligned with their personal, business, and family goals.
Ray is a Certified Exit Planning Advisor (CEPA) and is an active member of the Association for Corporate Growth where he is the co-chair of the Succession & Transition Advisory Committee. He is an active writer and speaker on business transition.
He is a graduate of The University of Delaware with a B.A. in finance. Additionally, he has earned certifications as a CERTIFIED FINANCIAL PLANNER™ (CFP®), a Chartered Retirement Planning CounselorSM (CRPC®)
Outside interests include being active with American Corporate Partners where he mentors military veterans interested in becoming entrepreneurs, spending time with his family at Lake George NY, motorcycle touring, and climbing the high peaks in the Adirondacks. Ray resides in Chester, NJ with his wife Sue and has four adult children.
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
Education
Credentials
Managing Director–Wealth Management
As a Senior Vice President-Wealth Management Advisor and Senior Portfolio Manager, Ray is part of a team of 9 professionals within the exclusive Private Wealth Division of UBS Financial Services. The team, Certus Financial Group has a long legacy of providing business sale/transition/and liquidity strategies, multigenerational wealth management, and executive wealth solutions within a family-office inspired service environment to high net worth families.
Drawing on over 30 years of diverse financial services industry experience, Ray's focus is working closely with the team's middle-market business owner clients and their families, helping them navigate the sometimes complex business succession and transition process – aligned with their personal, business, and family goals.
Ray is a Certified Exit Planning Advisor (CEPA) and is an active member of the Association for Corporate Growth where he is the co-chair of the Succession & Transition Advisory Committee. He is an active writer and speaker on business transition.
He is a graduate of The University of Delaware with a B.A. in finance. Additionally, he has earned certifications as a CERTIFIED FINANCIAL PLANNER™ (CFP®), a Chartered Retirement Planning CounselorSM (CRPC®)
Outside interests include being active with American Corporate Partners where he mentors military veterans interested in becoming entrepreneurs, spending time with his family at Lake George NY, motorcycle touring, and climbing the high peaks in the Adirondacks. Ray resides in Chester, NJ with his wife Sue and has four adult children.
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
Education
Credentials
$5.9+ trn
UBS Group invested assets
As of 06/30/2024
51 countries
Our global footprint
Global leader
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