The right moves for your financial future

With the complexity of today's markets and uncertainty about tomorrow's economy, good financial advice is more important than ever. As a team of dedicated Financial Advisors, we're committed to helping you organize your finances around your short term needs, your longer-term goals and what you envision for generations to come. Our knowledgeable perspective, good judgement and broad experience can help you meet your challenges and seize opportunities.


P. Justin "P.J." Pearlstone

P.J. is a Senior Vice President - Wealth Management for UBS Financial Services Inc. in Baltimore, Maryland with over 15 years of experience as an investment professional in the financial services industry. P.J. provides wealth management services to a wide range of clients including high net worth families, institutions, business owners, nonprofit foundations and endowment funds who benefit from his years of experience and deep understanding of the financial markets.

His practice specializes in custom portfolios as well as the ability to overlay alternative investments, including hedge funds, private equity, real estate and structured solutions. P.J. approaches each client with an customized investment process that keeps the client's goals at the forefront by developing personalized wealth planning strategies. He provides investments based on each client’s goals and risk profile while utilizing the vast resources of UBS. P.J. holds Series 7 and 66 securities licenses, as well as licenses for life, health, and long-term care insurance and variable annuities.

A native of Baltimore, P.J. attended The Park School and earned his degree in finance from The University of Maryland, Robert H. Smith School of Business. P.J. lives in Baltimore with his wife, Karen, and their two children: Zach and Jordan.

P.J. is an active leader in his community serving in many different volunteer roles over the years. He was 2013 recipient of The Harry Greenstein Young Leadership Award from The Associated. Currently, P.J. is on the Board of Directors of The Associated: Jewish Federation of Baltimore and The Associated Jewish Charities of Baltimore. P.J. also serves on the investment committee for The Associated and The Park School of Baltimore. P.J. is a past President of The Pearlstone Center and has served on the Board of Directors at Sinai Hospital, The JCC of Greater Baltimore, and as a Trustee for Beth Tfiloh Dahan Community School.

Registered States:
  • AZ
  • CO
  • DC
  • FL
  • MD
  • MI
  • NY
  • SC
  • TX


  • B.S. Finance, The University of Maryland, Robert H. Smith School of Business

Our advice is comprehensive. We help diverse clients in a broad range of areas, including:

Custom portfolios
Financial planning
Alternative investments
Family Offices
Lending services
Structured products
500 East Pratt Street
11th Floor
Baltimore, MD 21202
  • (410) 576-3213

Email Me

Managing wealth is our craft

We’re committed to understanding what wealth means for you.

At UBS, excellence comes from nurturing the best of our heritage, mastering the details and delivering the expertise you need to turn your financial vision into a reality. The result? Financial advice that is finely crafted for what matters most to you.

Connecting you to the deep resources of UBS

By seeing the big picture, we provide access to the global platforms and the financial and intellectual strengths of UBS’s experts in Wealth Management, Asset Management and our Private and Investment Banks.

UBS Wealth Way

UBS Wealth Way

Focus on liquidity management

Family offices

Family offices


Backed by the strength of UBS

A global leader in wealth management

More than 150 years

offering financial advice

$5+ trillion

In invested assets globally 
As of 11/07/2023

Financial strength

Driving confidence.
Aa3 (stable) Moody’s
A+ (stable) Standard & Poor’s

UBS AG, long-term senior secured debt rating. As of 12/31/2022