Insight-based advice

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.


Paul Cutter

Senior Vice President–Wealth Management

Financial Advisor

Since 1987 I have been providing investment services to homeowner association clients. I have deliberately familiarized myself with the financial objectives and concerns of such associations, their directors, and managers. I am a member of Community Associations Institute and past president of its California North chapter.

The financial asset size of client association relationships ranges from $1,000,000 to $20,000,000+. I personally represent 180+ associations and their 75,000+ homes; and $180,000,000+ of their UBS-held assets. A basic strategy is employed in each instance with customization for the particular goals of each association. Client references are available.

I am in my thirty-fifth year as a financial advisor after receiving a degree in Economics from University of California, Davis. I have been with the same firm since moving to Sacramento in 1989, though it has changed names from Kidder Peabody, to PaineWebber, to UBS.

Registered States:
  • AZ
  • CA
  • CO
  • DE
  • HI
  • ID
  • MA
  • MI
  • NV
  • NY
  • OH
  • OR
  • TX
  • VT
  • WA


  • B.A. Economics, UC Davis
1610 Arden Way
Suite 200
Sacramento, CA 95815
  • (916) 648-7296

Email Me

Why does A.I. in space matter?

Outlook on interest rates


UBS and Credit Suisse—stronger than ever

Global Wealth Report 2024

Crafted wealth intelligence

Now in its 15th edition, the Global Wealth Report 2024 offers you leading insights into household wealth and prosperity across the world. In the US, average wealth growth has spiked from 3.7% between 2000 and 2010 to nearly 6.3% between 2010 and 2023.

Gain additional insights into the trends shaping wealth in the US and around the world.

Download the report

A leader in wealth management

Backed by the strength of our parent company, UBS AG

$5.8+ trn

UBS Group invested assets
As of 03/31/2024

51 countries

Our global footprint

Global leader

UBS is a leading and truly global wealth manager