Your entire financial life

“We focus on planning for a very simple reason: We are dedicated to looking at the big picture and helping you realize your life goals.” — John C. Castronuovo

Our solutions-oriented approach is comprehensive: We gather insights about your unique personal and financial situation so that we can build an individually tailored financial plan. Our integrated wealth planning approach includes:

Lifetime income planning
Our team can work with you to help preserve your lifestyle and livelihood in retirement. We will help you understand such influences as risk and investment time horizon and evaluate your current asset allocation.

Lending solutions
We will help you borrow wisely, the way you want it, whether you need securities backed lending, a mortgage or a competitive credit card. Our lending offering is multi-currency.

Insurance consulting and review
We view insurance as a tool to help protect your family’s assets, replace income, and create a legacy for future generations and philanthropic beneficiaries.

Trust and estate planning strategies
We have the experience and the network to help with preserving your assets, reducing estate tax exposure, and transitioning wealth to future generations.

Philanthropic planning
We’ll work with you and family members to provide education on philanthropy and participation strategies for the next generation. Our advice addresses tax-efficient investment strategies, your current charitable goals and contributions, and access to local organizations.

^{Credit and lending services are provided by banking affiliates of UBS Financial Services Inc., and are subject to credit approval. Insurance products are issued by unaffiliated third-party insurance companies and made available through insurance agency subsidiaries of UBS Financial Services Inc. Guarantees are based on the claims paying ability of the issuing insurance company.}

“We provide completely unbiased investment advice, and structure the strategy around your specific goals. Once we identify the investment opportunity, we then select the most effective implementation with an eye on fee management.” — Robert E. DeForest, CIMA^®

The foundation of our investment strategy comes from the expertise of both internal and external sources, combined in an integrated and systematic process. Appropriate asset allocation and risk management is tailored to your unique situation. The result is a complete understanding of your priorities that helps us provide tangible results.

Open access to custom investment solutions
We provide open access to an array of financial solutions both within and outside of UBS. We are completely investment-vehicle agnostic and frequently utilize ETFs and other index funds, separate account management, mutual funds and individual securities. While we typically use a mixture of these, we can use one exclusively (i.e., all ETF portfolios) according to client preference. We seek to position our clients to seize the opportunities of a very unpredictable environment by utilizing appropriate vehicles for the exposure.

A disciplined process focused on asset allocation
Through our comprehensive due diligence and planning process, we can determine your family’s goals, growth and income needs, and tolerance for risk. This allows us to craft an asset allocation that maintains an opportunistic eye toward investments and changes in the market.

Risk management
By listening and aligning with your objectives, we focus on strategies that help mitigate risk and build balanced portfolios. As we implement your investment strategy, we communicate regularly and track performance, rebalancing and making adjustments for life changes and economic conditions.

Preserving multigenerational wealth
Because we understand the connection between wealth and family, we’re committed to having a multigenerational impact on your life. Attuned to preserving the financial independence of your entire family, we can help structure a deliberate and meaningful family legacy and direct capital to reflect your values.

Specialization
We utilize a stringent internal due diligence process to uncover investment opportunities in hedge funds, private equity offerings and exclusive private placements.

Exceptional service is essential to a successful relationship. Accessible and responsive, we always strive to provide the utmost in personalized service.

Attention on your terms
By meeting in-person quarterly, updating your portfolio on an ongoing basis and communicating monthly on important topics, count on us for prompt attention, regular contact, and relevant insights and information. We know that accessibility is key, meaning we are available to you whenever you need us.

Trusted client service
Clients rely on our proactive and consistent client service team for a host of financial and administrative needs. This means taking extra steps to provide customized reporting, help organize tax information, or simplify daily financial and investment issues.

A network of specialists
By working closely with your accountants, attorneys and trusted advisors, as well as our network of financial specialists within and outside UBS, we can incorporate all perspectives into one comprehensive approach.

The deep resources for Private Wealth Management clients
As Private Wealth Advisors, our team can coordinate all aspects of your family’s financial life. The firm’s extensive history of working with affluent families provides us with insights and understanding into the complexities of wealth. Should your needs require, we have access to these resources:

UBS Investment Bank

UBS Private Bank

Advanced Planning Group

Portfolio Advisory Group

Third-party investment managers