Experience

That inspires confidence

We believe that by taking a comprehensive approach as early as possible, we can help our clients pursue their financial goals more effectively. We can help design a flexible wealth management plan that encompasses all facets of our clients' financial life. Through a disciplined planning and investment process, we aim for our clients to achieve a high level of predictability and embrace the future with confidence.

Spencer H. Seaman

Senior Vice President–Wealth Management

Financial Advisor

Spence, a former CPA, entered the financial services industry to use his experience to help individuals work to achieve their financial goals. He believes that comprehensive financial planning is the driver that determines how we allocate our assets, manage liabilities, and create a fortress-like balance sheet. His financial background and experience, and his dedication and focus on open architecture, which allows greater flexibility and choice among investment options and a higher degree of portfolio customization, sets him apart from other advisors. Spence works primarily with high net worth families, business owners, an corporate entities.

Spence and his wife Sue have two children, Kevin and Megan, and reside in Avon Lake, OH. He received a B.S. in accounting from Bowling Green State University. Spence volunteers his time to St. Joseph Academy, Bowling Green State University, and Mia's Miracles Foundation. At St. Joseph Academy, Spence serves on the Investment Committee for the Endowment Fund.  At Bowling Green State University, Spence currently serves on the Leadership Council for the College of Business.  Spence also serves on the Board of Directors for Mia’s Miracles Foundation.

Registered States:
  • AL
  • AZ
  • CA
  • CO
  • CT
  • DC
  • FL
  • GA
  • HI
  • IA
  • ID
  • IL
  • IN
  • KY
  • MA
  • MD
  • MI
  • MN
  • MO
  • MT
  • NC
  • NH
  • NJ
  • NM
  • NV
  • NY
  • OH
  • OR
  • PA
  • RI
  • SC
  • TN
  • TX
  • UT
  • VA
  • WA

Recognized as an industry leader:

  • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

Education

  • Bowling Green State University, B.S. in accounting
18500 Lake Road
Suite 400
Rocky River, OH 44116

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Timothy W. Ryan

Senior Vice President–Wealth Management

Financial Advisor

Tim, who joined UBS in 2009, has worked in the financial services industry since 1987. His experience and his commitment to his clients set him apart from other advisors. His clients are primarily corporate executives and business owners. Tim specializes in customized asset allocation strategies, Fixed Income high net worth, tax free bonds, and lending.

Outside of the office, Tim enjoys fly fishing, snowboarding and golfing as well as spending time with his wife and 4 sons. He earned a B.A. from Wake Forest University.

Registered States:
  • AL
  • AZ
  • CA
  • CO
  • CT
  • DC
  • FL
  • GA
  • HI
  • IA
  • ID
  • IL
  • IN
  • KY
  • MA
  • MD
  • MI
  • MN
  • MO
  • MT
  • NC
  • NH
  • NJ
  • NM
  • NV
  • NY
  • OH
  • OR
  • PA
  • RI
  • SC
  • TN
  • TX
  • UT
  • VA
  • WA

Recognized as an industry leader:

  • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

Education

  • Wake Forest University, B.A.

Credentials

  • Senior Portfolio Manager
18500 Lake Road
Suite 400
Rocky River, OH 44116

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Richard Milligan

Senior Vice President–Wealth Management

Financial Advisor

Rick's work with nationally recognized trust departments, global investment firms, and banking institutions since 1989 has afforded him the experience and knowledge to view his client relationships in a very holistic way.  Partnering a comprehensive financial plan with the proper blend of investment assets allows him to help clients build, manage, and preserve their wealth. He works with high net worth families, closely held businesses, endowments, and foundations.

Rick believes in well-balanced portfolios based on client objectives, but his expertise in taxable and tax-free bond markets allows his clients to achieve safety with predictable cash flow.

Rick attended John Carroll University in University Heights, OH with a concentration in Economics. He is a member of the Estate Planning Council of Cleveland, and has served on numerous non-profit boards. Outside the office Rick enjoys fly fishing, golf, skiing, and is active in waterfowl conservation. He resides in Bay Village with his wife Jennifer. Together they have two grown children, Adam and Lydia.

Registered States:
  • AL
  • AZ
  • CA
  • CO
  • CT
  • DC
  • FL
  • GA
  • HI
  • IA
  • ID
  • IL
  • IN
  • KY
  • MA
  • MD
  • MI
  • MN
  • MO
  • MT
  • NC
  • NH
  • NJ
  • NM
  • NV
  • NY
  • OH
  • OR
  • PA
  • RI
  • SC
  • TN
  • TX
  • UT
  • VA
  • WA

Recognized as an industry leader:

  • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

Education

  • John Carroll University, Economics

Credentials

  • Certified Exit Planning Advisor
18500 Lake Road
Suite 400
Rocky River, OH 44116

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Matthew Howard

First Vice President–Wealth Management

Financial Advisor

Matt became a Financial Advisor so he could apply his knowledge and interest in investments and capital markets to help clients reach their goals. His dedication to staying abreast of changes in investment markets and financial products sets Matt apart from other advisors. He believes in completely understanding his clients’ needs and financial circumstances so that he can tailor a financial plan and investment strategy to match.

Matt works primarily with affluent families, corporate executives and small business owners. He specializes in financial planning, retirement income strategies, investment manager analysis, portfolio management, and business exit planning.

Outside of the office, Matt enjoys golfing, snowboarding, and CrossFit. He is a volunteer coach with the First Tee of Cleveland and sits on the Board of Trustees at Fairview Hospital. Matt earned at B.S. from Miami University (OH) and an MBA from Case Western Reserve University's Weatherhead School of Management. He also earned the Chartered Retirement Planning Counselor (CRPC®) accreditation from the College for Financial Planning and Certified Exit Planning Advisor (CEPA®) from the Exit Planning Institute. He resides in Bay Village with his wife Bridget and children Brynn, Layne and Wes.

Registered States:
  • AL
  • AZ
  • CA
  • CO
  • CT
  • DC
  • FL
  • GA
  • HI
  • IA
  • ID
  • IL
  • IN
  • KY
  • MA
  • MD
  • MI
  • MN
  • MO
  • MT
  • NC
  • NH
  • NJ
  • NM
  • NV
  • NY
  • OH
  • OR
  • PA
  • RI
  • SC
  • TN
  • TX
  • UT
  • VA
  • WA

Recognized as an industry leader:

  • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

Education

  • Miami University, B.S.
  • Case Western Reserve University, Weatherhead School of Management, MBA

Credentials

  • Chartered Retirement Planning Counselor
  • Certified Exit Planning Advisor
  • Senior Portfolio Manager

Our advice is comprehensive. We help diverse clients in a broad range of areas, including:

Financial planning
Exit planning
Business succession
Alternative investments
Lending services
Business owners
Entrepreneurs
Corporate executives
18500 Lake Road
Suite 400
Rocky River, OH 44116

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Jordan Guzman

Team Administrator

Jordan has been in the finance industry since 2012. He began his career in banking where he built relationships with clients and assisted with new accounts, lending, and service needs. He continued to advance his career with positions in branch leadership as well as assisting local business owners with their banking needs. He transitioned into financial planning in 2019 where he partnered with clients to build financial plans based on their preferences prior to joining the North Pointe team.

As Team Administrator, Jordan oversees and manages all the organization’s operation standards and workflow processes while also supporting the team’s advisors. He currently holds his FINRA 7, 66, 9, and 10 Securities Licenses as well as his Ohio Life and Health Insurance license. Outside of work Jordan enjoys staying active, reading, traveling, and trying different local restaurants. Jordan graduated from Baldwin Wallace University with his Bachelor’s in Business Administration.

Registered States:
  • OH

Education

  • Baldwin Wallace University, Business Administration
18500 Lake Road
Suite 400
Rocky River, OH 44116

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Ashley Lopez

Client Associate

Ashley assists the North Pointe Wealth team as a Client Service Associate. Prior to joining our team, Ashley built her career with almost ten years of administrative and operational experience which she leverages as she assists with the day-to-day operations of our team including opening and maintaining accounts as well as processing money movements.

Ashley and her husband Jay currently reside in Brooklyn, Ohio with their two children Jayden and Olivia. Outside of work, Ashley loves to spend time with her family at the great parks and attractions Cleveland offers as well as crafting on her Cricut machine.

18500 Lake Road
Suite 400
Rocky River, OH 44116

Email Me

Kristine Jones

Client Associate

Kristine assists the North Pointe Wealth team as a Client Service Associate. Prior to joining the team, Kristine built her career with 15 years of administrative and professional experience which she leverages as she assists with the day-to-day operations of our team including opening and maintaining accounts as well as processing money movements. 

Kristine and her husband Rick were born and raised in Bay Village and currently reside there with their two sons Will and Ben. Outside of work, Kristine and Rick stay busy with the boy’s busy sports schedule and enjoying a game of golf together.  

18500 Lake Road
Suite 400
Rocky River, OH 44116

Email Me