Financial clarity

What do you want to accomplish with your wealth?

Our financial planning approach seeks to understand your individual needs and ensure that your financial decisions reflect both short term desires and long term goals. We have the answers you need for your most important planning questions.

Does a financial plan cover more than my investments?
Yes. When we build a comprehensive financial plan, we start by listening and learning about you. Our goals-based approach to planning can help you see the connections between all aspects of your financial life, including insurance and liability, banking, lending, trust and estate, and philanthropy.

Will my family be protected and prepared for the future?
We look at all the areas of your life—everything from retirement planning to education funding, supporting aging parents and caring for a special needs child. We are keenly attuned to protecting the financial independence of your entire family, structuring a deliberate and meaningful legacy and directing capital to reflect your values. Just as important, we focus on education for each generation. With open and free access to educational programs, seminars and one-on-one discussions, we’ll help each member of your family fully understand how financial decisions impact their lives. From understanding the financial markets to paying for college to charitable and estate planning, we’ll help make sure you get the answers that are most important to your family.

What about estate planning and the impact on my taxes?
If maximizing what you pass on to your heirs is a consideration, we offer strategies that are essential to your unique situation. By working with your tax and legal professionals, we can take measures that may help minimize the impact of taxes.

What are the best strategies for reaching your goals?

Once we’ve helped you define your financial and life goals, our team provides investment strategies tailored to your needs. With direct access to the global resources of UBS, we offer timely perspectives, customized investment management and a fully integrated suite of financial solutions.

Can my portfolio withstand market volatility?
We understand how today’s uncertain economy is the cause of a lot of anxiety. We help demystify investments by being straight-forward and clear about how we’re handling your money. As discretionary portfolio managers within UBS’s Portfolio Management Program (PMP) or by working with select money managers, we work with you to build custom portfolios. Ongoing monitoring and review helps us track your investments and quickly adapt to changes in the markets or in your life.

What does risk mean to me?
First and foremost, we are dedicated to preserving all you have worked so hard to build. Through our comprehensive due diligence and planning process, we gain an understanding of your financial picture so we help balance your tolerance for risk with your goals, growth and income needs. This allows us to craft an asset allocation that supports your financial plan and seeks to limit risk.

How do you want to work together?

We understand you have a unique situation with diverse objectives. That’s why we listen carefully, so we can work closely together to meet your immediate needs and ensure you’re on track to reach your goals. With a full range of services, our aim is to be helpful in every aspect of your financial life.

What can I expect from your team?
We offer high-touch support that anticipates your needs and helps simplify your life. We bring together the boutique services of a dedicated team with the global resources of one of the world’s largest wealth management firms. In addition, we are always onhand to answer questions and assist with administrative questions.

How often will I hear from you?
Our team offers consistent communication, personal touch points and regular reviews. We provide a flexible communication plan specific to your schedule. Our investment reviews are an excellent planning tool and are available on request or at regular intervals.

What about my other legal and tax advisors?
We work closely with your accountants, attorneys and other trusted advisors, as well as our network of financial specialists within and outside UBS. That way, we can incorporate all perspectives into one integrated approach.

To help you start the new year with confidence, watch our US House View monthly replay where Jason Draho, Head of Asset Allocation, and Kurt Reiman, Head of Fixed Income, will outline top ideas for 2025, share key investment insights, and provide strategies for achieving long-term investment success.

05 December 2024

Talking about future financial responsibility can be an emotional and challenging topic for families. Whether you’re discussing an inheritance, insurance, a business transition or wealth transfer, an open, honest discussion among family members makes the process more rewarding for everyone. Let us show you how.