Experience

For more than two decades, Matt has been helping clients pursue their financial goals with confidence.  He provides strategic guidance to individuals, families, and small business owners seeking to build, preserve, and transfer wealth.  Since joining UBS in 2003, he has guided his clients through a variety of market cycles, building trusted relationships grounded in personalized advice and long-term planning.

Matt works closely with clients on wealth management, retirement planning, financial planning, and insurance strategies.  He earned the designation of Senior Retirement Plan Consultant for his work with company-sponsored 401(k) and retirement plans.  He also maintains the AAMS® and CRPS® designations, reflecting his commitment to professional education and retirement planning expertise.

Matt is actively involved with the Boys and Girls Clubs of Central MN, serving on the Board of Directors and Executive Committee. As the chair of the Resource Development Committee, he has played a pivotal role in overseeing the club's successful expansion.

He is also deeply envolved with the United Way of Central MN, where he chairs the Financial Stability Advisory Board and serves on the Board of Directors. Matt is a past member of the Finance and Executive Committees of the United Arts, which supports Central MN Arts, and is currently a board member for the St Cloud Blue Sox baseball team.

When he's not working with clients, Matt enjoys cycling, golf, tennis, and skiing. He and his wife, Jessica, are proud to call St. Cloud home, where they are raising their three sons.

 MN License Number: 20436783

Jeff Botz is a Senior Wealth Strategy Associate with the Karl Nikodym Wealth Management Group, partnering closely with clients to develop personalized wealth management strategies tailored to each client's unique goals and priorities. He serves as the team's specialist in insurance and financial planning, helping clients navigate important financial decisions with confidence and clarity.

Jeff believes in building strong personal and professional connections with his clients. His commitment to understanding each client's individual needs has earned their trust and respect, resulting in many long-term relationships. His goal is to help clients achieve their own definition of financial success through thoughtful planning and personalized guidance.

Jeff has been in the financial services industry since 1998 and has extensive industry knowledge and experience.  He began his career with UBS in 2003 and after a brief tenure with Wells Fargo Advisors, he rejoined UBS in 2019.

As a CERTIFIED FINANCIAL PLANNER®™ (CFP®) professional, Jeff takes a comprehensive approach to wealth management, with expertise in retirement planning, tax-aware strategies, estate planning considerations, and wealth preservation. He holds Series 6, 7, 63, and 65 securities licenses, as well as an insurance license, and has earned the Chartered Retirement Plans Specialist™℠ (CRPS™®) designation.

Jeff resides in St. Joseph, Minnesota, and enjoys spending time at the family cabin in northern Minnesota and visiting his three adult children.

 MN Insurance License #20267409

Tracy Meyer is a Senior Client Services Associate dedicated to delivering exceptional support and service to clients. She collaborates closely with the entire team to ensure seamless account administration, proactive communication, and personalized solutions tailored to each client's unique needs.

Tracy is known for her unwavering commitment to confidentiality, integrity, and client care. Her attention to detail and responsive approach help create a smooth and reassuring experience for clients, contributing significantly to the team's reputation for personalized white-glove service and commitment to excellence.

With 29 years of experience in the financial services industry, most of which have been spent with UBS Financial Services, Tracy brings a wealth of knowledge and expertise to the team. She holds FINRA Series 7, 63, and 65 licenses. She also provides valuable support and insight in the area of alternative investments, helping clients navigate a broad range of wealth management solutions.

Tracy resides in Sauk Centre, Minnesota, with her husband and enjoys spending time with her adult daughters, cherishing every opportunity to create lasting memories.