Steadiness

Michael works with individuals and families facing complex financial decisions—where the stakes are high and the margin for error is small.

He focuses on bringing clarity and discipline to those decisions, from long-term planning and wealth transfer to managing concentrated positions and liquidity events. By aligning investments, taxes, and estate considerations, he helps ensure each decision fits within a broader, intentional strategy.

His approach combines disciplined planning with a modern, technology-enabled experience—bringing greater clarity and efficiency to complex financial decisions.

Education & Credentials:

•       CERTIFIED FINANCIAL PLANNER® or CFP®

•       Fuqua School of Business, Duke University – Emphasis in Finance

•       Duke University

Outside of UBS:

•       Michael is a Colorado native and graduated from Duke University as a student-athlete playing football.

•       He enjoys skiing, golfing, and fishing in his free time.

•       He is a proud father and enjoys spending time with his family.

Recognized as an industry leader:

•       Forbes Best-in-State Wealth Advisors, 2026 -The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

•       Forbes Best-in-State Wealth Management Teams, 2024, 2025 - The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

•       Forbes Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2025 - The Forbes rating is compiled by Shook Research and awarded annually in August based on information from a 12 month period ending in March of the award year.

•       UBS Wealth Management Director’s Council, 2024, 2025 - UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.

Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures<https://www.ubs.com/us/en/designation-disclosures.html.

Pat brings a diverse background to his role at Mann O'Brien Wealth Management, blending military discipline, entrepreneurial experience, and nearly two decades in financial services. Before joining UBS in 2005, Pat spent over a decade helping build and lead Bula, an outdoor apparel company where he served as an executive overseeing international sales and marketing. That hands-on business experience shaped how he works with clients today—focused, practical, and deeply client-centered.

As a financial advisor, Pat works closely with individuals and families to develop long term strategies that align with their goals and bring clarity to complex financial decisions. He specializes in portfolio constructions, asset transfer planning, debt management, and retirement strategies.

Experience:

•       Senior Vice President, Financial Advisor, UBS Private Wealth Management, 2005 – Present

•       International Sales and Marketing Executive, Bula Inc., 1988 – 2000

Outside of UBS

•       Pat is a Colorado native and studied business at Fort Lewis College in Durango

•       He enjoys mountain biking throughout Colorado

•       Pat enjoys spending time with his wife, two kids and two cats

Ute brings over two decades of experience in the financial industry, with background in both operations management and client service. She rejoined UBS in 2023, where she works closely with both clients and advisors to ensure that account-related processes run smoothly. Ute quickly became an essential part of the team's support structure. She understands the importance of getting things done right and takes pride in providing a seamless experience behind the scenes so clients can focus on their financial goals with confidence.

Experience:

•       Senior Registered Client Service Associate, UBS Private Wealth Management, 2023 – Present

•       Portfolio Associate, Morgan Stanley Wealth Management, 2016 – 2023

•       Senior Registered Client Associate, UBS Financial Services, 2002 – 2012

•       Personal Banker, Wachovia Bank, 1998 – 2002

•       Private Client Consultant, Landesbank Berlin, 1994 – 1997

 Outside of UBS:

•       Ute was born and raised in Germany, where much of her family still lives

•       She enjoys traveling, particularly through Southern Europe

•       She is a passionate fan of the Las Vegas Raiders