Experience

Karl Kreshpane was born and raised in the suburbs of Boston. He graduated from Boston College with a B.S. in Business. Karl was a four year varsity letter winner on the football team and earned first team all-conference as defensive back.

Upon graduation, he relocated to northern New Jersey. Karl joined UBS Financial Services in 2016 after spending 22 years at Morgan Stanley. He is the senior partner of Kreshpane Wealth Management that bears his name. Karl is a Managing Director - Wealth Management and also holds the designation as a Senior Portfolio Manager. His group's mission is to guide private investors, businesses and non-profit organizations in achieving their financial goals. He helps clients to grow, preserve, protect and distribute their wealth in the most efficient manner.

Karl enjoys spending time with his family, traveling and sports. Other hobbies he also enjoys are tree farming, making maple syrup and nettle tea.

Steven Syslo was born and raised in Bergen County, New Jersey. He graduated with a B.S. in Management Science in 1992 from Lock Haven University in Pennsylvania. While at Lock Haven, Steven was a member of Tau Kappa Epsilon and the Rugby Club.

Steven began his career on the floor of the NYSE and has 15 years of market making experience, 10 years with Walter N. Frank Specialists and five years with Goldman Sachs. He joined UBS Financial Services in 2016 after spending nine years at Morgan Stanley. Steven focuses on diversification strategies and portfolio evaluation to ensure clients are positioned appropriately for the present and the future.

Steven enjoys spending time with his family. He also enjoys watching and participating in sporting activities including fishing.

Joseph A. Haynes began his career as a security analyst at Standard & Poor’s Corporation and then Argus Research Corp. After more than 10 years as a security analyst, Mr. Haynes changed course within the financial services industry and began to develop a private client business. In 1998, Mr. Haynes joined PaineWebber/UBS and currently manages both taxable and non-taxable accounts for individuals and corporations.

Mr. Haynes received a B.B.A. degree in accounting from the University of Notre Dame. He studied finance and investments at the New York University Graduate School of Business Administration. He holds the designation of Senior Portfolio Manager. He also has his CIMA – Certified Investment Management Analyst and CRPS – Chartered Retirement Plans Specialist designations.

Mr. & Mrs. Haynes reside in Wyckoff and Pt. Pleasant Beach New Jersey.

Karl began his wealth management career at Morgan Stanley in 2015.  There he spent 2 years on the Annuity Sales Desk where he provided insurance and annuity planning expertise as a product specialist to both clients and financial advisors.  He later transitioned to the Consulting Group Sales Desk where he spent 2 years promoting and supporting advisory platforms and products.  During his time there, he constructed and analyzed client portfolios using Mutual Funds, ETFs and Separately Managed Accounts.  Karl joined UBS in 2020 at the Wealth Advice Center as a Financial Advisor.  While at the Wealth Advice Center he helped clients attain their financial goals by providing them with wealth management solutions, financial planning and banking services.  Karl is also a CERTIFIED FINANCIAL PLANNER™ practitioner.

Karl grew up in Mahwah, New Jersey and later graduated from Marist College in Poughkeepsie, NY with a B.S.  While at Marist, Karl was the captain of the Division I Men’s Lacrosse team where they were MAAC Champions and made NCAA Tournament appearances. 

Outside of work, Karl enjoys traveling, sports, fishing, snowboarding, the beach and the outdoors.

Vivian Pardo began her wealth management career at UBS in 2013 as the Executive Team Assistant to the branch management team. In this role, Vivian supported the leadership team across managerial, operational and administrative responsibilities, helping provide effective and efficient branch management support. She joined the Kreshpane Wealth Management Team in 2019 as a Wealth Strategy Associate.

Vivian holds the CERTIFIED FINANCIAL PLANNER™ certification, as well as FINRA Series 3, 7, 9, 10 and 66 securities licenses. In addition, she is a New Jersey Life and Health Insurance agent and a Notary Public. Vivian graduated magna cum laude from Centenary University with a Bachelor of Science in Business Administration. Outside of work, she enjoys spending time with her family and friends, reading and exercising. A woman of faith, Vivian takes pride in her work and strives to live with integrity in all aspects of her life. She currently resides in Bergen County, New Jersey.

Robin’s career started in the financial services industry in 1982 while working at Merrill Lynch. She worked on the operations side of the business for 7 years before switching over to the wealth management side. Robin’s knowledge, experience and professionalism were a perfect fit when she accepted the position working with Joseph Haynes in 1992 at Smith Barney. Robin grew up in Twp. Of Washington, NJ and graduated from Ramapo College of New Jersey with a Bachelor of Science degree in Business with a concentration in Finance. When not working Robin enjoys the outdoors and spending time with her family and friends.

Robin holds her Series 7 License.

Jennifer Davila joined Kreshpane Wealth Management at UBS in 2025 as a Client Associate. She brings more than 15 years of experience in client service, relationship management and high-touch service environments, with a background in hospitality and fitness.

Throughout her career, Jennifer has worked closely with clients in fast-paced, service-focused settings where communication, organization and attention to detail are essential. Her experience has shaped a client-first approach centered on building trust, understanding individual needs and providing thoughtful, personalized service.

Jennifer studied Business at New Jersey City University and is currently pursuing her securities licensing. A New Jersey native, she now resides in Pearl River, New York.

Outside of work, Jennifer enjoys fitness, traveling, cooking and exploring new restaurants.

Juliana Campagna joined Kreshpane Wealth Management at UBS in 2026 as a Client Associate. She began building her foundation in client relations and account administration while serving as a Student Assistant within the Office of Student Accounts at Ramapo College. In this role, Juliana assisted a diverse base of more than 6,000 students and families, managing complex financial inquiries and utilizing advanced data tools to support accurate financial reporting.

Juliana holds the FINRA Securities Industry Essentials (SIE) certification and is actively progressing toward her Series 66 license. She graduated Cum Laude from Ramapo College of New Jersey with a Bachelor of Science in Finance, where she also served as President of the Alpha Kappa Psi Professional Co-ed Business Fraternity.

Outside of work, Juliana enjoys traveling, watching sports and spending time with family and friends. She takes pride in building meaningful relationships and providing clients with personalized and responsive service experience. Juliana resides in Little Falls, New Jersey.