Lasting relationships. For all that matters

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Karl Kreshpane was born and raised in the suburbs of Boston. He graduated from Boston College with a B.S. in Business. Karl was a four year varsity letter winner on the football team and earned first team all-conference as defensive back.

Upon graduation, he relocated to northern New Jersey. Karl joined UBS Financial Services in 2016 after spending 22 years at Morgan Stanley. He is the senior partner of Kreshpane Wealth Management that bears his name. Karl is a Managing Director - Wealth Management and also holds the designation as a Senior Portfolio Manager. His group's mission is to guide private investors, businesses and non-profit organizations in achieving their financial goals. He helps clients to grow, preserve, protect and distribute their wealth in the most efficient manner.

Karl enjoys spending time with his family, traveling and sports. Other hobbies he also enjoys are tree farming, making maple syrup and nettle tea.

• Barron's Top 1,200 Financial Advisors, 2019, 2021, 2022, 2024
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
• Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• UBS Wealth Management Chairman’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.

• Boston College, B.S. Business

• Senior Portfolio Manager

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Steven Syslo was born and raised in Bergen County, New Jersey. He graduated with a B.S. in Management Science in 1992 from Lock Haven University in Pennsylvania. While at Lock Haven, Steven was a member of Tau Kappa Epsilon and the Rugby Club.

Steven began his career on the floor of the NYSE and has 15 years of market making experience, 10 years with Walter N. Frank Specialists and five years with Goldman Sachs. He joined UBS Financial Services in 2016 after spending nine years at Morgan Stanley. Steven focuses on diversification strategies and portfolio evaluation to ensure clients are positioned appropriately for the present and the future.

Steven enjoys spending time with his family. He also enjoys watching and participating in sporting activities including fishing.

• Lock Haven University, B.S. Management Science

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Joseph A. Haynes began his career as a security analyst at Standard & Poor’s Corporation and then Argus Research Corp. After more than 10 years as a security analyst, Mr. Haynes changed course within the financial services industry and began to develop a private client business. In 1998, Mr. Haynes joined PaineWebber/UBS and currently manages both taxable and non-taxable accounts for individuals and corporations.

Mr. Haynes received a B.B.A. degree in accounting from the University of Notre Dame. He studied finance and investments at the New York University Graduate School of Business Administration. He holds the designation of Senior Portfolio Manager. He also has his CIMA – Certified Investment Management Analyst and CRPS – Chartered Retirement Plans Specialist designations.

Mr. & Mrs. Haynes reside in Wyckoff and Pt. Pleasant Beach New Jersey.

• Forbes Best-in-State Wealth Management Teams, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

• Senior Portfolio Manager

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Karl began his wealth management career at Morgan Stanley in 2015.  There he spent 2 years on the Annuity Sales Desk where he provided insurance and annuity planning expertise as a product specialist to both clients and financial advisors.  He later transitioned to the Consulting Group Sales Desk where he spent 2 years promoting and supporting advisory platforms and products.  During his time there, he constructed and analyzed client portfolios using Mutual Funds, ETFs and Separately Managed Accounts.  Karl joined UBS in 2020 at the Wealth Advice Center as a Financial Advisor.  While at the Wealth Advice Center he helped clients attain their financial goals by providing them with wealth management solutions, financial planning and banking services.  Karl is also a CERTIFIED FINANCIAL PLANNER™ practitioner.

Karl grew up in Mahwah, New Jersey and later graduated from Marist College in Poughkeepsie, NY with a B.S.  While at Marist, Karl was the captain of the Division I Men’s Lacrosse team where they were MAAC Champions and made NCAA Tournament appearances. 

Outside of work, Karl enjoys traveling, sports, fishing, snowboarding, the beach and the outdoors.

• CERTIFIED FINANCIAL PLANNER®

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With over 28 years of experience in the Financial Services Industry, Linda brings a deep working knowledge and a strong, multi-faceted approach when working with clients.  It is important for her to get to know the clients, so that she can help provide resolution when needed. Linda has a passion for delivering a level of service that exceeds client expectations. 

Linda joined UBS Financial Services in 2016 and has worked in the financial services industry since 1980. Over the years, she has worked at Merill Lynch and Morgan Stanley - and now brings her years of experience to UBS.  Additionally, she maintains her Series 7 and 66 securities licenses.

Linda grew up on Long Island, New York and graduated from The State University of New York at Albany.  Shortly after she married, she moved to Rockland County, New York, where she has lived for the past 30+ years raising her family.  Linda enjoys spending quality time with her family, watching sports, exercising and traveling.

• The State University of New York at Albany

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Vivian Pardo started her wealth management career at UBS in 2013 as the Executive Team Assistant to our branch management team. In this role, Vivian assisted the leadership team across many areas of managerial, operational and administrative responsibilities to provide effective and efficient branch management support. She joined the Kreshpane Wealth Management Team in 2019 as a Wealth Strategy Associate.

Vivian holds FINRA Series 3,7,9,10 and 66 securities licenses. In addition, she is a New Jersey Life and Health insurance agent and a Notary Public. Vivian graduated Magna Cum Laude from Centenary University with a Bachelor of Science in Business Administration. Outside of work, she enjoys spending time with her family and friends, reading and exercising. She takes pride in her work and living her life with integrity is of the utmost importance to her. Vivian currently resides in Bergen County, New Jersey.

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Robin’s career started in the financial services industry in 1982 while working at Merrill Lynch. She worked on the operations side of the business for 7 years before switching over to the wealth management side. Robin’s knowledge, experience and professionalism were a perfect fit when she accepted the position working with Joseph Haynes in 1992 at Smith Barney. Robin grew up in Twp. Of Washington, NJ and graduated from Ramapo College of New Jersey with a Bachelor of Science degree in Business with a concentration in Finance. When not working Robin enjoys the outdoors and spending time with her family and friends.

Robin holds her Series 7 License.