James Kosan
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Let's move forward. Together.

Your legacy is about more than finances. It's about the values, people and causes you care about. So when it comes to legacy planning, we strive to understand what matters to you and how you hope to be remembered. With these insights, we can then work with you and your other professional advisors to structure a plan for leaving behind a legacy that lasts for generations.

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Three generations on beach

  • Michelle Iannone

    Michele Iannone

    Client Associate

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      Michele is an integral part of the team, responsible for managing all operations, client requests and account administration. She is committed to building lasting relationships with each client and takes pride in responding to client requests and working with advisors to address client needs, no matter how small or complex. Michele also assists in delivering customized service and solutions, always striving to exceed clients’ expectations.

      Michele joined UBS from The Mark USA, a research and evaluation company, where she excelled in financial management and operational efficiency for over seven years. Originally from the East Coast, Michele moved to California over nine years ago. She is married with two children and has a dog named Blu. In her free time, she enjoys reading, traveling and spending time with friends and family.

            3390 University Avenue
            2nd Floor / Suite 270
            Riverside, CA 92501
            michele.iannone@ubs.com
            Michele Iannone
            3390 University Avenue,Riverside,CA,92501
          • Michelle Iannone

            Michele Iannone

            Client Associate

            • image
            • image
            View bio

              Michele is an integral part of the team, responsible for managing all operations, client requests and account administration. She is committed to building lasting relationships with each client and takes pride in responding to client requests and working with advisors to address client needs, no matter how small or complex. Michele also assists in delivering customized service and solutions, always striving to exceed clients’ expectations.

              Michele joined UBS from The Mark USA, a research and evaluation company, where she excelled in financial management and operational efficiency for over seven years. Originally from the East Coast, Michele moved to California over nine years ago. She is married with two children and has a dog named Blu. In her free time, she enjoys reading, traveling and spending time with friends and family.

                    3390 University Avenue
                    2nd Floor / Suite 270
                    Riverside, CA 92501
                    michele.iannone@ubs.com
                    Michele Iannone
                    3390 University Avenue,Riverside,CA,92501
                  Three generations in apple orchard

                  Turn possibilities into a plan

                  What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

                   

                  UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.

                  Two brothers. One inheritance.

                  How will their story unfold?

                  Inheritance is about more than money. It’s about navigating family, history and your future. See how two brothers decide what to hold onto, what to let go and how to move forward. 

                  If you’re going through a wealth transfer event like an inheritance, death or divorce, our experienced guidance can help give you more confidence.

                  Contact us

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                  UBS is a leading and truly global wealth manager

                  Insights

                  Products and services mentioned on these web pages may not be available for residents of certain nations.  Please consult the sales restrictions relating to the service in question for further information. http://www.ubs.com  

                  As a firm providing wealth management services to clients, UBS Financial Services Inc. offers investment advisory services in its capacity as an SEC-registered investment adviser and brokerage services in its capacity as an SEC-registered broker-dealer. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that clients understand the ways in which we conduct business, that they carefully read the agreements and disclosures that we provide to them about the products or services we offer. A small number of our financial advisors are not permitted to offer advisory services to you, and can only work with you directly as UBS broker-dealer representatives. Your financial advisor will let you know if this is the case and, if you desire advisory services, will be happy to refer you to another financial advisor who can help you. Our agreements and disclosures will inform you about whether we and our financial advisors are acting in our capacity as an investment adviser or broker-dealer. For more information, please review the PDF document at ubs.com/relationshipsummary.

                  Neither UBS Financial Services Inc. nor its employees (including its Financial Advisors) provide tax or legal advice. You should consult with your legal counsel and/or your accountant or tax professional regarding the legal or tax implications of a particular suggestion, strategy or investment, including any estate planning strategies, before you invest or implement.

                  Wealth management services in the United States are provided by UBS Financial Services Inc., a registered broker-dealer offering securities, trading, brokerage and related products and services. Member SIPC . Member FINRA . UBS Financial Services Inc. is also registered as a Futures Commission Merchant (FCM) with the U.S. Commodity Futures Trading Commission (CFTC) and offers brokerage services related to the execution and clearing of on-exchange futures and options on futures products. Member NFA 

                  Unless we separately agree in writing, we do not monitor your brokerage account, and you make the ultimate decision regarding the purchase or sale of investments. You can ask us to review your brokerage account and provide you with investment recommendations at any time.

                  Wealth Management and Private Wealth Management and UBS International are divisions of UBS Financial Services Inc., a subsidiary of UBS AG.  Private Wealth Management resources and services are provided by specially-accredited Financial Advisors within UBS Financial Services Inc. (including Private Wealth Advisors and International Private Wealth Advisors).

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