An experienced and committed team

Roberto began his career in 1987, during one of the equity market’s most tumultuous months on record. Over the past 37 years, he has helped clients manage their wealth through both prosperous and challenging times.

After working at Smith Barney for 16 years, he joined UBS in 2003. At UBS, Roberto applied his extensive experience to implement sophisticated wealth management strategies tailored to enhance the portfolios of clients according to their risk profiles.

Herminio J. Frontera (Nino), CFA, CIMA®, CPWA®, is a Financial Advisor at UBS, based in San Juan, Puerto Rico. Nino works closely with ultra-high-net-worth individuals and families, with a focus on three key practice areas: business owners, artists and entertainers, and healthcare practitioners.

Nino began his career at UBS in the investment banking department in 2006, where he developed a strong foundation in financial analysis and advisory services. In 2009, he transitioned to institutional investment consulting, advising foundations, endowments, retirement plans, insurance companies, and credit unions on strategic investment decisions.

From 2015 to 2021, Nino served as Vice President and Head of Balance Sheet Management at Popular Inc., where he oversaw the bank’s asset-liability management program, defined benefit and defined contribution retirement plans, and collaborated across all aspects of corporate treasury.

He returned to UBS in 2021, bringing over a decade of institutional experience and shifting his focus to wealth management, finding fulfillment in building long-term relationships with his clients and helping them achieve their financial goals.

Nino holds a double major in Finance and International Business from the Kelley School of Business at Indiana University. Nino is a Chartered Financial Analyst (CFA) and a Certified Private Wealth Advisor® (CPWA®), credentials that reflect his deep expertise and commitment to excellence in wealth management.

Outside of his professional life, Nino is the eldest of six siblings, happily married, and a proud father of three. He enjoys spending time with his family and staying active in his local community.