Let's move forward. Together.

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Holly Hendrix

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- KY
- LA
- MA
- ME
- MI
- MN
- MS
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
Over her nearly four decade career in financial services, Holly has been at the forefront of what she calls “anticipatory wealth management.” She strives to understand the motivations and aspirations of each member of the client family and reach consensus on goals and overall financial management. Holly and her team work to map out—that is, anticipate—the family’s likely milestones and their impact or contribution to the asset base. This preplanning means the team is ready with targeted financial strategies and solutions for education savings, separately managed accounts for graduates or newlyweds, gifting and trusts for children and grandchildren, retirement income and expense planning, healthcare savings, and estate planning.

Holly is an avid world traveler with a keen interest in archeology and gourmet cooking. Holly entered the financial services industry in 1977 and joined UBS in 1985.

She is a Registered Options Principal, and holds a FINRA Series 7 and 63 licenses. She earned a Bachelor of Arts degree from Hollins University with honors in Economics and a minor in Statistics.
- Forbes America’s Top Women Wealth Advisors, 2017, 2018, 2019, 2020, 2021The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Forbes Best-in-State Women Wealth Advisors, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
299 Park Avenue
New York, NY 10171
Ronald Giancristofaro

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- KS
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WV
- WY
Ron has provided high net worth individuals and institutions with investment advice and services for over 20 years, focusing on asset allocation strategies that emphasize municipal fixed income instruments. “We are deeply invested in understanding the needs and objectives of our clients and go to great lengths to provide in-depth, customized plans. We diligently monitor portfolio allocation over time to ensure it remains true to its mission and consistent with the clients’ vision of financial success.”

Ron is equipped to offer a holistic wealth management experience as clients transition through critical junctures in their lives. Ron has a PMP certification, life and health insurance licenses and his Series 7 and 63 securities license. He uses these tools as a resource to clients. Ron has been recognized on Forbes Best-in-State Wealth Advisors in 2020 and 2021. Ron graduated with a degree in finance from Boston College and lives with his wife and three children in New Jersey.
- Forbes Best-in-State Wealth Advisors, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
299 Park Avenue
New York, NY 10171
Charles Smithers

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- IL
- IN
- KS
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
Chuck has been working at UBS since 1978 and joins four previous generations in the securities business. F.S. Smithers was acquired by PaineWebber in 1973 and, in turn, PaineWebber was acquired by UBS in 2000.

Chuck’s concentration is in the equities markets, where he applies classical economic theory and hard-money monetary principles in the oversight of client portfolios. Chuck has a strong discipline when managing client accounts that differentiates him from other advisors. Seeing many market cycles, Chuck has the experience to navigate and position your portfolio to ensure that your money is efficiently invested.

A Hobart College graduate, Chuck enjoys golf, flat-water fishing and coaching high school lacrosse. He holds the Series 3, 7 and 63 securities licenses.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
Home Worker FL
Home Worker FL, FL 000
Michael Chandiramani

Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- ID
- IL
- IN
- KS
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TX
- UT
- VA
- VT
- WA
- WV
- WY
Michael began his financial career as a foreign currency trader specializing in Asian markets. He specializes in portfolio management, wealth transfer strategies and financial planning. Along with the team, Michael is fully equipped to provide spcialized solutions to a multigenerational clientele of affluent families and business owners.

He utilizes several equity, exchange traded and mutual fund models to optimize portfolios of his clients. Along with a thorough understanding of his clients needs, Michael efficiently and effectively tailors a solution for each client to accomplish their goals.

Michael is FINRA-registered and hold Series 3, 7, and 66 securities licenses as well as licenses for life, accident and health insurance and variable annuities. Michael is originally from Naples, Florida and received his degree in Finance from the University of Central Florida.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
299 Park Avenue
New York, NY 10171
Richard Vinci

Associate Director

Senior Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- MA
- MD
- ME
- MI
- NC
- NH
- NJ
- NM
- NV
- NY
- OR
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WV
Richard is a Senior Wealth Strategy Associate and has over 17 years of experience within the financial services industry. Rich started his career at Merrill Lynch after attending Dickinson College and subsequently joined PaineWebber in 1996. Prior to joining the team he was a member of the branch management team for two New York City offices within UBS Financial Services Inc. As a Certified Financial Planner professional, Rich works with high net worth clients and their families with a focus on financial planning, asset allocation and liability management.
299 Park Avenue
New York, NY 10171
Johanna Delatorre-Finkelstein

Authorized Officer

Team Administrator
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- KS
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WV
- WY
Johanna’s career with UBS started in 1995 at PaineWebber Inc. She graduated From Queens College with majors in Economics and Anthropology. Johanna has worked with HSG principal member Charles Smithers for over 13 years. She is dedicated to excellent customer service and oversees all account administration and operational issues. Johanna is Series 7 and 63 registered. She and her husband have three children and live in Long Island, NY.
299 Park Avenue
New York, NY 10171

Michael Visciano

Wealth Strategy Associate
View bio
- AZ
- CA
- CT
- FL
- IL
- MA
- NJ
- NM
- NY
- PA
- TX
- VA
- WV
Michael joined the HSG Wealth Management team in 2020 as a client service associate. He graduated from Fordham University with his degree in Economics. Michael’s responsibilities include day-to-day assistance with client requests, account openings, and all other aspects of a client’s daily needs. Michael is a native New Yorker with a passion for classic cars.
299 Park Avenue
New York, NY 10171

Holly Hendrix

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- KY
- LA
- MA
- ME
- MI
- MN
- MS
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
Over her nearly four decade career in financial services, Holly has been at the forefront of what she calls “anticipatory wealth management.” She strives to understand the motivations and aspirations of each member of the client family and reach consensus on goals and overall financial management. Holly and her team work to map out—that is, anticipate—the family’s likely milestones and their impact or contribution to the asset base. This preplanning means the team is ready with targeted financial strategies and solutions for education savings, separately managed accounts for graduates or newlyweds, gifting and trusts for children and grandchildren, retirement income and expense planning, healthcare savings, and estate planning.

Holly is an avid world traveler with a keen interest in archeology and gourmet cooking. Holly entered the financial services industry in 1977 and joined UBS in 1985.

She is a Registered Options Principal, and holds a FINRA Series 7 and 63 licenses. She earned a Bachelor of Arts degree from Hollins University with honors in Economics and a minor in Statistics.
- Forbes America’s Top Women Wealth Advisors, 2017, 2018, 2019, 2020, 2021The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Forbes Best-in-State Women Wealth Advisors, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
299 Park Avenue
New York, NY 10171
Ronald Giancristofaro

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- KS
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WV
- WY
Ron has provided high net worth individuals and institutions with investment advice and services for over 20 years, focusing on asset allocation strategies that emphasize municipal fixed income instruments. “We are deeply invested in understanding the needs and objectives of our clients and go to great lengths to provide in-depth, customized plans. We diligently monitor portfolio allocation over time to ensure it remains true to its mission and consistent with the clients’ vision of financial success.”

Ron is equipped to offer a holistic wealth management experience as clients transition through critical junctures in their lives. Ron has a PMP certification, life and health insurance licenses and his Series 7 and 63 securities license. He uses these tools as a resource to clients. Ron has been recognized on Forbes Best-in-State Wealth Advisors in 2020 and 2021. Ron graduated with a degree in finance from Boston College and lives with his wife and three children in New Jersey.
- Forbes Best-in-State Wealth Advisors, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
299 Park Avenue
New York, NY 10171
Charles Smithers

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- IL
- IN
- KS
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
Chuck has been working at UBS since 1978 and joins four previous generations in the securities business. F.S. Smithers was acquired by PaineWebber in 1973 and, in turn, PaineWebber was acquired by UBS in 2000.

Chuck’s concentration is in the equities markets, where he applies classical economic theory and hard-money monetary principles in the oversight of client portfolios. Chuck has a strong discipline when managing client accounts that differentiates him from other advisors. Seeing many market cycles, Chuck has the experience to navigate and position your portfolio to ensure that your money is efficiently invested.

A Hobart College graduate, Chuck enjoys golf, flat-water fishing and coaching high school lacrosse. He holds the Series 3, 7 and 63 securities licenses.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
Home Worker FL
Home Worker FL, FL 000
Michael Chandiramani

Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- ID
- IL
- IN
- KS
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TX
- UT
- VA
- VT
- WA
- WV
- WY
Michael began his financial career as a foreign currency trader specializing in Asian markets. He specializes in portfolio management, wealth transfer strategies and financial planning. Along with the team, Michael is fully equipped to provide spcialized solutions to a multigenerational clientele of affluent families and business owners.

He utilizes several equity, exchange traded and mutual fund models to optimize portfolios of his clients. Along with a thorough understanding of his clients needs, Michael efficiently and effectively tailors a solution for each client to accomplish their goals.

Michael is FINRA-registered and hold Series 3, 7, and 66 securities licenses as well as licenses for life, accident and health insurance and variable annuities. Michael is originally from Naples, Florida and received his degree in Finance from the University of Central Florida.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
299 Park Avenue
New York, NY 10171
Richard Vinci

Associate Director

Senior Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- MA
- MD
- ME
- MI
- NC
- NH
- NJ
- NM
- NV
- NY
- OR
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WV
Richard is a Senior Wealth Strategy Associate and has over 17 years of experience within the financial services industry. Rich started his career at Merrill Lynch after attending Dickinson College and subsequently joined PaineWebber in 1996. Prior to joining the team he was a member of the branch management team for two New York City offices within UBS Financial Services Inc. As a Certified Financial Planner professional, Rich works with high net worth clients and their families with a focus on financial planning, asset allocation and liability management.
299 Park Avenue
New York, NY 10171
Johanna Delatorre-Finkelstein

Authorized Officer

Team Administrator
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- KS
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WV
- WY
Johanna’s career with UBS started in 1995 at PaineWebber Inc. She graduated From Queens College with majors in Economics and Anthropology. Johanna has worked with HSG principal member Charles Smithers for over 13 years. She is dedicated to excellent customer service and oversees all account administration and operational issues. Johanna is Series 7 and 63 registered. She and her husband have three children and live in Long Island, NY.
299 Park Avenue
New York, NY 10171
Michael Visciano

Wealth Strategy Associate
View bio
- AZ
- CA
- CT
- FL
- IL
- MA
- NJ
- NM
- NY
- PA
- TX
- VA
- WV
Michael joined the HSG Wealth Management team in 2020 as a client service associate. He graduated from Fordham University with his degree in Economics. Michael’s responsibilities include day-to-day assistance with client requests, account openings, and all other aspects of a client’s daily needs. Michael is a native New Yorker with a passion for classic cars.
299 Park Avenue
New York, NY 10171

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Our formal integration with Credit Suisse marks an unprecedented level of strength in our history—all in support of your financial goals. For more than 160 years, we’ve been tested and proven resilient—guiding our clients through a wide range of financial challenges and market opportunities. And we continue to demonstrate our leadership among the largest, and most respected, global banks.

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Legacy—Wealth for others

For needs that go beyond your own—to help you improve the lives of others

What will your legacy be?
It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

Learn more at ubs.com/wealthway.

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Let's move forward. Together.

Pursuing your goals together

Holly Hendrix

Ronald Giancristofaro

Charles Smithers

Michael Chandiramani

Richard Vinci

Johanna Delatorre-Finkelstein

Michael Visciano