Experience

Miguel Hernandez began his career in 2003 at Santander, entering the asset management field during one of the stock market's most volatile periods following the early 2000's recession. In 2007, he transitioned to Santander securities, where he broadened his expertise in investment strategies and client focused solutions. After gaining several years of valuable experience, he joined UBS in 2008, bringing a fresh perspective to wealth and asset management.

With over 22 years of experience, Miguel has guided clients through market highs and lows, helping them pursue long term financial goals. His approach centers on personalized asset allocation and holistic portfolio management, with a strong emphasis on retirement income planning. Aside from this, he advises on education funding, estate planning, and charitable giving strategies, tailoring each plan to the unique needs of individuals, families, and entities.

Past Experience: 

• Asset Management, Santander Bank
• Financial Advisor, Santander Bank

Education and Credentials:

• Bachelors Degree Business Administration, Inter American University of Puerto Rico
• FINRA Registered, series 7 and 65 
• Life Insurance and Credential Owner 
• Certified in Fixed and Variable Annuities

Life: 

• Lives in Dorado, Puerto Rico with his wife and youngest daughter
• He enjoys fishing and any outdoor activities, as well as passing time with family and friends