Experience

Josh has extensive experience analyzing the financial needs and goals of individuals and small business owners. With more than 30 years in the financial services industry, Josh has worked with a wide range of individual clients and large corporations on tax-efficient investing strategies. Prior to working in the investment industry, Josh was a Certified Public Accountant with Ernst & Young LLP in San Francisco and Palo Alto, specializing in auditing high-tech and consumer product companies. Josh earned a B.A. in business economics from the University of California, Santa Barbara. He was designated as Premier Advisor in Sacramento by the National Association of Board Certified Advisory Practices (NABCAP) in 2012. Josh holds Series 7, 63 and 65 securities licenses, as well as life and health insurance licenses.

Brett joined UBS in March 2001, after more than 16 years working in the agricultural industry. As a Wealth Advisor, he primarily services high net worth clients and families, including small business owners, ranchers, farmers, veterinarians and oral surgeons. Using his experience and knowledge of wealth management planning, creating personalized strategies to help clients pursue their financial goals.
Brett is a graduate of the University of California, Davis, where he earned a B.S. in agricultural and managerial economics. He holds his Series 3, 7 and 66 securities licenses as well as life, long-term care and variable annuity insurance licenses. Brett has also been awarded the Certified Finanacial PlannerTM certification

CA Agent License # 0D35855

Tom began his career in the financial services industry in 1990, and joined UBS in 2004. Over the past 25 years, he has helped clients manage their wealth throughout good times and bad. Tom is committed to listening to you, assessing your concerns and helping to ensure that all of your assets are working together toward the goals you’ve set.

With his clients, Tom emphasizes asset allocation and total portfolio management with a focus on retirement income planning; Tom also helps them with education funding, structures for charitable giving and estate planning. Tom is FINRA registered and hold Series 7, 9, 10, 24 and 63 securities licenses as well as licenses for life, accident and health insurance and variable annuities.

Tom has a bachelor’s degree in finance from California State University, Sacramento. He and his wife live with their three children in Davis, CA.

CA Agent #0A57750

Chandra began her career in the financial services industry with UBS Financial in 2008. As a Certified Financial Planner (CFP®), she brings valuable planning insight to each client relationship, and is passionate about helping clients fulfill their financial goals.

Chandra is FINRA registered and hold Series 7, 66, and California state life insurance licenses. She graduated from the University of Connecticut with a B.A. in anthropology and psychology and earned her M.A. in anthropology from California State University Sacramento. Chandra enjoys spending time with her husband and their children, as well as scrapbooking and backpacking.

CA Agent #0H91448

Justin is a dedicated Senior Wealth Management Associate with a strong foundation in finance from Boise State University. His career is driven by a genuine passion for personal wealth management, where he excels in helping clients navigate and achieve their financial aspirations. Justin holds Series 7, Series 66, as well as life and health insurance licenses. Beyond his time in the office, Justin finds joy in outdoor pursuits. In the summer, he enjoys fishing and golfing, while the winter months are dedicated to skiing in Tahoe.

Madeline began her journey with UBS as an intern during her senior year of college. After graduating, she initially pursued a career in banking but returned to UBS in 2019 to take advantage of the opportunities the firm offers in financial services. She holds a Bachelor of Science in Agricultural Business with a minor in Finance from the University of Wyoming. Additionally, she is licensed with Series 7 and 66, as well as life and health insurance certifications. Currently residing in West Sacramento, Madeline enjoys staying active and spending time with her husband and their two cats.

CA Agent #4074652

Aidan started with UBS in October 2024. Prior to joining UBS, he worked for 3 years at a business tax consulting firm, first serving as a Data Analyst before moving to the Project Manager role.

He earned his Bachelor of Science in accounting, a minor in history, and a certificate in business analytics from Southern Oregon University. He holds his Series 7 and 66 securities licenses. Outside of work, Aidan enjoys working out and spending time with his friends and family.

Lisa started in the financial services industry in 1982, and has held many titles throughout her career. Most recently she served as Administrative Manager for UBS Financial in the Sacramento branch before joining Generations Wealth Management as Team Administrator.

Lisa is FINRA registered and hold Series 7, 8, and 63 securities licenses. She looks forward to utilizing her unique skill-set to enhance client experience. In her free time, Lisa enjoys spending time with her children and grandchildren.