Family. Wealth. For Generations.

With the complexity of today's markets and uncertainty about tomorrow's economy, good financial advice is more important than ever. As a team of dedicated Financial Advisors, we're committed to helping you organize your finances around your short term needs, your longer-term goals and what you envision for generations to come. Our knowledgeable perspective, good judgement and broad experience can help you meet your challenges and seize opportunities.

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Your primary source for financial advice

We are here to provide quality strategies customized to your needs. We concentrate on developing long-term relationships through a commitment to quality client service. You can rely on our personalized advice, first-class solutions, and extensive wealth management experience.

Matthew F. Gaffney

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- FL
- GA
- HI
- IL
- MA
- MD
- ME
- MI
- MN
- NC
- NH
- NJ
- NV
- NY
- OR
- PA
- PR
- RI
- SC
- TN
- TX
- VA
- VT
- WI
Matt is a seasoned financial professional whose wealth management legacy spans over three decades. He has provided advice to highly successful individuals and their families, public and private companies, and non-profit organizations. His steady hand and reasoned opinions have steered clients safely through the dot.com and housing bubbles, the unprecedented challenges of the Covid outbreak, and subsequent market recoveries. He is dedicated to helping clients navigate today’s unpredictable markets and stay focused on their long-term objectives, plan for the future, and realize their financial goals. Matt and his team embrace the principles of the UBS Wealth Way, and deliver an unwavering commitment to client service and success.

Matt is a graduate of Providence College and serves on their National Board of Overseers and President’s Council. Local volunteering includes many years of coaching and Matt has served on numerous boards and committees on the NH seacoast where he and his wife Shannon raised three daughters. His golf game is a work in progress.
- Forbes Best-in-State Wealth Management Teams, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- UBS Wealth Management Director’s Council, 2025UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
One Post Office Square
33rd Floor
Boston, MA 02109

matthew.gaffney@ubs.com

Matthew F. Gaffney

One Post Office Square,Boston,MA,02109
Patrick J. Filice

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- FL
- GA
- IL
- MA
- MD
- ME
- NC
- NH
- NJ
- NV
- NY
- OR
- PA
- PR
- RI
- SC
- TN
- TX
- UT
- VA
Patrick is dedicated to addressing the unique needs of successful individuals and families. He believes the primary obstacles for many investors to be high investment costs, investor psychology and poor tax and estate planning. Patrick and his team work closely with their clients and outside advisors to mitigate and overcome these issues. In the complicated world that we live in today, Patrick believes the most sophisticated plan is often a simple one.

Patrick began his financial services career in 2007 at Morgan Stanley before being recruited to UBS in 2015. He has distinguished himself as a CERTIFIED FINANCIAL PLANNER™ practitioner. Patrick and his wife Stephanie live in the San Francisco Bay Area with their three children. Outside of the office he enjoys coaching his daughter’s soccer team and his son’s little league team.
- Forbes Best-in-State Wealth Management Teams, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- CERTIFIED FINANCIAL PLANNER
- Wealth Advisor
555 California Street
32nd / 33rd / 34th Floor
San Francisco, CA 94104

patrick.filice@ubs.com

Patrick J. Filice

555 California Street,San Francisco,CA,94104
Armin Safarkhani

Wealth Strategy Associate
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- HI
- IL
- MA
- MD
- ME
- MI
- MN
- NC
- NH
- NJ
- NV
- NY
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
Armin received a Bachelor of Science in Behavioral Neuroscience with minors in Economics and Spanish from Northeastern University. His passion for financial services stemmed from his fascination of capital markets and investment management. Prior to joining the team at The Gaffney Group, Armin worked in Investment Grade Private Credit at SLC Management.

He grew up in Atlanta and currently resides in Boston. During his free time, Armin enjoys playing soccer, cooking for friends and family as well as traveling around the world.
One Post Office Square
35th floor
Boston, MA 02109

armin.safarkhani@ubs.com

Armin Safarkhani

One Post Office Square,Boston,MA,02109
Sandra Barnatchez

Authorized Officer

Senior Client Associate
View bio
- AK
- AL
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- ID
- IL
- IN
- MA
- MD
- ME
- MI
- MN
- NC
- NH
- NJ
- NY
- PA
- RI
- SC
- TN
- VA
- VT
- WA
- WY
Sandra (Sandy) has over 25 years of experience in the financial services industry. She began her career with Merrill Lynch as an Operations Manager and later a Compliance Officer. She joined UBS in 2011 as a Senior Registered Client Service Associate; her primary responsibilities are client focused, from opening and servicing new relationships to the ongoing client experience. Sandy takes pride in developing close relationships and true understanding of all our clients' individual needs and situations. Sandy holds the Series 3, 7, 9, 10 and 63 licenses.
8 Essex Center Drive
2nd Floor
Peabody, MA 01960

sandra.barnatchez@ubs.com

Sandra Barnatchez

8 Essex Center Drive,Peabody,MA,01960
Sara A. Darmoni

Authorized Officer

Senior Registered Client Associate
View bio
- AZ
- CA
- CO
- FL
- HI
- MA
- ME
- MI
- NJ
- NV
- NY
- OH
- OR
- PA
- TX
- UT
- VA
- WA
Sara Ann Darmoni has over 29 years of experience in the financial services industry. She began her career with Merrill Lynch in 1997 as a Senior Registered Client Associate and joined UBS in 2008. Senior Registered Client Associate, Sara is dedicated to providing exceptional service and support to clients throughout every stage of their financial journey. Focused on fostering long-term client relationships, Sara ensures that each client receives personalized attention aligned with their unique needs and goals. With extensive industry experience and a client-first approach, Sara helps create a seamless and positive experience for every client. Sara holds the Series 7, 66, 9, and 10 licenses.
555 California Street
32nd / 33rd / 34th Floor
San Francisco, CA 94104

sara.darmoni@ubs.com

Sara A. Darmoni

555 California Street,San Francisco,CA,94104

Roger Kraus

NMLS #821627

Senior Wealth Management Banker, UBS Bank USA, N.A.

View bio

Current role and areas of expertise

Roger joined UBS Bank USA in securities licenses role and and he is currently a Senior Wealth Management Banker covering the Greater Boston and Northern New England Markets.

Roger has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

Professional history

Roger began his career with UBS in 2006, first as a Client Service Associate in Wealth Management NY, then Private Wealth NY. In 2009, his team moved to Credit Suisse, and in 2010, Roger moved on his own to JPMorgan Private Bank and started a career as a Financial Advisor in their Law Firms Group, working with top lawyers and law firms in New York.

Education and personal information

In Roger’s role as a Senior Wealth Management Banker his NMLS # is 821627. He holds permissive Series 7 and 66 securities licenses and has a degree in English Literature and Performance. He enjoyed a 15+ year career as a professional actor in New York City and nationally before starting his career in finance. He currently lives in Boston's historic South End.

Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, N.A., Member FDIC, NMLS No. 947868. Equal Housing Lender.
Julie Binder

Executive Director

Senior Strategist, East Division - Family Advisory and Philanthropy Services

View bio
Elizabeth Cribbs

Executive Director

Senior Strategist, Northeast Region - Family Advisory and Philanthropy Services

View bio
Sarah Beaulieu

Director

Associate Tax Efficiency Planning Strategist

View bio

Matthew F. Gaffney

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- FL
- GA
- HI
- IL
- MA
- MD
- ME
- MI
- MN
- NC
- NH
- NJ
- NV
- NY
- OR
- PA
- PR
- RI
- SC
- TN
- TX
- VA
- VT
- WI
Matt is a seasoned financial professional whose wealth management legacy spans over three decades. He has provided advice to highly successful individuals and their families, public and private companies, and non-profit organizations. His steady hand and reasoned opinions have steered clients safely through the dot.com and housing bubbles, the unprecedented challenges of the Covid outbreak, and subsequent market recoveries. He is dedicated to helping clients navigate today’s unpredictable markets and stay focused on their long-term objectives, plan for the future, and realize their financial goals. Matt and his team embrace the principles of the UBS Wealth Way, and deliver an unwavering commitment to client service and success.

Matt is a graduate of Providence College and serves on their National Board of Overseers and President’s Council. Local volunteering includes many years of coaching and Matt has served on numerous boards and committees on the NH seacoast where he and his wife Shannon raised three daughters. His golf game is a work in progress.
- Forbes Best-in-State Wealth Management Teams, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- UBS Wealth Management Director’s Council, 2025UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
One Post Office Square
33rd Floor
Boston, MA 02109

matthew.gaffney@ubs.com

Matthew F. Gaffney

One Post Office Square,Boston,MA,02109
Patrick J. Filice

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- FL
- GA
- IL
- MA
- MD
- ME
- NC
- NH
- NJ
- NV
- NY
- OR
- PA
- PR
- RI
- SC
- TN
- TX
- UT
- VA
Patrick is dedicated to addressing the unique needs of successful individuals and families. He believes the primary obstacles for many investors to be high investment costs, investor psychology and poor tax and estate planning. Patrick and his team work closely with their clients and outside advisors to mitigate and overcome these issues. In the complicated world that we live in today, Patrick believes the most sophisticated plan is often a simple one.

Patrick began his financial services career in 2007 at Morgan Stanley before being recruited to UBS in 2015. He has distinguished himself as a CERTIFIED FINANCIAL PLANNER™ practitioner. Patrick and his wife Stephanie live in the San Francisco Bay Area with their three children. Outside of the office he enjoys coaching his daughter’s soccer team and his son’s little league team.
- Forbes Best-in-State Wealth Management Teams, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- CERTIFIED FINANCIAL PLANNER
- Wealth Advisor
555 California Street
32nd / 33rd / 34th Floor
San Francisco, CA 94104

patrick.filice@ubs.com

Patrick J. Filice

555 California Street,San Francisco,CA,94104
Armin Safarkhani

Wealth Strategy Associate
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- HI
- IL
- MA
- MD
- ME
- MI
- MN
- NC
- NH
- NJ
- NV
- NY
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
Armin received a Bachelor of Science in Behavioral Neuroscience with minors in Economics and Spanish from Northeastern University. His passion for financial services stemmed from his fascination of capital markets and investment management. Prior to joining the team at The Gaffney Group, Armin worked in Investment Grade Private Credit at SLC Management.

He grew up in Atlanta and currently resides in Boston. During his free time, Armin enjoys playing soccer, cooking for friends and family as well as traveling around the world.
One Post Office Square
35th floor
Boston, MA 02109

armin.safarkhani@ubs.com

Armin Safarkhani

One Post Office Square,Boston,MA,02109
Sandra Barnatchez

Authorized Officer

Senior Client Associate
View bio
- AK
- AL
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- ID
- IL
- IN
- MA
- MD
- ME
- MI
- MN
- NC
- NH
- NJ
- NY
- PA
- RI
- SC
- TN
- VA
- VT
- WA
- WY
Sandra (Sandy) has over 25 years of experience in the financial services industry. She began her career with Merrill Lynch as an Operations Manager and later a Compliance Officer. She joined UBS in 2011 as a Senior Registered Client Service Associate; her primary responsibilities are client focused, from opening and servicing new relationships to the ongoing client experience. Sandy takes pride in developing close relationships and true understanding of all our clients' individual needs and situations. Sandy holds the Series 3, 7, 9, 10 and 63 licenses.
8 Essex Center Drive
2nd Floor
Peabody, MA 01960

sandra.barnatchez@ubs.com

Sandra Barnatchez

8 Essex Center Drive,Peabody,MA,01960
Sara A. Darmoni

Authorized Officer

Senior Registered Client Associate
View bio
- AZ
- CA
- CO
- FL
- HI
- MA
- ME
- MI
- NJ
- NV
- NY
- OH
- OR
- PA
- TX
- UT
- VA
- WA
Sara Ann Darmoni has over 29 years of experience in the financial services industry. She began her career with Merrill Lynch in 1997 as a Senior Registered Client Associate and joined UBS in 2008. Senior Registered Client Associate, Sara is dedicated to providing exceptional service and support to clients throughout every stage of their financial journey. Focused on fostering long-term client relationships, Sara ensures that each client receives personalized attention aligned with their unique needs and goals. With extensive industry experience and a client-first approach, Sara helps create a seamless and positive experience for every client. Sara holds the Series 7, 66, 9, and 10 licenses.
555 California Street
32nd / 33rd / 34th Floor
San Francisco, CA 94104

sara.darmoni@ubs.com

Sara A. Darmoni

555 California Street,San Francisco,CA,94104

Roger Kraus

NMLS #821627

Senior Wealth Management Banker, UBS Bank USA, N.A.

View bio

Current role and areas of expertise

Roger joined UBS Bank USA in securities licenses role and and he is currently a Senior Wealth Management Banker covering the Greater Boston and Northern New England Markets.

Roger has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

Professional history

Roger began his career with UBS in 2006, first as a Client Service Associate in Wealth Management NY, then Private Wealth NY. In 2009, his team moved to Credit Suisse, and in 2010, Roger moved on his own to JPMorgan Private Bank and started a career as a Financial Advisor in their Law Firms Group, working with top lawyers and law firms in New York.

Education and personal information

In Roger’s role as a Senior Wealth Management Banker his NMLS # is 821627. He holds permissive Series 7 and 66 securities licenses and has a degree in English Literature and Performance. He enjoyed a 15+ year career as a professional actor in New York City and nationally before starting his career in finance. He currently lives in Boston's historic South End.

Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, N.A., Member FDIC, NMLS No. 947868. Equal Housing Lender.
Julie Binder

Executive Director

Senior Strategist, East Division - Family Advisory and Philanthropy Services

View bio
Elizabeth Cribbs

Executive Director

Senior Strategist, Northeast Region - Family Advisory and Philanthropy Services

View bio
Sarah Beaulieu

Director

Associate Tax Efficiency Planning Strategist

View bio

Defining your priorities. Pursuing what matters.

Our experience and structured planning process drives a comprehensive financial plan and customized investment strategies. Depending on where you are in your life and the priorities that matter most, our planning conversations may focus on liquidity management, your cash flow needs, asset replacement solutions such as insurance, estate planning strategies, or tax and legal structures such as trusts and philanthropic vehicles.

House View Monthly

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

A leading global wealth manager

Making sense of significant wealth

We can help you plan for it.

When you have created or inherited significant wealth, you have opportunities to pursue bold and meaningful undertakings. How do you make decisions that will guide you successfully forward, no matter what your goal?

We believe it’s all about connection. That’s why we are prepared to take that journey with you today, tomorrow, every step of the way.

Let's talk

A leader in wealth management

Backed by the strength of our parent company, UBS AG

Global leader

UBS is a leading and truly global wealth manager

^$7 trn

UBS Group invested assets
As of 12/31/2025

51 countries

Our global footprint

Family. Wealth. For Generations.

Your primary source for financial advice

Matthew F. Gaffney

Patrick J. Filice

Armin Safarkhani

Sandra Barnatchez

Sara A. Darmoni

Roger Kraus

Julie Binder

Elizabeth Cribbs

Sarah Beaulieu