Experience

At The Fisher Group, we constantly encourage clients to make sure that they have planned properly for their incapacitation and death.  Unfortunately, the focus of an estate plan often begins and ends with the execution of proper documents and the titling of the assets.  We sometimes fail to ensure that the clients' families and decision makers will have adequate information about their loved ones' assets, liabilities and intentions.  For example, how many children know where a parent wants to be buried, or who the pallbearers should be?  What happens when you cannot find the password to a parent's computer that holds all of the information you need to manage their affairs?  While many clients are reluctant to discuss the tragedy of their death or disability with family members, they have less concern about leaving written information behind.  This is the purpose of the Family Love Letter.

Fundamentally, estate planning is not about the dead and the avoidance of a death tax.  Instead, its most important goal should be to provide "A LEGACY FOR THE LIVING".