Let's move forward. Together.

$1.5+ Billion

Assets under management

As of 02/01/2025

30+

Years in business as a team

6 person

seasoned team

We make a real impact in the lives of our clients by guiding them through major life events and helping them preserve and pass on their wealth. Our customized approach focuses on thoughtful financial planning and wealth management that looks beyond your investments and encompasses all aspects of your financial life.

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House View Monthly

A lot has changed since President Trump took office. His administration has initiated policy changes and markets have reacted. The Chief Investment Office (CIO) anticipates further volatility amid tariff concerns but continues to expect gains for the S&P 500 by year-end. A solid US economy and healthy corporate earnings growth should support the rally.

06 March 2025

Maximize your potential wealth

Creating a legacy for your family’s future

Estate planning strategies

Advice for business owners & entrepreneurs

The unique needs of athletes and entertainers

Philanthropy

What are the causes you are passionate about? Whatever your objectives, we can help you explore new and innovative ways to make a positive impact on the world. Through our network and the UBS Family Advisory and Philanthropy Services, we’ll work with you and family members to help provide education on philanthropy, practical solutions and tax-efficient investment strategies for creating a meaningful and lasting legacy.

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The five hallmarks of a successful sale

Move forward with confidence in possibly the biggest venture of your life. We can help advise and orchestrate your entire team of experts throughout the sale process and beyond.

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Pursuing your goals with a financial team

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Denis G. Roy, CFP, CIMA

Senior Vice President–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- KY
- MA
- MD
- ME
- MI
- MN
- MO
- NH
- NM
- NV
- NY
- OH
- OR
- TN
- TX
- VA
- WA
- WI
- WY
The focus of Denis' practice is working with Family Stewards as a consultant and advisor for their long term Wealth Management. Helping clients to achieve their goals begins with cash flow, planning to educate their children, and preparing for retirement. This process involves growing of wealth, the protection of assets from taxes, creditors and predators, and the ultimate distribution of those assets to the people they love and to the causes they cherish.

Denis' team The Farallon Group works with private business owners to get them the ideas and information they need to make smart decisions about their wealth. Denis' clients appreciate having a trusted advisor to help them integrate their business and family wealth with their family dynamics. He brings a "boutique experience" combined with the resources of a premier global investment securities firm to provide clients with the comprehensive services they deserve while maintaining focus on the individual.

Originally from Maine, Denis now lives in Mill Valley with his wife, Susie. He graduated from Dartmouth College, where he was a member of the Men’s Ice Hockey team. He enjoys playing tennis and spending time with his grandchildren.
- Forbes Best-in-State Wealth Advisors, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- UBS Wealth Management President’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
- Private Wealth Advisor
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

denis.roy@ubs.com

Denis G. Roy, CFP, CIMA

555 California Street,San Francisco,CA,94104
Michael Grosse, CFP

Senior Vice President–Wealth Management

Portfolio Manager
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- KY
- MA
- MD
- ME
- MI
- MN
- MO
- NH
- NM
- NV
- NY
- OH
- OR
- TN
- TX
- VA
- WA
- WI
- WY
As a Financial Advisor, Michael's goal is to help clients to articulate and to understand their financial goals by providing a roadmap to achieve them. The Farallon Group specializes in helping private business owners manage the financial challenges of their businesses and their families. Michael focuses on research and asset allocation, while maintaining consistent client contact in order to manage reactions to market fluctuations. He believes the benefits of an individually-driven personal relationship combined with the resources of a premier global investment firm serve to provide our clients with the comprehensive services they deserve.

Michael graduated from University of California Berkeley with degrees in Economics and American Literature. He is originally from Texas and now lives in San Francisco with his wife, Sue, and their two teenage children. In his free time, he enjoys playing the drums in a local band.
- Portfolio Manager
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

michael.grosse@ubs.com

Michael Grosse, CFP

555 California Street,San Francisco,CA,94104
Patrick "Pat" Downs, CPWA

First Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WV
- WY
Pat was born and raised in the San Francisco Bay Area, attended St. Ignatius, and is a longtime member of The Olympic Club. He graduated in 2007 from Denison University in Ohio, where he played on the Football team. Pat now lives in Novato with his wife, Kelle, and their two daughters, Lily and Mary. Pat learned the value of service from his family and sits on the Board of Directors for Oakland Lacrosse Club.

Pat joined The Farallon Group in September 2024 after 13 years with Morgan Stanley. He began his career at Capitas Financial in 2007, where he gained the valuable perspective that families need a team of trusted advisors to grow and protect what is important to them.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

patrick.downs@ubs.com

Patrick "Pat" Downs, CPWA

555 California Street,San Francisco,CA,94104
Victoria "Tory" Hargrove

Senior Registered Client Associate
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Tory provides operational and administrative support to The Farallon Group. She actively assists in the input of orders and data, organizes logistics for the team events and marketing materials, helps to identify service opportunities for clients and maintains management systems with up to date client information. She interfaces with clients directly to ensure their service needs and requests are appropriately met.

Tory was born and raised in the Bay Area and graduated from UC Berkeley. She currently lives in Napa County and has two adult children. In her free time, she likes to sing and road bike.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

victoria.hargrove@ubs.com

Victoria "Tory" Hargrove

555 California Street,San Francisco,CA,94104
Ryan Yamaguchi

Senior Wealth Strategy Associate
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Ryan provides a critical role in The Farallon Group by developing tailored wealth management plans and strategies for our clients. He focuses on research and analysis of portfolio performance reports, interpreting them for potential change and making informed recommendations based on his findings.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

ryan.s.yamaguchi@ubs.com

Ryan Yamaguchi

555 California Street,San Francisco,CA,94104
McKenzie Cooke

Senior Registered Client Associate
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- KY
- MA
- MD
- ME
- MI
- MN
- MO
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- TN
- TX
- VA
- VI
- WA
- WI
- WY
McKenzie joined The Farallon Group in September 2024. She was born and raised in Mill Valley and now lives in San Francisco. She graduated from Yale University with a B.A. in Psychology and was a member of the Women's Volleyball team. McKenzie is an avid dog-lover and enjoys discovering new things to do in the city in her free time.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

mckenzie.cooke@ubs.com

McKenzie Cooke

555 California Street,San Francisco,CA,94104

David Rosenthal

Executive Director

Wealth Planning Strategist – Wealth Planning & Trust Consulting Team

View bio

David is a Wealth Planning Strategist in our San Francisco and Pacific Northwest markets. In this capacity, David is responsible for providing Financial Advisors and their high-net-worth clients with unbiased, product neutral, advanced planning strategies, design and implementation. As an advanced financial planner, he provides expertise in the following areas:
− Estate and multi-generational planning
− Retirement income and cash flow analysis
− Business continuity and succession planning
− Retirement plans and employee benefits
− Risk and liability management planning
− Charitable giving strategies
− Executive compensation and benefit strategies
− Special Needs & Disability Planning

Professional History
Prior to joining UBS in 2006, David's 35 years in the financial services industry include tenures at Mellon Bank, Wachovia Securities and Merrill Lynch.

Education
David holds a B.A in Psychology from Duquesne University and a J.D. from Taft University School of Law. He has also completed the Applied Behavioral Finance certificate program through the Investments & Wealth Institute and is a member of the Academy of Special Needs Planners & the San Francisco Estate Planning Council.

Designations Held
Accredited Estate Planner (AEP®)
Certified Financial Planner (CFP®)
Certified Private Wealth Advisor (CPWA®)
Chartered Life Underwriter (CLU®)
Chartered Financial Consultant (ChFC®)
Chartered Advisor in Philanthropy (CAP®)
Chartered Special Needs Consultant (ChSNC®)
Chartered Retirement Planning Counselor (CRPC®)
Chartered Retirement Plans Specialist (CRPS®)
Certified Investment Management Analyst (CIMA®)
Certified Investment Management Consultant (CIMC®)
Certified Exit Planning Advisor (CEPA®)
Stephen Dohler

NMLS #947868

Senior Wealth Management Banker, UBS Bank USA

View bio

Current role and areas of expertise

Stephen joined UBS Financial Services, Inc. in 1999 and was one of the original UBS Bank USA employees when the bank established in 2003. He is currently a Senior Wealth Management Banker covering the San Francisco & UBS International Pacific Markets

Stephen has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives

Professional history

Stephen began his career in financial services in 1999. His various roles included Underwriting and heading-up the Banking Solutions Sales Desk. Stephen has spent the bulk of his career partnering with Financial Advisors and their high-net-worth clients to provide lending solutions.

Education and personal information

In Stephen’s role as a Senior Wealth Management Banker his NMLS # is 1226605. He holds his Series 7 and 66 securities licenses along with a BS in Business Administration from The Towson University.

Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868.Equal Housing Lender.
Heather George

Executive Director

Senior Strategist, Family Advisory and Philanthropy Services Americas

View bio

Denis G. Roy, CFP, CIMA

Senior Vice President–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- KY
- MA
- MD
- ME
- MI
- MN
- MO
- NH
- NM
- NV
- NY
- OH
- OR
- TN
- TX
- VA
- WA
- WI
- WY
The focus of Denis' practice is working with Family Stewards as a consultant and advisor for their long term Wealth Management. Helping clients to achieve their goals begins with cash flow, planning to educate their children, and preparing for retirement. This process involves growing of wealth, the protection of assets from taxes, creditors and predators, and the ultimate distribution of those assets to the people they love and to the causes they cherish.

Denis' team The Farallon Group works with private business owners to get them the ideas and information they need to make smart decisions about their wealth. Denis' clients appreciate having a trusted advisor to help them integrate their business and family wealth with their family dynamics. He brings a "boutique experience" combined with the resources of a premier global investment securities firm to provide clients with the comprehensive services they deserve while maintaining focus on the individual.

Originally from Maine, Denis now lives in Mill Valley with his wife, Susie. He graduated from Dartmouth College, where he was a member of the Men’s Ice Hockey team. He enjoys playing tennis and spending time with his grandchildren.
- Forbes Best-in-State Wealth Advisors, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- UBS Wealth Management President’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
- Private Wealth Advisor
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

denis.roy@ubs.com

Denis G. Roy, CFP, CIMA

555 California Street,San Francisco,CA,94104
Michael Grosse, CFP

Senior Vice President–Wealth Management

Portfolio Manager
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- KY
- MA
- MD
- ME
- MI
- MN
- MO
- NH
- NM
- NV
- NY
- OH
- OR
- TN
- TX
- VA
- WA
- WI
- WY
As a Financial Advisor, Michael's goal is to help clients to articulate and to understand their financial goals by providing a roadmap to achieve them. The Farallon Group specializes in helping private business owners manage the financial challenges of their businesses and their families. Michael focuses on research and asset allocation, while maintaining consistent client contact in order to manage reactions to market fluctuations. He believes the benefits of an individually-driven personal relationship combined with the resources of a premier global investment firm serve to provide our clients with the comprehensive services they deserve.

Michael graduated from University of California Berkeley with degrees in Economics and American Literature. He is originally from Texas and now lives in San Francisco with his wife, Sue, and their two teenage children. In his free time, he enjoys playing the drums in a local band.
- Portfolio Manager
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

michael.grosse@ubs.com

Michael Grosse, CFP

555 California Street,San Francisco,CA,94104
Patrick "Pat" Downs, CPWA

First Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WV
- WY
Pat was born and raised in the San Francisco Bay Area, attended St. Ignatius, and is a longtime member of The Olympic Club. He graduated in 2007 from Denison University in Ohio, where he played on the Football team. Pat now lives in Novato with his wife, Kelle, and their two daughters, Lily and Mary. Pat learned the value of service from his family and sits on the Board of Directors for Oakland Lacrosse Club.

Pat joined The Farallon Group in September 2024 after 13 years with Morgan Stanley. He began his career at Capitas Financial in 2007, where he gained the valuable perspective that families need a team of trusted advisors to grow and protect what is important to them.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

patrick.downs@ubs.com

Patrick "Pat" Downs, CPWA

555 California Street,San Francisco,CA,94104
Victoria "Tory" Hargrove

Senior Registered Client Associate
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Tory provides operational and administrative support to The Farallon Group. She actively assists in the input of orders and data, organizes logistics for the team events and marketing materials, helps to identify service opportunities for clients and maintains management systems with up to date client information. She interfaces with clients directly to ensure their service needs and requests are appropriately met.

Tory was born and raised in the Bay Area and graduated from UC Berkeley. She currently lives in Napa County and has two adult children. In her free time, she likes to sing and road bike.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

victoria.hargrove@ubs.com

Victoria "Tory" Hargrove

555 California Street,San Francisco,CA,94104
Ryan Yamaguchi

Senior Wealth Strategy Associate
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Ryan provides a critical role in The Farallon Group by developing tailored wealth management plans and strategies for our clients. He focuses on research and analysis of portfolio performance reports, interpreting them for potential change and making informed recommendations based on his findings.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

ryan.s.yamaguchi@ubs.com

Ryan Yamaguchi

555 California Street,San Francisco,CA,94104
McKenzie Cooke

Senior Registered Client Associate
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- KY
- MA
- MD
- ME
- MI
- MN
- MO
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- TN
- TX
- VA
- VI
- WA
- WI
- WY
McKenzie joined The Farallon Group in September 2024. She was born and raised in Mill Valley and now lives in San Francisco. She graduated from Yale University with a B.A. in Psychology and was a member of the Women's Volleyball team. McKenzie is an avid dog-lover and enjoys discovering new things to do in the city in her free time.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

mckenzie.cooke@ubs.com

McKenzie Cooke

555 California Street,San Francisco,CA,94104

David Rosenthal

Executive Director

Wealth Planning Strategist – Wealth Planning & Trust Consulting Team

View bio

David is a Wealth Planning Strategist in our San Francisco and Pacific Northwest markets. In this capacity, David is responsible for providing Financial Advisors and their high-net-worth clients with unbiased, product neutral, advanced planning strategies, design and implementation. As an advanced financial planner, he provides expertise in the following areas:
− Estate and multi-generational planning
− Retirement income and cash flow analysis
− Business continuity and succession planning
− Retirement plans and employee benefits
− Risk and liability management planning
− Charitable giving strategies
− Executive compensation and benefit strategies
− Special Needs & Disability Planning

Professional History
Prior to joining UBS in 2006, David's 35 years in the financial services industry include tenures at Mellon Bank, Wachovia Securities and Merrill Lynch.

Education
David holds a B.A in Psychology from Duquesne University and a J.D. from Taft University School of Law. He has also completed the Applied Behavioral Finance certificate program through the Investments & Wealth Institute and is a member of the Academy of Special Needs Planners & the San Francisco Estate Planning Council.

Designations Held
Accredited Estate Planner (AEP®)
Certified Financial Planner (CFP®)
Certified Private Wealth Advisor (CPWA®)
Chartered Life Underwriter (CLU®)
Chartered Financial Consultant (ChFC®)
Chartered Advisor in Philanthropy (CAP®)
Chartered Special Needs Consultant (ChSNC®)
Chartered Retirement Planning Counselor (CRPC®)
Chartered Retirement Plans Specialist (CRPS®)
Certified Investment Management Analyst (CIMA®)
Certified Investment Management Consultant (CIMC®)
Certified Exit Planning Advisor (CEPA®)
Stephen Dohler

NMLS #947868

Senior Wealth Management Banker, UBS Bank USA

View bio

Current role and areas of expertise

Stephen joined UBS Financial Services, Inc. in 1999 and was one of the original UBS Bank USA employees when the bank established in 2003. He is currently a Senior Wealth Management Banker covering the San Francisco & UBS International Pacific Markets

Stephen has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives

Professional history

Stephen began his career in financial services in 1999. His various roles included Underwriting and heading-up the Banking Solutions Sales Desk. Stephen has spent the bulk of his career partnering with Financial Advisors and their high-net-worth clients to provide lending solutions.

Education and personal information

In Stephen’s role as a Senior Wealth Management Banker his NMLS # is 1226605. He holds his Series 7 and 66 securities licenses along with a BS in Business Administration from The Towson University.

Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868.Equal Housing Lender.
Heather George

Executive Director

Senior Strategist, Family Advisory and Philanthropy Services Americas

View bio

A leader in wealth management

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As of 06/30/2024

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Let's move forward. Together.

Connecting you to our resources

House View Monthly

Maximize your potential wealth

Creating a legacy for your family’s future

Estate planning strategies

Advice for business owners & entrepreneurs

The unique needs of athletes and entertainers

Philanthropy

Ready to sell your business?

Pursuing your goals with a financial team

Denis G. Roy, CFP, CIMA

Michael Grosse, CFP

Patrick "Pat" Downs, CPWA

Victoria "Tory" Hargrove

Ryan Yamaguchi

McKenzie Cooke

David Rosenthal

Stephen Dohler

Heather George