Let's move forward. Together.

We make a real impact in the lives of our clients by guiding them through major life events and helping them preserve and pass on their wealth. Our customized approach focuses on thoughtful financial planning and wealth management that looks beyond your investments and encompasses all aspects of your financial life.

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Pursuing your goals with a financial team

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Denis G. Roy, CFP, CIMA

Senior Vice President–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- MA
- MD
- ME
- MI
- MN
- MO
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- TN
- TX
- VA
- WA
- WI
- WY
The focus of Denis' practice is working with Family Stewards as a consultant and advisor for their long term Wealth Management. Helping clients to achieve their goals begins with cash flow, planning to educate their children, and preparing for retirement. This process involves growing of wealth, the protection of assets from taxes, creditors and predators, and the ultimate distribution of those assets to the people they love and to the causes they cherish.

Denis' team The Farallon Group works with private business owners to get them the ideas and information they need to make smart decisions about their wealth. Denis' clients appreciate having a trusted advisor to help them integrate their business and family wealth with their family dynamics. He brings a "boutique experience" combined with the resources of a premier global investment securities firm to provide clients with the comprehensive services they deserve while maintaining focus on the individual.

Originally from Maine, Denis now lives in Mill Valley with his wife, Susie. He graduated from Dartmouth College, where he was a member of the Men’s Ice Hockey team. He enjoys playing tennis and spending time with his grandchildren.
- Forbes Best-in-State Wealth Advisors, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Private Wealth Advisor
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

denis.roy@ubs.com

Denis G. Roy, CFP, CIMA

555 California Street,San Francisco,CA,94104
Michael Grosse, CFP

Senior Vice President–Wealth Management

Portfolio Manager
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- MA
- MD
- ME
- MI
- MN
- MO
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- TN
- TX
- VA
- WA
- WI
- WY
As a Financial Advisor, Michael's goal is to help clients to articulate and to understand their financial goals by providing a roadmap to achieve them. The Farallon Group specializes in helping private business owners manage the financial challenges of their businesses and their families. Michael focuses on research and asset allocation, while maintaining consistent client contact in order to manage reactions to market fluctuations. He believes the benefits of an individually-driven personal relationship combined with the resources of a premier global investment firm serve to provide our clients with the comprehensive services they deserve.

Michael graduated from University of California Berkeley with degrees in Economics and American Literature. He is originally from Texas and now lives in San Francisco with his wife, Sue, and their two teenage children. In his free time, he enjoys playing the drums in a local band.
- Portfolio Manager
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

michael.grosse@ubs.com

Michael Grosse, CFP

555 California Street,San Francisco,CA,94104
Patrick "Pat" Downs, CPWA

First Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WV
- WY
Pat was born and raised in the San Francisco Bay Area, attended St. Ignatius, and is a longtime member of The Olympic Club. He graduated in 2007 from Denison University in Ohio, where he played on the Football team. Pat now lives in Novato with his wife, Kelle, and their two daughters, Lily and Mary. Pat learned the value of service from his family and sits on the Board of Directors for Oakland Lacrosse Club.

Pat joined The Farallon Group in September 2024 after 13 years with Morgan Stanley. He began his career at Capitas Financial in 2007, where he gained the valuable perspective that families need a team of trusted advisors to grow and protect what is important to them.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

patrick.downs@ubs.com

Patrick "Pat" Downs, CPWA

555 California Street,San Francisco,CA,94104
Victoria "Tory" Hargrove

Senior Client Associate
View bio
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NE
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Tory provides operational and administrative support to The Farallon Group. She actively assists in the input of orders and data, organizes logistics for the team events and marketing materials, helps to identify service opportunities for clients and maintains management systems with up to date client information. She interfaces with clients directly to ensure their service needs and requests are appropriately met.

Tory was born and raised in the Bay Area and graduated from UC Berkeley. She currently lives in Napa County and has two adult children. In her free time, she likes to sing and road bike.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

victoria.hargrove@ubs.com

Victoria "Tory" Hargrove

555 California Street,San Francisco,CA,94104
Ryan Yamaguchi

Senior Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- IA
- ID
- IN
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NE
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- TN
- TX
- UT
- WA
- WI
- WY
Ryan provides a critical role in The Farallon Group by developing tailored wealth management plans and strategies for our clients. He focuses on research and analysis of portfolio performance reports, interpreting them for potential change and making informed recommendations based on his findings.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

ryan.s.yamaguchi@ubs.com

Ryan Yamaguchi

555 California Street,San Francisco,CA,94104
McKenzie Cooke

Senior Client Associate
View bio
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
McKenzie joined The Farallon Group in September 2024. She was born and raised in Mill Valley and now lives in San Francisco. She graduated from Yale University with a B.A. in Psychology and was a member of the Women's Volleyball team. McKenzie is an avid dog-lover and enjoys discovering new things to do in the city in her free time.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

mckenzie.cooke@ubs.com

McKenzie Cooke

555 California Street,San Francisco,CA,94104

Denis G. Roy, CFP, CIMA

Senior Vice President–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- MA
- MD
- ME
- MI
- MN
- MO
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- TN
- TX
- VA
- WA
- WI
- WY
The focus of Denis' practice is working with Family Stewards as a consultant and advisor for their long term Wealth Management. Helping clients to achieve their goals begins with cash flow, planning to educate their children, and preparing for retirement. This process involves growing of wealth, the protection of assets from taxes, creditors and predators, and the ultimate distribution of those assets to the people they love and to the causes they cherish.

Denis' team The Farallon Group works with private business owners to get them the ideas and information they need to make smart decisions about their wealth. Denis' clients appreciate having a trusted advisor to help them integrate their business and family wealth with their family dynamics. He brings a "boutique experience" combined with the resources of a premier global investment securities firm to provide clients with the comprehensive services they deserve while maintaining focus on the individual.

Originally from Maine, Denis now lives in Mill Valley with his wife, Susie. He graduated from Dartmouth College, where he was a member of the Men’s Ice Hockey team. He enjoys playing tennis and spending time with his grandchildren.
- Forbes Best-in-State Wealth Advisors, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Private Wealth Advisor
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

denis.roy@ubs.com

Denis G. Roy, CFP, CIMA

555 California Street,San Francisco,CA,94104
Michael Grosse, CFP

Senior Vice President–Wealth Management

Portfolio Manager
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- MA
- MD
- ME
- MI
- MN
- MO
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- TN
- TX
- VA
- WA
- WI
- WY
As a Financial Advisor, Michael's goal is to help clients to articulate and to understand their financial goals by providing a roadmap to achieve them. The Farallon Group specializes in helping private business owners manage the financial challenges of their businesses and their families. Michael focuses on research and asset allocation, while maintaining consistent client contact in order to manage reactions to market fluctuations. He believes the benefits of an individually-driven personal relationship combined with the resources of a premier global investment firm serve to provide our clients with the comprehensive services they deserve.

Michael graduated from University of California Berkeley with degrees in Economics and American Literature. He is originally from Texas and now lives in San Francisco with his wife, Sue, and their two teenage children. In his free time, he enjoys playing the drums in a local band.
- Portfolio Manager
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

michael.grosse@ubs.com

Michael Grosse, CFP

555 California Street,San Francisco,CA,94104
Patrick "Pat" Downs, CPWA

First Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WV
- WY
Pat was born and raised in the San Francisco Bay Area, attended St. Ignatius, and is a longtime member of The Olympic Club. He graduated in 2007 from Denison University in Ohio, where he played on the Football team. Pat now lives in Novato with his wife, Kelle, and their two daughters, Lily and Mary. Pat learned the value of service from his family and sits on the Board of Directors for Oakland Lacrosse Club.

Pat joined The Farallon Group in September 2024 after 13 years with Morgan Stanley. He began his career at Capitas Financial in 2007, where he gained the valuable perspective that families need a team of trusted advisors to grow and protect what is important to them.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

patrick.downs@ubs.com

Patrick "Pat" Downs, CPWA

555 California Street,San Francisco,CA,94104
Victoria "Tory" Hargrove

Senior Client Associate
View bio
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NE
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Tory provides operational and administrative support to The Farallon Group. She actively assists in the input of orders and data, organizes logistics for the team events and marketing materials, helps to identify service opportunities for clients and maintains management systems with up to date client information. She interfaces with clients directly to ensure their service needs and requests are appropriately met.

Tory was born and raised in the Bay Area and graduated from UC Berkeley. She currently lives in Napa County and has two adult children. In her free time, she likes to sing and road bike.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

victoria.hargrove@ubs.com

Victoria "Tory" Hargrove

555 California Street,San Francisco,CA,94104
Ryan Yamaguchi

Senior Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- IA
- ID
- IN
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NE
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- TN
- TX
- UT
- WA
- WI
- WY
Ryan provides a critical role in The Farallon Group by developing tailored wealth management plans and strategies for our clients. He focuses on research and analysis of portfolio performance reports, interpreting them for potential change and making informed recommendations based on his findings.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

ryan.s.yamaguchi@ubs.com

Ryan Yamaguchi

555 California Street,San Francisco,CA,94104
McKenzie Cooke

Senior Client Associate
View bio
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
McKenzie joined The Farallon Group in September 2024. She was born and raised in Mill Valley and now lives in San Francisco. She graduated from Yale University with a B.A. in Psychology and was a member of the Women's Volleyball team. McKenzie is an avid dog-lover and enjoys discovering new things to do in the city in her free time.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

mckenzie.cooke@ubs.com

McKenzie Cooke

555 California Street,San Francisco,CA,94104

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Maximize your potential wealth

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

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What are the causes you are passionate about? Whatever your objectives, we can help you explore new and innovative ways to make a positive impact on the world. Through our network and the UBS Family Advisory and Philanthropy Services, we’ll work with you and family members to help provide education on philanthropy, practical solutions and tax-efficient investment strategies for creating a meaningful and lasting legacy.

Man working on laptop during virtual call

Planning for a changing tax landscape

UBS Year Ahead 2025

Roaring 20s: The next stage

Our Chief Investment Office (CIO) looks to what awaits investors in the next half of the decade with the 2025 edition of Year Ahead.

A dramatic change in US politics, Chinese economic stimulus, ongoing geopolitical developments and falling interest rates are all at play. How should you prepare your portfolio? Let’s talk about how you can move confidently forward in the new year and beyond.

Read the report

Let's move forward. Together.

Pursuing your goals with a financial team

Denis G. Roy, CFP, CIMA

Michael Grosse, CFP

Patrick "Pat" Downs, CPWA

Victoria "Tory" Hargrove

Ryan Yamaguchi

McKenzie Cooke